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Helping Seniors Make Better-Informed Medicare Decisions
Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.
Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).
At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.
We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in Myrtle Beach or simply have questions about signing up for Medicare, our team is here to help.
- Helping Seniors Make Better-Informed Medicare Decisions
- What is Medicare?
- The amount of money you pay for your health care depends on several factors, including
- Senior Medicare Supplement Plan Insurance in Myrtle Beach
- Important Information About Senior Supplement Plan Insurance
- Senior Medicare Advantage Plan Insurance in Myrtle Beach, SC
- How Medicare Advantage Plans Work
- Medicare Advantage Plan Insurance Rules
- Paying for Your Senior Medicare Advantage Plan Insurance
- The Senior Medicare Insurance Services Commitment
What is Medicare?
If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.
Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.
There are four parts of Medicare:
This type of Medicare is free for most U.S. citizens. Medicare Part A helps older adults pay for care in a nursing facility, hospital visits, and some forms of in-home senior care.
This tier costs around $100 per month. It covers different outpatient services like lab tests, preventative care, doctor's visits, mental health care, clinical trials, and some forms of surgery.
This type of Medicare is most often called Medicare Advantage. This tier of Medicare allows seniors to choose health plans provided by insurance companies like Senior Medicare Insurance Services. Individuals who use Medicare Advantage commonly use Medicare supplement plan insurance to help pay for health care costs that Original Medicare won't cover, like coinsurance, deductibles, and copayments.
Sometimes called "PDPs," these plans add drug coverage to standard Medicare, some Medicare Private Fee-for-Service Plans (PFFS), some Medicare Cost Plans, and Medicare Medical Savings Account Plans (MSA).
The amount of money you pay for your health care depends on several factors, including:
- What kind of care you need, and how often it is needed.
- The type of Medicare coverage you choose.
- Whether there are alternative insurance policies that will help fill gaps in your coverage
- Whether a doctor agrees to charge you the same amount that Medicare will cover for a medical service
At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.
Senior Medicare Supplement Plan Insurance in Myrtle Beach
Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.
Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.
Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.
Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:
Deductibles
Copayments
Coinsurance
Important Information About Senior Supplement Plan Insurance
To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:
As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:
- To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
- Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
- If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
- If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
- Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
- You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
- In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.
For many people, the best time to buy senior Medicare Supplement Plan Insurance in Myrtle Beach is during the 7 months Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Medicare Insurance Services today to determine if you qualify for a Medicare Supplement Insurance Plan.
Senior Medicare Advantage Plan Insurance in Myrtle Beach, SC
A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:
- Preferred Provider Organizations
- Special Needs Plans
- Private Fee-for-Service
- Medicare Medical Savings Account Plans
- Health Maintenance Organizations
In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.
How Medicare Advantage Plans Work
Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).
Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.
When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.
Medicare Advantage Plan Insurance Rules
Medicare works by paying a set amount of money to the companies that offer senior Medicare Advantage Plan insurance in Myrtle Beach. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.
Different plans have different rules for how you receive services, such as:
If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.-
Whether you must get a referral to see a specialized doctor
Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.
Paying for Your Senior Medicare Advantage Plan Insurance
How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.
We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.
The Senior Medicare Insurance Services Commitment
Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:
Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.-
Listening to your specific needs. -
Responding to all inquiries and questions promptly and with a friendly attitude. -
Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.
Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.
We do not offer every plan available in your area. Currently we represent 8 organizations which offer 82 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Latest News in Myrtle Beach, SC
UPDATE: Flood watch for South Carolina until Thursday evening, according to the NWS
SC Weather Bothttps://www.myrtlebeachonline.com/news/weather-news/article295184664.html
An updated flood watch was issued by the NWS Charleston SC on Thursday at 11:59 a.m. The watch is for Inland Jasper as well as Candler, Bulloch, Effingham, Tattnall and Evans counties.Flash flooding caused by excessive rainfall continues to be possible for portions of southeast Georgia, including the following areas, Bulloch, Candler, Effingham, Evans and Tattnall and southeast South Carolina, including the following area, Inland Jasper until 7 p.m. this evening."Excessive runoff may result in flooding of rivers, creeks, s...
An updated flood watch was issued by the NWS Charleston SC on Thursday at 11:59 a.m. The watch is for Inland Jasper as well as Candler, Bulloch, Effingham, Tattnall and Evans counties.
