Helping Seniors Make Better-Informed Medicare Decisions

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Senior Medicare Advantage plan insurance in Greenville, SC

Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.

Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).

At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.

We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in Greenville, SC or simply have questions about signing up for Medicare, our team is here to help.

Helping Seniors Make Better-Informed Medicare Decisions
What is Medicare?
The amount of money you pay for your health care depends on several factors, including
Senior Medicare Supplement Plan Insurance in Greenville, SC
Important Information About Senior Supplement Plan Insurance
Senior Medicare Advantage Plan Insurance in Greenville, SC
How Medicare Advantage Plans Work
Medicare Advantage Plan Insurance Rules
Paying for Your Senior Medicare Advantage Plan Insurance
The Senior Medicare Insurance Services Commitment

Senior Medicare Advantage Plan Insurance Greenville, SC

Guiding You Through The Confusion of Medicare!

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What is Medicare?

If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.

Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.

There are four parts of Medicare:

This type of Medicare is free for most U.S. citizens. Medicare Part A helps older adults pay for care in a nursing facility, hospital visits, and some forms of in-home senior care.

This tier costs around $100 per month. It covers different outpatient services like lab tests, preventative care, doctor's visits, mental health care, clinical trials, and some forms of surgery.

This type of Medicare is most often called Medicare Advantage. This tier of Medicare allows seniors to choose health plans provided by insurance companies like Senior Medicare Insurance Services. Individuals who use Medicare Advantage commonly use Medicare supplement plan insurance to help pay for health care costs that Original Medicare won't cover, like coinsurance, deductibles, and copayments.

Sometimes called "PDPs," these plans add drug coverage to standard Medicare, some Medicare Private Fee-for-Service Plans (PFFS), some Medicare Cost Plans, and Medicare Medical Savings Account Plans (MSA).

The amount of money you pay for your health care depends on several factors, including:

What kind of care you need, and how often it is needed.
The type of Medicare coverage you choose.
Whether there are alternative insurance policies that will help fill gaps in your coverage
Whether a doctor agrees to charge you the same amount that Medicare will cover for a medical service

At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.

Senior Medicare Supplement Plan Insurance in Greenville, SC

Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.

Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.

Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.

Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:

Deductibles

Copayments

Coinsurance

Important Information About Senior Supplement Plan Insurance

To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.

Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.

For many people, the best time to buy senior Medicare Supplement Plan Insurance in Greenville, SC is during the 7 months Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Medicare Insurance Services today to determine if you qualify for a Medicare Supplement Insurance Plan.

Senior Medicare Advantage Plan Insurance in Greenville, SC

A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:

Preferred Provider Organizations
Special Needs Plans
Private Fee-for-Service
Medicare Medical Savings Account Plans
Health Maintenance Organizations

In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.

How Medicare Advantage Plans Work

Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).

Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.

When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.

Medicare Advantage Plan Insurance Rules

Medicare works by paying a set amount of money to the companies that offer senior Medicare Advantage Plan insurance in Greenville, SC. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.

Different plans have different rules for how you receive services, such as:

If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.
Whether you must get a referral to see a specialized doctor

Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.

Paying for Your Senior Medicare Advantage Plan Insurance

How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.

We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.

The Senior Medicare Insurance Services Commitment

Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:

Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.
Listening to your specific needs.
Responding to all inquiries and questions promptly and with a friendly attitude.
Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.

Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.

We do not offer every plan available in your area. Currently we represent 8 organizations which offer 82 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Greenville Symphony sets ‘Peter and the Wolf’ in Upstate SC

The Greenville Symphony brings back its tailor-made version of Sergei Prokofiev’s classic “Peter and the Wolf,” with a tale transported from the forests of Russia to the woods of Upstate South Carolina.Last year, the orchestra commissioned Broadway director Mark Waldrop to write a new version of the 1936 story-with-music about a boy who, with the help of his animal friends, sets out to capture a wolf — despite the warnings of his grandfather.Local actress Mimi Wyche will return to narrate the tale, now s...

Last year, the orchestra commissioned Broadway director Mark Waldrop to write a new version of the 1936 story-with-music about a boy who, with the help of his animal friends, sets out to capture a wolf — despite the warnings of his grandfather.

Local actress Mimi Wyche will return to narrate the tale, now set in Upstate South Carolina.

