Senior Medicare Advantage plan insurance in Folly Beach, SC

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Helping Seniors Make Better-Informed Medicare Decisions

Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.

Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).

At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.

We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in Folly Beach or simply have questions about signing up for Medicare, our team is here to help.

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Medicare Folly Beach, SC

Guiding You Through The Confusion of Medicare!

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What is Medicare?

If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.

Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.

There are four parts of Medicare:

 Senior Medicare Advantage Plan Insurance Folly Beach, SC

This type of Medicare is free for most U.S. citizens. Medicare Part A helps older adults pay for care in a nursing facility, hospital visits, and some forms of in-home senior care.

This tier costs around $100 per month. It covers different outpatient services like lab tests, preventative care, doctor's visits, mental health care, clinical trials, and some forms of surgery.

This type of Medicare is most often called Medicare Advantage. This tier of Medicare allows seniors to choose health plans provided by insurance companies like Senior Medicare Insurance Services. Individuals who use Medicare Advantage commonly use Medicare supplement plan insurance to help pay for health care costs that Original Medicare won't cover, like coinsurance, deductibles, and copayments.

Sometimes called "PDPs," these plans add drug coverage to standard Medicare, some Medicare Private Fee-for-Service Plans (PFFS), some Medicare Cost Plans, and Medicare Medical Savings Account Plans (MSA).

The amount of money you pay for your health care depends on several factors, including:

At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.

Senior Medicare Supplement Plan Insurance in Folly Beach

Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.

Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.

Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.

Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:

Deductibles

Copayments

Coinsurance

Important Information About Senior Supplement Plan Insurance

To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

 Senior Medicare Plans Folly Beach, SC

As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

  • To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
  • Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
  • If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
  • If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
  • Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
  • You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
  • In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.

For many people, the best time to buy senior Medicare Supplement Plan Insurance in Folly Beach is during the 7 months Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Medicare Insurance Services today to determine if you qualify for a Medicare Supplement Insurance Plan.

Senior Medicare Advantage Plan Insurance in Folly Beach, SC

A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:

 Medicare Plans Folly Beach, SC

In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.

How Medicare Advantage Plans Work

Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).

Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.

When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.

 Senior Health Insurance Folly Beach, SC

Medicare Advantage Plan Insurance Rules

Medicare works by paying a set amount of money to the companies that offer senior Medicare Advantage Plan insurance in Folly Beach. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.

Different plans have different rules for how you receive services, such as:

  • If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.
  • Whether you must get a referral to see a specialized doctor
 Healthcare Folly Beach, SC

Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.

Paying for Your Senior Medicare Advantage Plan Insurance

How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.

We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.

 Burial Insurance Folly Beach, SC

The Senior Medicare Insurance Services Commitment

Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:

  • Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.
  • Listening to your specific needs.
  • Responding to all inquiries and questions promptly and with a friendly attitude.
  • Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.
 Medicare Advantage Folly Beach, SC

Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.

Latest News in Folly Beach, SC

13 Things To Do In Folly Beach, South Carolina

The spirited island hamlet south of Charleston shakes off mainland sophistication in favor of flip-flops and cash-only dive bars. In This Article It's only twelve miles south of Charleston's historic homes and manicured window boxes, but the salty little town of Folly Beach ditches the Holy City's refinement in favor of an easygo...

The spirited island hamlet south of Charleston shakes off mainland sophistication in favor of flip-flops and cash-only dive bars.

In This Article

It's only twelve miles south of Charleston's historic homes and manicured window boxes, but the salty little town of Folly Beach ditches the Holy City's refinement in favor of an easygoing, barefoot sensibility that feels a bit more California than Carolina. Known to locals as the Edge of America, Folly is everything a beach town should be. Surf shops line the main drag; cover-ups count as appropriate lunch attire; and nobody takes themselves too seriously (they drop a pair of LED-lit flip-flops to celebrate New Year's Eve). Here's where to stay, eat, relax, and play in South Carolina's super chill surf town.

Where to Stay

Every single room at Tides Folly Beach comes with an ocean view. Perched at the end of Center Street, the town's main thoroughfare, the hotel is steps from both the beach and an array of local shops and eateries. For families looking to stretch out a bit more, there are a boatload of rentals to choose from: Opt for ocean-front properties that will sleep a crowd or cozy cottages with marsh and Folly River views. And for people who wouldn't dream of traveling without their four-legged companions, there are plenty of pet-friendly rentals too.