Flash flooding caused by excessive rainfall continues to be possible for portions of southeast Georgia, including the following areas, Bulloch, Candler, Effingham, Evans and Tattnall and southeast South Carolina, including the following area, Inland Jasper until 7 p.m. this evening.
"Excessive runoff may result in flooding of rivers, creeks, streams, and other low-lying and flood-prone locations. Flooding may occur in poor drainage and urban areas," comments the NWS. "You should monitor later forecasts and be prepared to take action should Flash Flood Warnings be issued. Be prepared to protect life and property, especially in areas prone to flooding. If flooding develops, move to higher ground immediately. If driving, be prepared for flooded roadways and possible road closures."
This watch is in effect until 7 p.m.
In case you reside within a flood-prone area or are currently camping in a low-lying zone, it is crucial to promptly seek higher ground. If told to evacuate, do so immediately. Ensure your home is securely locked when vacating the premises. If time permits, disconnect utilities and appliances. Avoid entering basements or rooms with submerged electrical outlets or cords. Should you observe sparks or hear buzzing, crackling, snapping, or popping sounds, evacuate immediately. Refrain from entering water that might carry an electric current and avoid walking through floodwaters. Remember, as little as 6 inches of moving water can knock you off your feet. If trapped by moving water, seek the highest possible point and contact emergency services by calling 911.
During heavy rainfall, there is a risk of flooding, especially in low-lying and flood-prone areas. Remember to never drive through water on the road, even if it seems shallow. According to the NWS, as little as 12 inches of rapidly flowing water can carry away most cars.
What is hydroplaning?
Hydroplaning happens when a vehicle starts sliding uncontrollably on wet roads.
This happens when water in front of the tire builds up faster than the vehicle's weight can push water out of the way. The water pressure then causes the vehicle to rise and slide on a thin layer of water between the tires and the road, making the driver lose control. The top three contributors to hydroplaning are:
In the event of your vehicle hydroplaning, here's what to know:
Source: The National Weather Service
This article was generated by the South Carolina Bot, software that analyzes structured information, such as data, and applies it to articles based on templates created by journalists in the newsroom. No human journalist was harmed in this experiment. You can report errors or bugs to mcclatchybot@mcclatchy.com.
This story was originally published November 7, 2024, 6:06 AM.
This iconic Myrtle Beach Christmas show is back! See what’s new & how the magic happens
Maria Elena Scotthttps://www.myrtlebeachonline.com/news/local/article295134829.html
The weather may be unseasonably warm in the Grand Strand, but the holiday season is still coming. That means it’s time for the Dickens Christmas Show and Festivals, Myrtle Beach’s iconic holiday marketplace.For its 43rd year, the Dickens Show will be open to the public from Thursday, Nov. 7 through Sunday, Nov. 10. Adults can grab tickets for $12, while kids’ entry is $5. Here’s what to expect from this year’s classic Chri...
The weather may be unseasonably warm in the Grand Strand, but the holiday season is still coming. That means it’s time for the Dickens Christmas Show and Festivals, Myrtle Beach’s iconic holiday marketplace.
For its 43rd year, the Dickens Show will be open to the public from Thursday, Nov. 7 through Sunday, Nov. 10. Adults can grab tickets for $12, while kids’ entry is $5. Here’s what to expect from this year’s classic Christmas show.
Although Christmas is still a month and a half away, the Dickens Show lets visitors gather all the decorations they need for the holiday season and stock up on presents early.
“We’ll have everything you can think of, from junk to nice things to interesting things, signs, decorations,” said founder Myra Starnes.
With over 350 vendors offering gifts, jewelry, crafts, gourmet food, decor and more, the show offers something for all tastes.
Unlike other trade shows and holiday markets, the Dickens Christmas show has an unusual vendor dress code — sellers at each booth get decked out in Victorian attire fitting for the Dickensian event.
While some vendors get their old-fashioned costumes from more traditional outlets like thrift stores, others use decidedly more modern sources, like Amazon and AliExpress.
“Where do you get anything these days? Amazon,” said mystery author Carole O’Neill.
The writer and her husband Jim Eberwein, who authors children’s books, are Myrtle Beach locals who are dressing up to sell at the Dickens Christmas Show for the first time this year.
“I’m an old lady in the village. I have one of those hats and those big skirts that puff out with the white blouses,” O’neill said. “And he’s [dressed] like a news boy. He has a cap, he has a white shirt with a vest, and he has short pants, knee socks and buckles on his shoes.”