The orchestra will offer two performances at the Peace Center’s Gunter Theatre, Nov. 1-2. The concerts, both of which take place at 3 p.m., are appropriate for ages 7 and up.

“‘Peter and the Wolf’ is one of the great introductions to orchestral music — each instrument becomes a character, and every melody tells part of the story,” said music director Lee Mills. “I think most people can still remember listening to it as a kid. It makes such an impactful impression.”

The orchestra will also feature Waldrop’s original story set to the music of Edvard Grieg’s popular “Peer Gynt” Suite. The new tale, “The Adventures of RaeLynn and Luke,” centers on two young siblings who journey into the South Carolina woods and have an encounter with ogre-like creatures called gobblewalkers.

Back by popular demand

The orchestra premiered the two pieces with Waldrop’s new narratives last year. The two scheduled performances sold out, and a third concert was added.

The program is being brought back now by popular demand.

“This concert captures everything that makes our Gunter Theatre Series so special,” said the orchestra’s executive director, Jessica Satava. “Audiences are drawn in by the intimacy of the space, the artistry of our musicians and the magic of live narration. It’s a performance that connects generations through music and story.”

Waldrop, a writer and director for live theater, provided special material for Bea Arthur on Broadway and for Bette Midler’s Divine Millennium tour. He has made a specialty of co-writing and directing cabaret and concert appearances for performers including Sutton Foster, Brooke Shields and his longtime friend and collaborator Mimi Wyche. He is the writer and lyricist for the Radio City Music Hall Christmas Spectacular.

Want to go?

What: Greenville Symphony Orchestra: “Peter and the Wolf”

When: Nov. 1-2, 3 p.m.

Where: Peace Center Gunter Theatre

Tickets: $44-$64.90

Info: 864-467-3000 or peacecenter.org

5 spooky things to do in Greenville SC this fall

GREENVILLE — Whether you want to go trick-or-treating or pick out the perfect pumpkin, there’s no shortage of fun and spooky activities in Greenville this fall.Check out free Halloween-themed events at Greenville County Library, visit a haunted house or pick out the perfect butternut squash at T.D. Saturday Market downtown.Here are five festive activities to try this autumn:Moonlight Movies in Falls ParkWhen: Thursday, Oct. 30, 6 p.m.Where: Falls Park on the Reedy, 601 S. Main St., Greenville...

GREENVILLE — Whether you want to go trick-or-treating or pick out the perfect pumpkin, there’s no shortage of fun and spooky activities in Greenville this fall.

Check out free Halloween-themed events at Greenville County Library, visit a haunted house or pick out the perfect butternut squash at T.D. Saturday Market downtown.

Here are five festive activities to try this autumn:

Moonlight Movies in Falls Park

When: Thursday, Oct. 30, 6 p.m.

Where: Falls Park on the Reedy, 601 S. Main St., Greenville

What: A double feature of “Monster House” and “Poltergeist,” along with food vendors, a flash mob, trick-or-treating and haunted movie trivia (with prizes!)

Denver Downs Farm Fall Festival

When: Sept. 26 - Nov. 9, Friday-Saturday

Where: Denver Downs Farm, 1515 Denver Road, Anderson

What: More than 35 fun-filled family activities for children of all ages, including a corn maze, a pumpkin patch, live weekend entertainment, farm animals and bonfires. Grab a snack at the Kettle Corn Barn, the Silo Canteen, Barnyard BBQ in the Picnic Barn, the Sweet Shack, the Corn Dog Shack or the Funnel Cake Barn.

Greenville Swamp Rabbits Halloween hockey games

When: Oct. 31 and Nov. 1, 7 p.m.

Where: Bon Secours Wellness Area

What: Cheer on the Greenville Swamp Rabbits for two nights of Halloween games: Oct. 31 vs. Orlando and Nov. 1 vs. South Carolina. Costumes are encouraged both nights, and the best costumes will be selected for a costume contest between game periods.

Greenville ghost tour

When: Assorted times

Where: Downtown Greenville

What: Greenville Ghost Tours offers a downtown walking tour led by paranormal investigator Gabe Mathews of Truth Searchers: Paranormal Investigators. This two-hour tour, which costs $25-$27, covers less than 2 miles and is designed to educate and entertain.

Boo in the Zoo

When: Oct. 15-19 and Oct. 22-30, 3-8 p.m.