Where to Eat

You won't go hungry on this island. Lost Dog Café is a local staple, serving coffee and all-day breakfast; don't miss the eggs Benedict, which they top with fried green tomatoes. Fish tacos, Vietnamese-inspired lettuce wraps, and Cuban sandwiches all have a place on the colorful menu at Chico Feo, where the vibe is equally colorful. Don't let the easygoing atmosphere fool you: Rita's Seaside Grille is serious about its food...and its cocktails. Try one of the Signature Crushes, fruity sippers with flavored liquors that pack a punch. End the night at Sand Dollar Social Club, a dive bar where you're invited to come as you are, so long as you're a member; membership costs $1, so bring your cash (you won't find a credit card machine here).

Where to Relax

The island's six miles of beachfront are its main attraction, and it'd be easy to while away a week with no plans beyond putting your toes in the sand. Spend a day shelling, sunning, surfing, or searching for shark teeth. Enjoy oceanfront views while lunching at BLU Beach Bar and Grill. At the northern end of Folly Beach, the Morris Island Lighthouse provides a stunning backdrop from the shore. Get a closer look from the Lighthouse Inlet Heritage Preserve or via kayak. Several guided tours leave from Folly Beach to visit Morris Island for shelling, photography, and lighthouse history. The historic lighthouse is not open for viewing. How close you can get to the lighthouse depends on the tides.

Where to Play

For those looking to build an action-packed itinerary, there are plenty of activities that highlight the destination's natural beauty: Book a guided kayak tour or rent a stand-up paddleboard to explore the tidal creeks; stop by McKevlin's Surf Shop, South Carolina's oldest surfing outfitter, before catching some of the area's best waves at The Washout; and plan to make a trip with your fishing poles to check out the beloved Folly Beach Pier that has reopened after extensive renovations.

Enjoy A Laid Back Day On The Shores Of Folly Beach, SC

Have you visited Folly Beach, SC? No matter what kind of beach trip you are looking for, you can find it on the barrier islands of Charleston, South Carolina. Folly Beach is your best bet for the perfect mix of relaxing beaches and spots to dine. Folly Island is 18 square miles of sand and sun and offers a beach town vibe just 20 minutes from the tourist attractions of Charleston. This article includes:...

Have you visited Folly Beach, SC? No matter what kind of beach trip you are looking for, you can find it on the barrier islands of Charleston, South Carolina. Folly Beach is your best bet for the perfect mix of relaxing beaches and spots to dine. Folly Island is 18 square miles of sand and sun and offers a beach town vibe just 20 minutes from the tourist attractions of Charleston.

This article includes:Public Beach Access on Folly IslandFolly Island Places to Eat

Take A Trip To Visit More Beaches That Are Located Not Far From The Upstate!

Folly Island On The Coast Of South Carolina

The beaches of the Low Country offer something for everyone when it comes to a beach trip. For a quiet, non-commercialized beach experience, Kiawah Island’s Beach Walker Park is my go-to option. However, if a tourist-heavy, commercialized expertise is what you seek, Isle Of Palms fits the bill.

If a sandy spot somewhere in the middle of both is what you want, then the beaches of Folly Island are perfect. They are family-friendly, quiet, and some access points have restrooms and showers for beachgoers to use. The downtown area of Folly Island offers a funky beach town vibe that’s solidified its place in the history of the SC coast.

Here’s a Great Map of Folly Island To Show The Kids

Where to Stay Near Folly Beach, SC

This Stay 22 Map contains affiliate links that will help you find the perfect place to stay near Folly Beach!

Accessing The Beach On Folly Island

With six miles of shoreline, there’s no shortage of sand to spread out on when visiting Folly Beach. Finding beach access isn’t difficult, but depending on your family’s needs, one access might be more suitable than another.

Located on the southern tip of Folly Island, the county park offers families all of the amenities they might need including showers, restrooms, a seasonal concession stand, seasonal lifeguards, and chair rentals.

The parking fees range from $5-$20, depending on the season, and are $20 on weekends and summer holidays. Park gates are open from 8 am to sunset.

The Folly Beach Ocean Park is located at the end of West Arctic Avenue. It offers beachgoers restroom and shower facilities that are free and open to the public (currently only open during the summer.)

At the end of nearly every block on the island there is a beach access pathway. Some spots include parking if space permits, otherwise you can park streetside.

The further you drive away from the pier, the less the metered parking costs. By quite a bit. If you aren’t trying to be right next to the pier and center street, drive a few miles north to find cheaper meter rates. The parking meter fees can be paid through a kiosk, or with the PARK Folly Beach app.

The centerpiece of Folly Island is the Folly Beach Pier. The pier was recently renovated. Amenities at Folly Beach Pier include the gift shop, restrooms, showers, changing rooms, and wheelchair beach access.