In addition to booths, visitors have the chance to bid on custom items like themed Christmas trees, wreaths, centerpieces, holiday stockings and more in the event’s festivals benefiting charities. All of the proceeds from the auctions go to local nonprofit organizations like the Family Justice Center, the Kiwanis Club and Waccamaw Animal Rescue Mission.
This year’s assortment of Christmas trees, which benefit performing arts scholarships for children through the Sarah Bethany Foundation at Silver Lining School of the Arts, were decorated by local businesses, families and individuals.
The assortment ranges from traditional to wacky. Some of the more creative offerings include a Christmas cactus with a Toy Story western theme, a fire fighting-focused tree that comes with a pool table and a sunset-colored SkyWheel tree.
The Dickens Christmas Show wouldn’t be complete without its Victorian theme. From a 15-foot inflatable snow globe, which was invented in the Victorian Era, to an exhibit on how Victorian women used fans to communicate, this year’s event has plenty of history.
In addition to Victorian antiques like bicycles, strollers, high chairs and more, this year’s show will have a recreation of a Victorian bathing machine, complete with people in-character dressed in old-fashioned swimwear.
“Women could not swim where men could swim,” Starnes said. “There was no place to change clothes, so they made these.”
The carriages were carted out into the ocean and used to maintain modesty. Users could change into swimwear away from the beach and enter the water directly.
When Victorian swimmers were ready to call it a day, they’d wave a flag and the bathing machine was brought back into the water so they could change again.
“Once men and women could be together and things changed a bit, then they took [the wheels] off and used the huts to change clothes in, and people would rent them to leave their stuff in,” said Starnes. “And that was the first beach service.”
New to the show this year is a barbershop quartet harmonizing around the convention center and musicians playing Victorian instruments.
Another holiday specialty at The Dickens Christmas Show will focus on global winter celebrations. Sponsoring not-for-profit organizations will offer specialty dishes from around the world and, like other nonprofits at the show, keep all of the funds raised.
Other attractions will include tea-leaf readers, puppet shows and shadow box displays.
No Christmas event would be complete without Santa Claus and this year’s Dickens Show will have plenty of old Saint Nick. Visitors will have the chance to meet and take pictures with Santa and his elves in the Santa Castle.
The show will also have a “Santa through the Ages” exhibit, featuring a display of life-sized Santas styled in different garb.
This story was originally published November 7, 2024, 6:00 AM.
Follow more of our reporting on Inside Look
November 07, 2024 6:00 AM
Over 3,000 candles to light up Brookgreen. How popular holiday event readies for visitors
Emalyn Muzzyhttps://www.myrtlebeachonline.com/news/local/article294775009.html
With less than a month until Night of a Thousand Candles starts at Brookgreen Gardens, workers and volunteers are sprinting to get everything together.Sitting outside, volunteer Diane Bevins takes plastic water bottles out of a crate using a grabber and drops them on the ground in front of Sandra Zanfini, who wipes them clean. The bottles get a paper clip on t...
With less than a month until Night of a Thousand Candles starts at Brookgreen Gardens, workers and volunteers are sprinting to get everything together.
Sitting outside, volunteer Diane Bevins takes plastic water bottles out of a crate using a grabber and drops them on the ground in front of Sandra Zanfini, who wipes them clean. The bottles get a paper clip on the top then clipped on to trees by Kay Lybrand and Donna Hand.
The trees, made of lights and water bottles, will float on the ponds around the garden.
The four are a small portion of the people getting ready for Brookgreen’s biggest event of the year. Starting Nov. 30, around 3,000 candles will be lit daily around the gardens for hundreds of people to see, according to Jon McGann, the director of public exhibits.
While the holiday season starts in late November for most people, McGann said he’s thinking about Night of a Thousand Candles in June.
“(Night of a Thousand Candles) traditionally opens up around Thanksgiving and that’s usually when we can take a deep breath, whereas I feel like for the rest of the population, the holidays are just starting,” McGann said.
Every year McGann said his team is thinking of ways to keep the feeling the same while innovating the look. This year, McGann and Claire Elia, the assistant manager of public exhibits, are excited about the chandeliers and candelabras.
Elia designed the candelabra to sit in the ponds around the gardens and lift candles up in a spiral pattern. She created the prototype and the “handy-vols” — volunteers with technical experience like carpentry and welding —built more.
It’s not just the candles and decorations that are being prepared. One section of the greenhouse is filled with poinsettias in various shades of red and white. The plants are grown indoors before being made a part of the exhibits.
