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Senior Medicare Advantage plan insurance in Goose Creek, SC
Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.
Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).
At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.
We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in Goose Creek or simply have questions about signing up for Medicare, our team is here to help.


- Helping Seniors Make Better-Informed Medicare Decisions
- What is Medicare?
- The amount of money you pay for your health care depends on several factors, including
- Senior Medicare Supplement Plan Insurance in Goose Creek
- Important Information About Senior Supplement Plan Insurance
- Senior Medicare Advantage Plan Insurance in Goose Creek, SC
- How Medicare Advantage Plans Work
- Medicare Advantage Plan Insurance Rules
- Paying for Your Senior Medicare Advantage Plan Insurance
- The Senior Medicare Insurance Services Commitment
What is Medicare?
If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.
Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.
There are four parts of Medicare:

The amount of money you pay for your health care depends on several factors, including:
- What kind of care you need, and how often it is needed.
- The type of Medicare coverage you choose.
- Whether there are alternative insurance policies that will help fill gaps in your coverage
- Whether a doctor agrees to charge you the same amount that Medicare will cover for a medical service
At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.
Senior Medicare Supplement Plan Insurance in Goose Creek
Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.
Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.
Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.
Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:

Deductibles

Copayments

Coinsurance
Important Information About Senior Supplement Plan Insurance
To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:
- To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
- Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
- If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
- If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
- Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
- You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
- In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.
For many people, the best time to buy senior Medicare Supplement Plan Insurance in Goose Creek is during the 7 months Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Medicare Insurance Services today to determine if you qualify for a Medicare Supplement Insurance Plan.
Senior Medicare Advantage Plan Insurance in Goose Creek, SC
A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:
- Preferred Provider Organizations
- Special Needs Plans
- Private Fee-for-Service
- Medicare Medical Savings Account Plans
- Health Maintenance Organizations

In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.
How Medicare Advantage Plans Work
Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).
Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.
When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.

Medicare Advantage Plan Insurance Rules
Medicare works by paying a set amount of money to the companies that offer senior Medicare Advantage Plan insurance in Goose Creek. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.
Different plans have different rules for how you receive services, such as:
If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.
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Whether you must get a referral to see a specialized doctor

Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.
Paying for Your Senior Medicare Advantage Plan Insurance
How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.
We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.

The Senior Medicare Insurance Services Commitment
Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:
Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.
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Listening to your specific needs.
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Responding to all inquiries and questions promptly and with a friendly attitude.
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Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.

Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.
We do not offer every plan available in your area. Currently we represent 8 organizations which offer 82 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Latest News in Goose Creek, SC
City of Goose Creek Fire Department asks for input on first strategic plan
Hannah Borcherthttps://www.live5news.com/2025/02/06/city-goose-creek-fire-department-asks-input-first-strategic-plan/
GOOSE CREEK, S.C. (WCSC) - The City of Goose Creek Fire Department is asking residents and business owners for input to help create the department’s first strategic plan.City of Goose Creek Fire Chief Mike Nixon said the purpose of the plan is to get everyone in the department on the same page. They’ll get input from members of the department, the City of Goose Creek residents and business owners.The survey asks what they need to work on and what they are doing well. That feedback will help them make a plan that wil...
GOOSE CREEK, S.C. (WCSC) - The City of Goose Creek Fire Department is asking residents and business owners for input to help create the department’s first strategic plan.
City of Goose Creek Fire Chief Mike Nixon said the purpose of the plan is to get everyone in the department on the same page. They’ll get input from members of the department, the City of Goose Creek residents and business owners.
The survey asks what they need to work on and what they are doing well. That feedback will help them make a plan that will provide a clear and concise path moving forward. Nixon said it would also consider risk factors that could be faced in the future whether it’s internal or external with a response.
“Where are we excelling at, where are we failing at and kind of find a way to solve those issues. It could be something that people have had interactions with us on a fire scene where they thought we performed average. We don’t want to be average, we want to be above average,” Nixon said.
Once the survey closes they plan on having focus groups within the department to analyze the information and come up with a plan.
“We’re going to all sit down separately with the information that we’ve received from all of the surveys internal and external and we’re going to deep dive into every specific content point and we’re going to break them down and we’re going to figure out where we really need to focus we’re doing or at first try to problem solve those issues and come up with solutions for that,” Nixon said.
There is no set deadline for that set, but once it’s complete it will be posted for anyone to see. They plan to annually review it and about every three years create a new one.
You can take this 10-question survey starting Feb. 6, for 30 days. It’s available in three languages and you can drop off the paper version at city hall or online here.
Copyright 2025 WCSC. All rights reserved.
SC Democratic Party, Attorney General react to ongoing ICE raids
Lee Williamshttps://www.abccolumbia.com/2025/02/05/sc-democratic-party-attorney-general-respond-to-ongoing-ice-raids/
COLUMBIA, SC (WOLO) — On Tuesday, the Trump Administration sent the first group of migrant detainees to Guantanamo Bay Naval Base, which is being used as a large scale immigration detention center.“There’s a lot of space to accommodate a lot of people, yeah, so we’re going to use it,” says President Trump from the Oval Office.This, following his executive order on January 20th to crackdown on illegal immigration.Also on Tuesday, Attorney General Alan Wilson sent a letter to all 46 sheriffs a...
COLUMBIA, SC (WOLO) — On Tuesday, the Trump Administration sent the first group of migrant detainees to Guantanamo Bay Naval Base, which is being used as a large scale immigration detention center.
“There’s a lot of space to accommodate a lot of people, yeah, so we’re going to use it,” says President Trump from the Oval Office.
This, following his executive order on January 20th to crackdown on illegal immigration.
Also on Tuesday, Attorney General Alan Wilson sent a letter to all 46 sheriffs across SC — encouraging them to apply for ICE’s “Section 287-G Program” — which allows local law enforcement to perform and help in certain immigration efforts.
According to the official website of “Immigration and Customs Enforcement,” only Horry, Lexington, and York counties are currently signed up for the program.
Christale Spain, Chair of the SC Democratic Party, says there’s a lot of misinformation out there regarding the raids causing fear throughout certain communities.
“You know I just think people are scared, and emotionally feel afraid. We don’t know what’s happening with our country, and I think the way to combat that, as far as the Democratic Party goes, is to put out factual information,” she says.
With recent ICE raids happening as nearby as Goose Creek, SC and Savannah, Georgia, the SC Democratic Party wants legal community members to know their rights — should an ICE agent come to their door.
“To know that they don’t have to open the door for ICE unless they have a signed warrant from a judge, and they do have the right to remain silent, and they are not required to answer questions about their immigration status. And don’t sign anything without legal representation,” says Spain, adding, if you’re able to record the ICE raid safely, to do so.
“And report those incidents to immigrant rights organizations and legal groups,” she says.
According to Spain, adding to fear mongering regarding ICE raids are impersonators, with three men recently arrested for pretending to be an ICE agent. This includes 33-year-old Sean-Michael Johnson from Charleston County.
Congresswoman Nancy Mace has also taken part in raids, as she posted on X.
“If there aren’t safe guard rails put up on some of this, this craziness, you know, Americans are going to get swept up into this, and that…that should be a concern for everybody,” says Spain.
If you’d like more information, a free discussion regarding ICE raids will be held at the Richland County Public Library on Saturday, February 8th at 2:30 p.m.
New navy shipyard coming to Goose Creek will help boost local economy
Jenna Herazohttps://www.live5news.com/2025/02/05/new-navy-shipyard-coming-goose-creek-will-help-boost-local-economy/
Published: Feb. 4, 2025 at 5:21 PM PST|GOOSE CREEK, S.C. (WCSC) - The largest military shipbuilder in the U.S. is expanding its operations in Goose Creek with plans to create more than 250 jobs.HII recently purchased the assets of W International, a metal fabrication facility located on Bushy Park Road that specializes in the manufacturing of shipbuilding structures, modules and assemblies.The site will now be known as Newport News Shipbuilding-Charleston Operations and will operate under HII’s Newport News Shipbui...
Published: Feb. 4, 2025 at 5:21 PM PST|
GOOSE CREEK, S.C. (WCSC) - The largest military shipbuilder in the U.S. is expanding its operations in Goose Creek with plans to create more than 250 jobs.
HII recently purchased the assets of W International, a metal fabrication facility located on Bushy Park Road that specializes in the manufacturing of shipbuilding structures, modules and assemblies.
The site will now be known as Newport News Shipbuilding-Charleston Operations and will operate under HII’s Newport News Shipbuilding division.
Berkeley County Economic Development Director, John Williams, said HII will bring all existing workforce, resources, and contracts with them, including contracts they already have with the U.S. military.
“They purchased the company and all the assets. The building that they have in place, all the equipment that they have in place, all of the contracts that they currently have, many of which are with the U.S. military, they’re assuming all of that. They’re going to take what they have and they’re going to grow it,” he said.