The Pier 101 Restaurant is open Wednesday through Monday, and offers seafood, sandwiches, and more!

Swimming is permitted on the beach that flanks the sides of the pier, however, the undertow can become dangerous near the pier causing unsafe conditions. Also, people throw baited hooks off of that pier looking to catch “a big un”. I don’t know about you, but I would prefer not to be swimming near where people are reeling in jaws.

The parking fees range from $5-$20, depending on the season, and are $20 on weekends and summer holidays. Pier hours vary by season, so be sure to check the park’s site before venturing out.

Places To Eat On Folly Island

There are plenty of spots to choose from when it comes to meals on Folly Island. These are just a few of our favorites when we head out to spend the day on Folly Beach.

Taco BoyAmeri-mex style food with a kid’s menu, and a full bar. Great spot for nachos and margs after a day on the beach.

The Lost Dog Cafe

The perfect spot for breakfast or brunch, The Lost Dog has sandwiches, burgers, breakfast (all day), and more.

Saint James Gate Proper Irish Pub & Three Monkey’s Ice CreamThe menu here has a little bit of everything, including tacos. It’s kid & dog-friendly! Plus they have some delicious dessert options.

The Pineapple HutIf you spend any time on Folly Island, you are bound to see people walking down the street with a pineapple in their hands. This food truck is where it came from, filled with Dole Whip, or one of their weekly special flavors of soft-serve style ice cream. (March through November).

Watch confused alligator try to navigate steps from the second floor of SC beach home

One of South Carolina’s rascally alligators rattled tourists when it showed up on the second-story deck of a vacation home in Folly Beach.Videos posted Oct. 27 on Facebook show the alligator was discovered after it reached the top of the stairs.“Having a house (at) Folly Beach SC for 11 years we have never seen or heard of alligators on the island because t...

One of South Carolina’s rascally alligators rattled tourists when it showed up on the second-story deck of a vacation home in Folly Beach.

Videos posted Oct. 27 on Facebook show the alligator was discovered after it reached the top of the stairs.

“Having a house (at) Folly Beach SC for 11 years we have never seen or heard of alligators on the island because there are no ponds,” Greg Bayer wrote.

“That all changed today when the guests at my neighbor’s house pointed out that they had a visitor on the second floor porch. He climbed 16 steps to get there.”

The alligator looks confused in the videos, having realized too late that the stairs led to a wall and railings rather than an exit.

It appeared to be considering a jump from the second floor, until Bayer decided to help. His assistance involved herding the alligator back toward the stairs.

Video shows it teetered precariously at the top for awhile, then appeared to half walk, half slide down the steps. That unexpected move elicited screams from those watching.

“He hissed at me a few times,” Bayer wrote.

The 6-foot alligator eventually exited a gate and went to a marsh near the home, which is on East Erie Avenue, Bayer told WCBD. Folly Beach is about 10 miles south of Charleston.

The videos have been views thousands of times and gotten hundreds of reactions, including a lot of trick-or-treat jokes. Some wondered what the gator expected to find at the top of the stairs, while others say it got lucky to encounter sympathetic tourists.

“One can only imagine the ruckus an inebriated, and disoriented tourist would’ve caused,” John Tucker wrote on Facebook.

“I’ll hand him a beer and some wings,” William Leon said.

“Don’t leave your keys under a planter. They probably know how to unlock a door!” Vicki Owens Sutphin wrote on Facebook.

This story was originally published November 3, 2023, 8:50 AM.

Where to Eat Well at Charleston’s Beaches

Many of those visiting Charleston know that downtown is a hot spot for restaurants, but where should folks visiting one of the local beaches eat? From barbecue to noodle bowls, these island eateries can offer a wealth of choices for the hungry wave jumper or sunbather. Read MoreEater maps are curated by editors and aim to reflect a diversity of neighborhoods, cuisines, and prices. ...

Many of those visiting Charleston know that downtown is a hot spot for restaurants, but where should folks visiting one of the local beaches eat? From barbecue to noodle bowls, these island eateries can offer a wealth of choices for the hungry wave jumper or sunbather.

Read More

Eater maps are curated by editors and aim to reflect a diversity of neighborhoods, cuisines, and prices. Learn more about our editorial process. If you buy something or book a reservation from an Eater link, Vox Media may earn a commission. See our ethics policy.

Before a day at Folly Beach, frequent visitors know to hit up Lost Dog for brunch. The cafe has something for everyone on the menu, from huevos rancheros to fresh fruit parfaits. Relax with a mimosa before hitting the waves and sand.

