Senior Medicare Advantage plan insurance in Folly Beach, SC

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Helping Seniors Make Better-Informed Medicare Decisions

Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.

Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).

At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.

We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in Folly Beach or simply have questions about signing up for Medicare, our team is here to help.

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Medicare Folly Beach, SC

Guiding You Through The Confusion of Medicare!

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What is Medicare?

If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.

Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.

There are four parts of Medicare:

 Senior Medicare Advantage Plan Insurance Folly Beach, SC

This type of Medicare is free for most U.S. citizens. Medicare Part A helps older adults pay for care in a nursing facility, hospital visits, and some forms of in-home senior care.

This tier costs around $100 per month. It covers different outpatient services like lab tests, preventative care, doctor's visits, mental health care, clinical trials, and some forms of surgery.

This type of Medicare is most often called Medicare Advantage. This tier of Medicare allows seniors to choose health plans provided by insurance companies like Senior Medicare Insurance Services. Individuals who use Medicare Advantage commonly use Medicare supplement plan insurance to help pay for health care costs that Original Medicare won't cover, like coinsurance, deductibles, and copayments.

Sometimes called "PDPs," these plans add drug coverage to standard Medicare, some Medicare Private Fee-for-Service Plans (PFFS), some Medicare Cost Plans, and Medicare Medical Savings Account Plans (MSA).

The amount of money you pay for your health care depends on several factors, including:

At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.

Senior Medicare Supplement Plan Insurance in Folly Beach

Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.

Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.

Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.

Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:

Deductibles

Copayments

Coinsurance

Important Information About Senior Supplement Plan Insurance

To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

 Senior Medicare Plans Folly Beach, SC

As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

  • To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
  • Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
  • If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
  • If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
  • Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
  • You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
  • In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.

For many people, the best time to buy senior Medicare Supplement Plan Insurance in Folly Beach is during the 7 months Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Medicare Insurance Services today to determine if you qualify for a Medicare Supplement Insurance Plan.

Senior Medicare Advantage Plan Insurance in Folly Beach, SC

A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:

 Medicare Plans Folly Beach, SC

In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.

How Medicare Advantage Plans Work

Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).

Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.

When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.

 Senior Health Insurance Folly Beach, SC

Medicare Advantage Plan Insurance Rules

Medicare works by paying a set amount of money to the companies that offer senior Medicare Advantage Plan insurance in Folly Beach. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.

Different plans have different rules for how you receive services, such as:

  • If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.
  • Whether you must get a referral to see a specialized doctor
 Healthcare Folly Beach, SC

Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.

Paying for Your Senior Medicare Advantage Plan Insurance

How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.

We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.

 Burial Insurance Folly Beach, SC

The Senior Medicare Insurance Services Commitment

Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:

  • Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.
  • Listening to your specific needs.
  • Responding to all inquiries and questions promptly and with a friendly attitude.
  • Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.
 Medicare Advantage Folly Beach, SC

Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.

Latest News in Folly Beach, SC

Folly Beach offers fun and serenity all at once

People like to call Folly Beach the “fun” beach, and maybe it is, especially if you’re visiting for the restaurants and bars.But there’s also a measure of serenity here if you know where, and when, to look.Here’s the best way to find it: Get here early; 7 a.m. should work — before the traffic on the only road in and out becomes a nightmare.Bring the dog if you have one: From May through September, they’re allowed on the beach before 10 a.m. and after 6 p.m.Check the tides ...

People like to call Folly Beach the “fun” beach, and maybe it is, especially if you’re visiting for the restaurants and bars.

But there’s also a measure of serenity here if you know where, and when, to look.

Here’s the best way to find it: Get here early; 7 a.m. should work — before the traffic on the only road in and out becomes a nightmare.

Bring the dog if you have one: From May through September, they’re allowed on the beach before 10 a.m. and after 6 p.m.

Check the tides online before you arrive: at high tide, part of this walk is underwater.

Park in the grass just outside Folly Beach County Park. Make sure your tires aren’t on the pavement or you’ll have a ticket when you get back.

Take a right when your feet hit the sand.

Keep going, past the pelicans flying so low they could dip their toes in the water, past the last jetty trying to keep the sand from washing away.

Before you’ve walked a mile, you’ll reach a bend in the beach. This is the spot.

To the left, waves lap at the coast. To the right, still water.

It feels like you’ve reached the end of the ocean. Or the beginning.