“They’re growing big and strong, getting ready for their debut,” Elia said.
This year, there will be more lights on the water, McGann and Elia said. While typically, there are floating orbs spread out among the ponds and water features, this year there will also be the candelabras and floating trees on the water.
McGann did not share how much is spent on Night of a Thousand Candles but said around 3,000 candles are used every night. He did not know how many string lights he has, but from looking at the stock, there is likely thousands of feet of string lights.
Volunteers and garden employees put over 2,000 hours of labor put into setup during the month of November.
Preparation for Night of a Thousand Candles starts much earlier than one may think. McGann said when packing up the lights in January, he’s already thinking about the following year.
“When you put (decorations) away in January, you’re starting the next year,” McGann said. “If you don’t put it away neatly, if it’s not labeled, if it’s not organized, it’s not going to start well.”
In the early days of the holiday event, workers would first need to organize the lights before starting anything. Now, the decorations are stored in three shipping containers, packed neatly with labels.
In one shipping container, a wall of baskets hold the orbs that float in the ponds. The orbs are fish bowls attached to a brick with a piece of fishing line. Since the ponds are different depths, the orbs are organized by the length of fishing line per pond.
Every year McGann, who has been working at Brookgreen Gardens for 15 years, works to make the process easier and more efficient.
One example is putting disposable shower caps on the floating orbs when it rains, Elia said. Workers used to put saran wrap on top to prevent water from filling and drowning the orb, but someone thought to use shower caps instead. Since then, it’s made the work easier.
“When you’re doing something on a small scale and it saves you 30 seconds, it’s not a big deal, but when you’re doing it 5,000 times, yeah (it matters),” McGann said.
Brookgreen Gardens has been putting on a Night of a Thousand Candles for 25 years. Over 9,000 acres of the gardens are furnished with candles, lights and other decorations for the month of December.
It starts Nov. 30 and runs Wednesday through Sunday until Dec. 22, as well as from Dec. 31 through Jan. 5. Tickets are $30 for member adults, $35 for non-member adults and can be bought online.
Entrance is at 4 p.m. and the gardens close at 9 p.m.
Along with the lights, there will be live music, food trucks and an onsite restaurants.
Follow more of our reporting on Inside Look
UPDATE: Flood advisory affecting South Carolina Thursday afternoon, says the NWS
SC Weather Bothttps://www.myrtlebeachonline.com/news/weather-news/article295183099.html
On Thursday at 12:21 p.m. the NWS Charleston SC issued an updated flood advisory. The advisory is for Bryan, Bulloch, Chatham, Effingham, Evans, Liberty, Long, Tattnall and Jasper counties.Flooding caused by excessive rainfall continues for portions of southeast Georgia, including Bryan, Bulloch, Chatham, Effingham, Evans, Liberty, Long and Tattnall and southeast South Carolina, including Jasper county counties until 1 p.m."Ponding of water in urban or other areas is occurring or imminent," describes the NWS. "Be...
On Thursday at 12:21 p.m. the NWS Charleston SC issued an updated flood advisory. The advisory is for Bryan, Bulloch, Chatham, Effingham, Evans, Liberty, Long, Tattnall and Jasper counties.
Flooding caused by excessive rainfall continues for portions of southeast Georgia, including Bryan, Bulloch, Chatham, Effingham, Evans, Liberty, Long and Tattnall and southeast South Carolina, including Jasper county counties until 1 p.m.
"Ponding of water in urban or other areas is occurring or imminent," describes the NWS. "Be aware of your surroundings and do not drive on flooded roads."
This advisory is in effect until 1 p.m.
In case you reside within a flood-prone area or are currently camping in a low-lying zone, it is crucial to promptly seek higher ground. If told to evacuate, do so immediately. Ensure your home is securely locked when vacating the premises. If time permits, disconnect utilities and appliances. Avoid entering basements or rooms with submerged electrical outlets or cords. Should you observe sparks or hear buzzing, crackling, snapping, or popping sounds, evacuate immediately. Refrain from entering water that might carry an electric current and avoid walking through floodwaters. Remember, as little as 6 inches of moving water can knock you off your feet. If trapped by moving water, seek the highest possible point and contact emergency services by calling 911.
During heavy rain, flooding is possible, especially in low-lying and flood-prone areas. Never drive through water on the road, even if it does not appear to be deep. It takes just 12 inches of rushing water to carry away most cars, according to the NWS.
What is hydroplaning?