Full of surfers and deal-seekers, Folly Beach stop Jack of Cups offers filling curry nachos, dahl, and curry meatballs. The menu is a mash-up of different cuisines from across the globe, including nods to the South, which is always good while sipping a few craft beers.

Self-proclaimed “chill ass bar,” Lowlife offers expertly crafted cocktails, queso, local shrimp rolls, double cheeseburgers, and more in a hip and lively beach space. Lowlife also serves brunch every day of the week, so it’s like a vacation within a vacation.

A visit to Taco Boy is all about the experience. The interiors are lively and full of fun details. It offers a long list of tacos with unexpected fillings, like the Korean beef tacos stuffed with kimchi and grilled flank steak or the sauteed shrimp tacos come with ancho chile yogurt sauce and cabbage. On a nice day, enjoy the patio with a few friends and a frozen screwdriver to go with the other selections.

Spanish for "the ugly boy," Chico Feo makes for a super chill stop after a day on the beach. The eatery feels like visiting a friend’s backyard. The menu is a mix-up of warm weather favorites from across the globe, like Cuban beans and rice, bun cha, and plenty of tacos.

Bert’s Market isn’t a restaurant, but it is an icon on Folly Beach. The 24-hour corner store is well known as stop for made-to-order sandwiches and just about everything else you need for a day at the beach. Bert’s puts it best: “Patronized by freaks, surfers, skaters, crunks, retirees, tourists, stoners, day trippers, hippies, hipsters, and regular folk, Bert’s is the rockingest grocery in town.”

Dining at Sullivan’s Fish Camp is like stepping onto a sailboat out of the 1970s. The retro-chic restaurant is one of the chicest on the island. The menu includes fish camp classics, like peel-and-eat shrimp and smoked fish dip, paired with more modern offerings, like a tuna smash burger or Nashville hot grouper cheeks.

Diners can eat pizza, pasta, and fresh seafood just a few steps from the ocean. From the skilled hands of executive chef Jacques Larson, the Obstinate Daughter offers a stunning dining room to spend visit for lunch, brunch, or dinner. Visitors should order a craft cocktail, a few oysters, and try the ricotta gnocchi with short rib ragu at least once.

Home Team BBQ on Sullivan's Island is always packed with friends and families ordering pulled pork plates and catching a game on the televisions. The smoked wings with Alabama white sauce are addictive, as are the frozen boozy Gamechanger cocktails.

Cozy bistro High Thyme offers a more upscale experience than most beach-goers expect. Guests visit this Middle Street restaurant for celebratory dinners and Sunday morning brunches. Find dishes like mussels in a coconut chili broth, cioppino, three-meat bolognese lasagna, lamb meatballs, and more comforting dishes.

Contemporary Italian eatery Coda del Pesce sits right on the beach at Isle of Palms. Customers can watch the ocean while ordering from chef Ken Vedrinski’s seafood-filled menu. Make reservations early for dishes like the snowy grouper with peanut potatoes, grapes, and Castelvetrano olives.

Before a day at Folly Beach, frequent visitors know to hit up Lost Dog for brunch. The cafe has something for everyone on the menu, from huevos rancheros to fresh fruit parfaits. Relax with a mimosa before hitting the waves and sand.

Full of surfers and deal-seekers, Folly Beach stop Jack of Cups offers filling curry nachos, dahl, and curry meatballs. The menu is a mash-up of different cuisines from across the globe, including nods to the South, which is always good while sipping a few craft beers.

Self-proclaimed “chill ass bar,” Lowlife offers expertly crafted cocktails, queso, local shrimp rolls, double cheeseburgers, and more in a hip and lively beach space. Lowlife also serves brunch every day of the week, so it’s like a vacation within a vacation.

A visit to Taco Boy is all about the experience. The interiors are lively and full of fun details. It offers a long list of tacos with unexpected fillings, like the Korean beef tacos stuffed with kimchi and grilled flank steak or the sauteed shrimp tacos come with ancho chile yogurt sauce and cabbage. On a nice day, enjoy the patio with a few friends and a frozen screwdriver to go with the other selections.

Spanish for "the ugly boy," Chico Feo makes for a super chill stop after a day on the beach. The eatery feels like visiting a friend’s backyard. The menu is a mix-up of warm weather favorites from across the globe, like Cuban beans and rice, bun cha, and plenty of tacos.

Bert’s Market isn’t a restaurant, but it is an icon on Folly Beach. The 24-hour corner store is well known as stop for made-to-order sandwiches and just about everything else you need for a day at the beach. Bert’s puts it best: “Patronized by freaks, surfers, skaters, crunks, retirees, tourists, stoners, day trippers, hippies, hipsters, and regular folk, Bert’s is the rockingest grocery in town.”