Williams said because HII is expanding operations, they’re increasing their capital investment to $100 million. He added they also plan to achieve W International’s failed goal of creating 600 positions.
“This is all kinds of trades. It’s not just welders. I mean, they need electricians, they need highly skilled machinists. They need pretty much any of the trades that you can think of that are going to be housed there and going to be needed by them. And, these are high-paying jobs. We’re not looking to try to recruit low-paying jobs in this area or lots of jobs. We want a good number of jobs, and we want good-paying jobs. And that’s why HII checks the box so well because they are... It’s a great company, long-standing, safe jobs, stable jobs, and high-paying jobs,” Williams said.
He said the site is perfect to support HII and all of their operations, and has many benefits like barge access, deep water access and a nearby railroad.
“That park is really desirable. The fact that they got deep water access, and so you can bring ships, you can bring submarines, you can bring any of those types of vessels that need water for transportation, you can bring them in there. If you’ve got pieces of equipment or engines that are too large to put either on the highway, on a truck, or on a rail, you can always put them on a barge and carry them by water. Bushy Park’s ability to barge different pieces of equipment checks the box for the HII,” Williams said.
He said all of these factors are important when thinking about transporting the type of giant vessels and submarines like HII does.
Copyright 2025 WCSC. All rights reserved.
HII Closes on Asset Acquisition to Expand Shipbuilding Capacity
HIIhttps://hii.com/news/hii-closes-on-asset-acquisition-to-expand-shipbuilding-capacity/
Operations Are Underway at Newport News Shipbuilding Charleston OperationsGOOSE CREEK, S.C., (Jan. 27, 2025) — HII (NYSE: HII) announced today it has closed on its acquisition of an advanced manufacturing facility and assets and begun work at its Newport News Shipbuilding (NNS) — Charleston Operations site in South Carolina.“HII is committed to going where the labor is to increase shipbuilding capacity and increase throughput for our national security customers,” HII President a...
Operations Are Underway at Newport News Shipbuilding Charleston Operations
GOOSE CREEK, S.C., (Jan. 27, 2025) — HII (NYSE: HII) announced today it has closed on its acquisition of an advanced manufacturing facility and assets and begun work at its Newport News Shipbuilding (NNS) — Charleston Operations site in South Carolina.
“HII is committed to going where the labor is to increase shipbuilding capacity and increase throughput for our national security customers,” HII President and CEO Chris Kastner said. “This lets us efficiently add trained talent and state-of-the-art manufacturing capabilities to the urgent job of building ships, making it a unique opportunity to immediately accelerate throughput at Newport News Shipbuilding in support of the Navy and AUKUS.”
HII announced last month its intent to acquire the facility and associated assets. Since then, more than 99% of the legacy workforce have accepted offers to continue to work on site, supporting the construction of nuclear-powered submarine modules and aircraft carrier units for U.S. Navy programs. Working closely with the South Carolina state and regional leadership, HII plans to create hundreds of additional jobs to support the increased demand and growth at the Charleston facility.
In addition to existing trained talent, HII’s acquisition also provides:
“This is great news for the South Carolina economy. This investment will allow us to expand our manufacturing footprint more aggressively in the shipbuilding industry,” U.S. Sen. Lindsey Graham, R-S.C., said. “If you can drive it, fly it, shoot it or float it, South Carolina makes it.”
“The expansion of our nation’s largest military shipbuilder in South Carolina underscores the pivotal role our state plays in strengthening America’s national security,” U.S. Sen. Tim Scott, R-S.C., said. “The dedicated shipbuilders in the Charleston area are part of a highly skilled workforce that will propel our nation forward. This innovation and modernization in our defense industrial base will create jobs and draw resources to our state’s already robust Navy presence.”
About HII
HII is a global, all-domain defense provider. HII’s mission is to deliver the world’s most powerful ships and all-domain solutions in service of the nation, creating the advantage for our customers to protect peace and freedom around the world.
As the nation’s largest military shipbuilder, and with a more than 135-year history of advancing U.S. national security, HII delivers critical capabilities extending from ships to unmanned systems, cyber, ISR, AI/ML and synthetic training. Headquartered in Virginia, HII’s workforce is 44,000 strong. For more information, visit:
MEDIA CONTACT
Todd CorilloTodd.T.Corillo@hii-co.com757-688-3220
Danny Hernandez Danny.J.Hernandez@hii-co.com202-264-7143
General Inquiries:
hii_communications@hii-co.com
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Cautionary Statement Regarding Forward-Looking Statements
Statements in this release, other than statements of historical fact, constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as “may,” “will,” “should,” “expects,” “intends,” “plans,” “anticipates,” “believes,” “estimates,” “predicts,” “potential,” “continue,” “guidance,” “projections,” “outlook,” and similar words or phrases or the negative of these words or phrases generally identify these forward-looking statements. Forward-looking statements include, among other things, statements relating to the Company’s future financial condition, results of operations or cash flows, and expected benefits of the transaction. Forward-looking statements are based upon assumptions, expectations, plans and projections that we believe to be reasonable when made, but which may change over time. These statements are not guarantees of future performance and inherently involve a wide range of risks and uncertainties that are difficult to predict. Specific risks that could cause actual results to differ materially from those expressed or implied in these forward-looking statements include, but are not limited to: those discussed in this release; those identified under “Risk Factors” and other important factors disclosed in our Annual Report on Form 10-K for the year ended December 31, 2023 and from time to time in our other filings with the SEC; the possibility that anticipated benefits of the acquisition may not be realized or may take longer to realize than expected; the risk that management time may be diverted on acquisition and integration-related matters; and other events or circumstances that could adversely impact the business. There may be other risks and uncertainties that we are unable to predict at this time. You are urged to consider the limitations on, and risks associated with, forward-looking statements and not unduly rely on the forward-looking statements including the accuracy thereof. Forward-looking statements are based on information, plans and estimates as of the date they are made and there may be other factors that may cause actual results to differ materially from these forward-looking statements. We undertake no obligation to update or revise any forward-looking statements, whether as a result of new information, subsequent events or otherwise, except as required by applicable law.
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