Hydroplaning is the term for when a vehicle begins sliding uncontrollably on wet roads.
This happens when water in front of the tire builds up faster than the vehicle's weight can push water out of the way. The water pressure then causes the vehicle to rise and slide on a thin layer of water between the tires and the road, making the driver lose control. Hydroplaning is primarily caused by three factors:
In the event of your vehicle hydroplaning, here's what to know:
Source: The National Weather Service
This article was generated by the South Carolina Bot, software that analyzes structured information, such as data, and applies it to articles based on templates created by journalists in the newsroom. No human journalist was harmed in this experiment. You can report errors or bugs to mcclatchybot@mcclatchy.com.
This story was originally published November 7, 2024, 4:11 AM.
UPDATE: Flood warning issued for Orangeburg County until Monday evening, according to the NWS
SC Weather Bothttps://www.myrtlebeachonline.com/news/weather-news/article295178334.html
On Friday at 10:26 a.m. an updated flood warning was issued by the NWS Columbia SC in effect until Monday at 7 p.m.Major flooding is occurring and major flooding is forecast. A record crest of 15.34 ft was reached for North Fork Edisto River at Orangeburg until Monday evening."At 8.0 feet, Some minor flooding occurs along the boardwalk at Edisto Gardens. Downstream from the Highway 301 bridge, some roads off Chiquita street near the river begin to flood. At 10.0 feet, Farmland and lowlands along Highway 301 near Orangeburg...
On Friday at 10:26 a.m. an updated flood warning was issued by the NWS Columbia SC in effect until Monday at 7 p.m.
Major flooding is occurring and major flooding is forecast. A record crest of 15.34 ft was reached for North Fork Edisto River at Orangeburg until Monday evening.
"At 8.0 feet, Some minor flooding occurs along the boardwalk at Edisto Gardens. Downstream from the Highway 301 bridge, some roads off Chiquita street near the river begin to flood. At 10.0 feet, Farmland and lowlands along Highway 301 near Orangeburg become flooded at stages above 10 ft. At 11.0 feet, The river exceeds levee diking at stages above 11 ft. Large areas in the city of Orangeburg will be flooded. At 12.0 feet, Secondary roads near Orangeburg become flooded at stages above 12 ft. Extensive farmland and lowlands downstream from Orangeburg will be flooded. At 14.0 feet, The dike along the river in the city of Orangeburg will be topped. Extensive areas of the city including US Highway 301 and the Edisto Memorial Gardens will be flooded," explains the NWS. "Most flooding deaths occur in vehicles. Never drive through a flooded roadway or around barricades. Turn around, don't drown. Motorists should not attempt to drive around barricades or drive cars through flooded areas. Flooded roadways are nearly impossible to see at night. Avoid traveling in this area. Turn around, don't drown. Residents and those with interests near the river should monitor rising water levels and take action if necessary. The next statement will be issued this evening at 10:30 p.m."
This warning is in effect until Monday at 7 p.m.
If you live in a flood-prone area or are camping in a low-lying area, get to higher ground immediately. If told to evacuate, do so immediately. Lock your home when you leave. If you have time, disconnect utilities and appliances. Don't go into a basement, or any room, if water covers the electrical outlets or if cords are submerged. If you see sparks or hear buzzing, crackling, snapping, or popping noises, get out. Stay out of water that may have electricity in it. Don't walk through flood waters. It only takes 6 inches of moving water to knock you off your feet. If you are trapped by moving water, move to the highest possible point and call 911 if possible.
During periods of intense rainfall, the risk of flooding increases, particularly in low-lying and flood-prone areas. It is imperative to avoid driving through any water on the road, even if it seems shallow. According to the NWS, most cars can be swept away by just 12 inches of rushing water.
What is hydroplaning?
Hydroplaning occurs when a vehicle begins to slide uncontrollably on wet roads.
This happens when water in front of the tire builds up faster than the vehicle's weight can push water out of the way. The water pressure then causes the vehicle to rise and slide on a thin layer of water between the tires and the road, making the driver lose control. Hydroplaning is primarily caused by three factors:
In the event of your vehicle hydroplaning, here's what to know:
Source: The National Weather Service
This article was generated by the South Carolina Bot, software that analyzes structured information, such as data, and applies it to articles based on templates created by journalists in the newsroom. No human journalist was harmed in this experiment. You can report errors or bugs to mcclatchybot@mcclatchy.com.
This story was originally published November 6, 2024, 10:54 PM.
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