Dining at Sullivan’s Fish Camp is like stepping onto a sailboat out of the 1970s. The retro-chic restaurant is one of the chicest on the island. The menu includes fish camp classics, like peel-and-eat shrimp and smoked fish dip, paired with more modern offerings, like a tuna smash burger or Nashville hot grouper cheeks.

Diners can eat pizza, pasta, and fresh seafood just a few steps from the ocean. From the skilled hands of executive chef Jacques Larson, the Obstinate Daughter offers a stunning dining room to spend visit for lunch, brunch, or dinner. Visitors should order a craft cocktail, a few oysters, and try the ricotta gnocchi with short rib ragu at least once.

Home Team BBQ on Sullivan's Island is always packed with friends and families ordering pulled pork plates and catching a game on the televisions. The smoked wings with Alabama white sauce are addictive, as are the frozen boozy Gamechanger cocktails.

Cozy bistro High Thyme offers a more upscale experience than most beach-goers expect. Guests visit this Middle Street restaurant for celebratory dinners and Sunday morning brunches. Find dishes like mussels in a coconut chili broth, cioppino, three-meat bolognese lasagna, lamb meatballs, and more comforting dishes.

Contemporary Italian eatery Coda del Pesce sits right on the beach at Isle of Palms. Customers can watch the ocean while ordering from chef Ken Vedrinski’s seafood-filled menu. Make reservations early for dishes like the snowy grouper with peanut potatoes, grapes, and Castelvetrano olives.

Idalia's aftermath: Folly Beach grapples with worst erosion since Hurricane Matthew

FOLLY BEACH, S.C. (WCIV) — A beautiful day of beach-goings went on Thursday following a night of rising tides on Folly Beach. While those beachgoers were busy having fun Folly leaders were busy uncovering a sad truth about Tropical Storm Idalia's impact: Sand on the beach could become a dwindling commodity.“This is actually the worst erosion we’ve seen since the passage of Hurricane Matthew back in 2016," said Nicole Elko, the Coastal Consultant for the City of Folly Beach.Wednesday night's unusually high...

FOLLY BEACH, S.C. (WCIV) — A beautiful day of beach-goings went on Thursday following a night of rising tides on Folly Beach. While those beachgoers were busy having fun Folly leaders were busy uncovering a sad truth about Tropical Storm Idalia's impact: Sand on the beach could become a dwindling commodity.

“This is actually the worst erosion we’ve seen since the passage of Hurricane Matthew back in 2016," said Nicole Elko, the Coastal Consultant for the City of Folly Beach.

Wednesday night's unusually high tide was a challenge for the beach.

Read more: Second Lowcountry tornado confirmed in North Mt. Pleasant.

“So we are five years since our last renourishment. So, we weren't very prepared going into this hurricane season with sand on the beach," said Elko.

Idalia's impact caused up to 15 feet of dune loss in some spots. Even higher numbers in others. With three months left in Hurricane Season, Folly could see even more erosion before the next renourishment happens.

Elko tells us, “We won't have any sand on the beach for Hurricane season and we will be extremely vulnerable for the next month or two.”

Efforts are underway to work with the Army Corps of Engineers to hopefully speed up the renourishment timeline. The work could start in the Winter or as late as March 24.

Read more: INTERVIEW; Mayor Crawford Moore assesses damage at Edisto Beach.

With an Emergency Declaration approved by President Joe Biden on Thursday, the Army Corps of Engineers could go in and help local spots like Folly Beach impacted by Idalia.

Jeff Livasy, the Chief of Civil Works for the Corps Charleston branch, said "What we anticipate doing from this event is looking at the storm damage and then we will be asking if we can basically, incorporate that into our ongoing activities and say, 'okay, we anticipated, you know, a set number or, you know, so many cubic yards of loss from Hurricane Ian.

"We now quantify that we got a little bit more from this hurricane are we eligible for the funding from last year or can we get additional funding and just keep the same efforts going but at an increased quantity."

Meanwhile, a number of folks were enjoying the change in weather over the 24-hour span. Some families and even beach-goers going solo were busy using metal detectors searching for "treasures." More importantly was just the chance to enjoy a great day of surf and sand regardless of the erosion status.

“It’s the perfect day. Like I don’t think we’ve had a better day this entire summer. It’s still catchable waves and it’s like 70 degrees all day," said surfer Georgia Myrick

Read more: Charleston leverages storm cleanup to discuss future resilience amid rising sea levels.

WCIV

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