Sit in the sand. Before you head back to civilization, let the scene wash through your eyes and into your body.

Explore

The Washout

Head to the other end of the island if your companion is a surfboard instead of a dog. A spot off East Ashley Avenue known as The Washout is a favorite for surfers. A bit farther along the street, a paved trail covered in graffiti leads to a small beach with views of the Morris Island Lighthouse.

If you’re brave enough, join the kite surfers being pulled along the water on windy days, sometimes soaring high above the surface before splashing back down.

Folly Beach pier

The pier reopened in December 2022 after a two-year, $14 million rebuild. It’s 1,049 feet long. The pier has been a part of Folly Beach — you can’t miss it if you head toward the sand — since the 1930s. Pay $5 for an all-day fishing pass or just walk to the end and listen to the water.

The pier is open from 8 a.m. to sunset.

Eat and drink like a local

Lost Dog Cafe

For brunch, the go-to meal for late sleepers or early drinkers, try Lost Dog Cafe. Located in a former laundromat on West Huron Avenue, you can find breakfast and bloodies on the menu all day. Try a breakfast burrito, or grab some fried green tomatoes and a chicken salad croissant from the lunch menu. And like many other eateries in Folly, your dog is welcome to join you.

Jack of Cups

A favorite of The Post and Courier’s food editor, Jack of Cups on Center Street has a menu built for the adventurous eater. Boasting a bevy of vegetarian options on a menu the owners describe as “globally inspired,” the kitchen also cranks out dishes you probably never come across at home: Among them: Cap’n Crunch deviled eggs, dill pickle soup and unicorn pop rock cheesecake.

The Bounty Bar

Created by the owners of The Royal American in Charleston, The Bounty Bar on Center Street aspires to serve “better than it has to be” bar food. It’s open until 1 a.m. daily and has you covered whether you’re craving seafood, chicken or steak.

Chico Feo

Head to Chico Feo on East Ashley Avenue for tacos, beer and live music. Check their calendar for musical performances. Or show up on a Monday for soapbox night, when you can sign up to take the stage and show off your talent, whether it’s singing, spoken word or parlor tricks.

Shopping

If you need groceries or a quick snack, try Bert’s Market on East Ashley Avenue.

A smattering of surf and beach shops in the heart of town will have everything you need for a day on the beach, including the towel or sunscreen you accidentally left at home.

While you’re indoors — easily the worst place to be at Folly Beach — you can also pick up some souvenirs for the family members who couldn’t join you.

If you plan to spend most of your time on the beach, there are some rules you should remember:

No alcohol, glass containers, plastic bags, balloons, Styrofoam, open fires, fireworks or littering.

Surfing without a leash is prohibited. From May 15 to Sept. 15, surfing is prohibited from 10 a.m. to 6 p.m. from 2nd Street East to 3rd Street West. From Sept. 16 to May 14, surfing is allowed in any area. It is prohibited within 200 feet of the fishing pier.

Stay off the dunes and use public walkovers.

To protect sea turtle hatchlings, no lights are allowed that illuminate the front beach between 10 p.m. and dawn from May 1-Oct. 31. For a full list of beach rules, check visitfolly.com.

Reach John Ramsey at 843-906-9351. Follow him on Twitter @johnwramsey.

Food editor Parker Milner contributed to this report.

New ordinances could affect number of short-term rentals on Folly Beach

FOLLY BEACH, S.C. (WCIV) — The debate on short-term rentals is once again heating up on Folly Beach. Residents say proposed amendments approved earlier this year could add dozens more rentals to the area.Folly Beach residents voted to cap short-term rentals to 800 in February. It was nearly a year-and-a-half-long debate th...

FOLLY BEACH, S.C. (WCIV) — The debate on short-term rentals is once again heating up on Folly Beach. Residents say proposed amendments approved earlier this year could add dozens more rentals to the area.

Folly Beach residents voted to cap short-term rentals to 800 in February. It was nearly a year-and-a-half-long debate that seemingly came to a close.

But now, residents are worried new amendments to the ordinance proposed by city councilmembers could increase the number of short-term rentals beyond the cap approved earlier this year.

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The first amendment would allow short-term rental owners who were not renewed by the deadline this year, but paid taxes on the property previously, to have a chance to apply for license renewal.

The second amendment says if an investor got a short-term rental license approved for a construction project before the ordinance was passed on February 7th and hasn't received their certificate of occupancy, they could get approval for a license after the deadline as well.

Right now, there are dozens of rentals on the waitlist. Folly Beach residents say this would only create more of a backlog and could open the door for many more short-term rentals on the island.

“It just means if you pay your taxes, you could then get a license. It could be hundreds more, and basically take us to the same position we were before the cap, where there was no limit on short-term rentals," said Ann Peets, president of the Folly Beach Residents Association. "It takes it back to them being really a dominant force on the island over the residents."

WCIV

Councilmembers DJ Rich, Billy Grooms and Adam Barker proposed these amendments. News 4 reached out to each one of them for comment but did not receive a response.

Peets and other residents plan to propose some alternatives at the city council meeting on Tuesday, which they believe could help clear the backlog.

Peets says since there are already tons of homes on the waitlist, promoting alternatives like 72-day rentals or long-term rentals on the island could cut down on the number of investors aiming to get STR licenses.

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But more importantly, she says the city could avoid these headaches by just having more transparency of its enforcement. Peets claims it would shorten the waitlist and also improve compliance throughout the island.

“We want to see them move to the next phase where that enforcement really is starting to happen, where they are going in and basically issuing violations when they happen, not just nice warnings that don't result in anything and that really rewards the people that do a nice job in terms of property management," Peets said. "They can have a great investment rental that is a good community player and really moves it, moves them up in the list and makes them thought of most positively on the island."

Folly Beach mayor Tim Goodwin says to stay in good standing and adhere to the enforcement of the ordinance, owners must keep business and rental licenses up to date, know who they rent to, and avoid violating the city’s strike system.

The amendments will have their first reading at the Folly Beach city council meeting Tuesday night at 7 o'clock.

The debate over short-term rentals is taking shape across the country. Locally, Sullivan’s island and James Island have both discussed short-term rental bans at recent council meetings.

Nationally, Dallas became the first city to ban short-term rentals last week.

Editorial: New public sand shouldn’t mean new private sandcastles

Folly Beach’s name may never seem more fitting than when one learns about a fresh legal battle playing out there — a battle that ultimately will decide if taxpayer-funded beach renourishment opens the door for public land to be converted back into private property whose owners may then build new homes on lots previously under water. The city and its allies should ensure this doesn’t happen.Unfortunately, that will be a challenge because of Folly’s dynamic nature and unique history. More than a half century ago,...

Folly Beach’s name may never seem more fitting than when one learns about a fresh legal battle playing out there — a battle that ultimately will decide if taxpayer-funded beach renourishment opens the door for public land to be converted back into private property whose owners may then build new homes on lots previously under water. The city and its allies should ensure this doesn’t happen.

Unfortunately, that will be a challenge because of Folly’s dynamic nature and unique history. More than a half century ago, Folly Beach had a road, Benke Drive, that ran between East Ashley and the ocean’s edge on the island’s easternmost end; this part of the beach was growing, and lots on both sides of Benke were platted and sold off. By the early 1980s, however, the sands shifted, and Benke was lost to erosion, and its lots were under water. A few years later, however, a sandbar migrated across Lighthouse Inlet and attached itself to the northern end of Folly, and some lots along Benke were high ground again. And the state baseline was drawn through the yet-undeveloped Benke Drive lots, allowing development on 28 of them.

Fourteen of these lots were built upon, and it’s no surprise that these homes — built between East Ashley and the beach — are among Folly’s most threatened, and the most likely to end up costing taxpayers once they fall into the ocean. The fate of the 14 remaining, undeveloped “super-beachfront” lots is now the subject of a fresh legal battle, as some owners have sought to capitalize on their freshly elevated status following the island’s 2018 beach renourishment.

To block them, the city of Folly Beach, the Coastal Conservation League, the nonprofit Save Folly Beach and several local homeowners filed a 2019 lawsuit challenging the ownership of this taxpayer-created land. Although a local judge ruled they did not have standing to bring such a challenge, the South Carolina Court of Appeals reversed that decision and ordered the case to proceed at the trial court level. That’s an auspicious step but likely only one of many to come before this matter is settled for good.

At the very least, we hope our courts continue to recognize that these groups should have standing to question this critical environmental decision. And it is critical, with implications far beyond the 14 lots on Folly Beach. As Amy Armstrong, executive director of the S.C. Environmental Law Project that represented the plaintiffs, explains: “As we have sea level rise and we have lands being converted to public trust land as they’re eroding away and going below the water, can you convert public land, with public money, into private property? It’s kind of crazy when you think about it in those terms.”

While this issue emerged first on Folly, the precedent set here will reverberate elsewhere as more coastal communities renourish their beaches more often due to sea level rise and stronger, more frequent storms. Our state’s Public Trust Doctrine says the state owns all land below the mean high water mark and holds this land in trust. A previous Supreme Court ruling has noted beachfront property owners take their title “at risk of loss to the State by natural forces,” but the courts haven’t settled what should happen when unnatural, sudden forces (like renourishment) shift our shoreline.

Locals realize Folly Beach actually received its current name (it originally was “Coffin Island”) from an old English word meaning “dense foliage,” not because of any association with a lack of good sense, prudence or foresight. But if we allow new homes to be built on its rapidly shifting sands right next to the water’s edge, the latter definition would fit all too well.

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Destinations: Summertime is easy at one-of-a-kind Folly Beach

For TALK GreenvilleJust 11 miles from downtown Charleston, Folly Beach is known as one of America’s last authentic beach towns. At times, this seaside town on a barrier island feels like a discovery – a slice of a simpler time when going to the beach meant lazy, flip-flop days filled with salty breezes and fresh-caught seafood. It’s this lifestyle that distinguishes Folly Beach from other beaches.Head to the Beach at Folly Beach County Park The Folly Beach County Park...

For TALK Greenville

Just 11 miles from downtown Charleston, Folly Beach is known as one of America’s last authentic beach towns. At times, this seaside town on a barrier island feels like a discoverya slice of a simpler time when going to the beach meant lazy, flip-flop days filled with salty breezes and fresh-caught seafood. It’s this lifestyle that distinguishes Folly Beach from other beaches.

Head to the Beach at Folly Beach County Park

The Folly Beach County Park features six miles of wide, sandy beach on the island's west end. Take a stroll and search for beach treasures like shark teeth, shells and sand dollars or just watch the lapping waves. The park is open from 8 a.m. until sunset. Lifeguards are on duty and beach chairs and umbrellas are available to rent. There’s also easy access to restrooms and outdoor showers.

Catch the Sunset at Folly Beach Pier

A landmark, Folly Beach Pier once attracted shaggers along with famous bands, such as The Drifters and The Coasters. After a two-year renovation, the pier reopened last year with many upgrades. The new pier now stretches 1,049 feet into the Atlantic and is one of the longest fishing piers on the East Coast. It’s worth a stroll down to the platform at the end to catch a sunset. Grab a seat under an umbrella at Pier 101, the pier's new restaurant and bar, and enjoy a cold brew or a casual meal with ocean views.

Catch a Wave

Folly is recognized as one of the best surfing spots on the East Coast. Surf by the pier or test your skills at The Washout, a popular surfing spot with a reputation for the area’s best waves. You can rent a board or sign-up for a lesson at one of the many surf shops, like local favorite McKevlin’s, one of the oldest surf shops in the country.

Explore Center Street

Just steps from the beach is Center Street, the hub of downtown Folly, where you’ll find come-as-you-are dining spots, rooftop bars, indie stores and local surf shops. Be sure to check out Folly Beach Adventures, a popular place for all types of rentals, like paddleboards, e-bikes, and more.

Beach Eats and Cold Sips

While local seafood is the star, there are many restaurant options to satisfy every taste. Here are a few local favorites. A beach staple, Bert’s Market is a 24-hour go-to for sandwiches, snacks and beach gear. Popular Taco Boy features a lineup of inventive tacos with fresh ingredients. Dig into local seafood, burgers, and fresh cocktails on the deck at Loggerhead’s Beach Grill. For more than 20 years, The Crab Shack has been an island go-to for fried seafood baskets and steamed buckets. Get to Rita’s Seaside Grille for frozen black cherry crushes, fresh oysters, shrimp, and live music. Snapper Jack’s Seafood and Raw Bar offers three levels of patio dining with an ocean view at the top and a menu packed with everything from oysters to sushi. The Washout Out has affordable beach eats, like crab cakes and burgers, and summer cocktails like the Midsummer Mojito. Lowlife Bar serves brunch options daily and great local shrimp rolls at lunch. Chico Feo has a small but tasty menu; try the goat curry and cucumber-lemonade sake.

For more info, visitfolly.com

50 YEARS OF FOLLY

Folly Beach celebrates 50 years as a city with a fun-filled anniversary festival, September 22 through October 1, 2023. The celebration kicks off with a 1920s-themed gala at The Tides and continues with daily events such as street parties with food and live music, a classic car show, carnival rides and a shagging party on Folly Pier. For more info, visit visitfolly.com

OPINION: The sign of the tides: Folly Beach is underrated

When my grandma made this summer’s vacation plans for Folly Beach, South Carolina, the rest of my family and I had never heard of it before.For years, my brothers and I have always gone on vacation during the summer with our grandparents, who we call Mimi and Poppy.We’ve been to Myrtle Beach twice, Virginia Beach, Ocean City, Maryland twice, New York City and Canada.Wherever we go, it’s always an adventure with the Graves Family, and Folly Beach was no exception.Our journey began at the Akron-Can...

When my grandma made this summer’s vacation plans for Folly Beach, South Carolina, the rest of my family and I had never heard of it before.

For years, my brothers and I have always gone on vacation during the summer with our grandparents, who we call Mimi and Poppy.

We’ve been to Myrtle Beach twice, Virginia Beach, Ocean City, Maryland twice, New York City and Canada.

Wherever we go, it’s always an adventure with the Graves Family, and Folly Beach was no exception.

Our journey began at the Akron-Canton Airport, where our night flight to Charleston was delayed until around 10:30 p.m.

When we landed in Charleston, we took a long 45-minute cab ride and finally arrived at Folly Beach shortly after 1:00 a.m.

As we walked into our hotel, the Tides, we were greeted by a wall of men’s body spray smell that filled the lobby along with our favorite icon of the trip, Susan, who had the midnight shift at the front desk.

When we first got to our hotel room, exhausted and hungry from our long night of traveling, we decided to venture out and explore the town at 2:00 in the morning.

Susan, who we jokingly imagined running through the hallways spraying the men’s cologne that stunk up the hotel, directed us down the block to a 24-hour store called Bert’s Market to satisfy our late-night cravings.

As we walked down the street, the town immediately reminded my grandma of the beach town described in Jimmy Buffett’s famous “Margaritaville” song, with the shops and unique restaurants that surrounded us.

The town was dead.

I remember all of us laughing and joking that our vacation might be a bust because of how lifeless the town seemed.

But as soon as we stepped inside Bert’s, it seemed like the only place still alive. The sound of a piano playing flowed through the crammed market, and when we turned around, someone was actually playing a piano in the corner.

The store sold everything from groceries and hot foods to music supplies. We grabbed some snacks and trotted back to our hotel, drained from the night.

We went to bed wondering what Folly Beach would have in store for us. After our three days, it turned out to be my favorite beach vacation, and I think more people should know just how special it is.

The beach, which is south of Charleston, is on Folly Island. The Atlantic Ocean and the Folly River surround the island, and there is also a pier stretching over 1,000 feet into the ocean.

What makes this beach stand out from others is that it’s not as commercialized as more popular places, and it’s a much more relaxed beach town.

Our hotel had an oceanfront view, so we were able to walk right out onto the beach. Since it’s a tight-knit beach town, many of the shops and restaurants were within walking distance. However, we rented a golf cart so we could explore the island.

On our golf cart, we passed through countless rows of beach houses. Each one was styled differently with colors and textures, and palm trees lined the town.

For the rest of our stay, the streets were full of life, and the down-to-earth atmosphere made you feel right at home.

We spent our days relaxing on the beach and eating our way through Folly. Though it might not sound thrilling, it was exactly what we needed.

Another fact about this town is that there aren’t any chain restaurants. Instead, there are a wide variety of local restaurants, bars and cafes that attract tourists to their dining rooms each day.

My favorite was Taco Boy, a three-story hideaway that features a rooftop bar. Hanging above the patio bar is an upcycled octopus, a piece of artwork made entirely of trash.

They serve tons of specialty tacos and, of course, tequila. I ordered their Taco Americano and Baja fish tacos, and they were the best tacos I’ve ever had.

We went to several other restaurants on our journey, including the Lost Dog Café, which serves breakfast all day and has walls covered with dog photos.

As our vacation came to an end, we realized that the laid-back “Margaritaville” vibe that Folly Beach gave off was the kind of vacation we were looking for.

Even though it may not be as popular as Myrtle Beach or Hilton Head, I was drawn to the tides of Folly Beach, and I think it’s highly underrated.

Aden is an opinion writer. Contact him at [email protected].

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