Where: Cleveland Zoo, 150 Cleveland Park Drive, Greenville

What: The Greenville Zoo's annual family-friendly Halloween event is back for its 39th year with trick-or-treating and themed areas, including Pumpkinville, Dragon Alley, Ghost Town and an interactive light tunnel. Note: Guests planning to trick-or-treat must purchase a trick-or-treat upgrade during the online checkout process. Trick-or-treaters must bring their own bags. Check the website for updates on inclement weather.

Gov. Henry McMaster mobilizes aid as SNAP benefits pause in South Carolina

GREENVILLE, S.C. —South Carolina Gov. Henry McMaster held a news conference Tuesday to talk about the state's response to Supplemental Nutrition Assistance Program (SNAP) benefits being halted on Nov. 1.(Watch full news conference in video player above)Last week, it was announced the benefits would be halted beginning in November due to the government shutdown.In response, McMaster announced the activation of the Central Carolina Community Foundation's One SC Fund and directed the South Caro...

GREENVILLE, S.C. —

South Carolina Gov. Henry McMaster held a news conference Tuesday to talk about the state's response to Supplemental Nutrition Assistance Program (SNAP) benefits being halted on Nov. 1.

(Watch full news conference in video player above)

Last week, it was announced the benefits would be halted beginning in November due to the government shutdown.

In response, McMaster announced the activation of the Central Carolina Community Foundation's One SC Fund and directed the South Carolina State Guard (SCSG) to assist food banks statewide.

"While South Carolina cannot fully replace federal SNAP benefits, we can and we will step up to help our neighbors," said Gov. McMaster. "By activating the One SC Fund and with the assistance of the State Guard, we're supporting South Carolina families in need. In times like these, South Carolinians are eager to help, and I encourage those who are willing to donate to the One SC Fund or volunteer at your local food bank."

One SC Fund is a coordinated charitable giving campaign dedicated to providing direct monetary assistance to regional food banks and local feeding partners across the state. It's a statewide initiative supported by philanthropic donors and funders from across the state and country.

“The suspension of SNAP benefits will hit our children, seniors, and people with disabilities hardest,” said Georgia Mjartan, President and CEO of Central Carolina Community Foundation. “We are asking every corporation, foundation, and individual to step up now—so food banks can respond to this urgent need.”

McMaster also said the SCSG, an all-volunteer organization separate from the S.C. National Guard, will assist food banks and pantries with distribution operations, traffic flow, and in any other ways necessary to ensure these sites remain safe, orderly, and efficient as demand increases over the coming days.

“This is an opportunity for all of us to work together and take care of those in our state who need our help,” said Sheriff Leon Lott, Commander of the South Carolina State Guard. “The State Guard includes more than 400 men and women, trained and ready for missions like this. Our soldiers will be on the ground assisting food banks and ensuring operations are carried out safely and efficiently.”

According to the South Carolina Department of Social Services, there are more than 556,000 South Carolinians, representing 266,000 households, who received federal SNAP benefits in September 2025, totaling approximately $104 million. According to the South Carolina Department of Public Health, there are more than 900 food banks and pantries statewide.

More about One SC Fund:

The One SC Fund was established in 2015 to serve as South Carolina’s coordinated philanthropic response to disasters. Past activations of the fund have been in response to the Thousand Year Flood, Hurricanes Matthew, Florence, and Helene, and the COVID-19 Pandemic. The fund is administered by Central Carolina Community Foundation.

99% of all money donated to the One SC Fund is granted to nonprofits providing local assistance in South Carolina. The remaining 1% of money donated is directed to outreach, research, reporting, and the administration and oversight of grant contracts.

Construction continues on exclusive Greenville-area golf club

SIMPSONVILLE — The Greenville area’s newest invite-only golf club is moving ahead, with the course expected to be complete in about one year.Founders of Kawonu Golf Club — taking its name from the Cherokee word for “duck” — toured a few holes on Sept. 18 at the property, which sits about 30 minutes south of downtown Greenville and 10 minutes west of Fountain Inn.It sits at the corner of S.C. Highway 418 and Fork Shoals Road, a booming corridor in southern Greenville County that’s dotted...

SIMPSONVILLE — The Greenville area’s newest invite-only golf club is moving ahead, with the course expected to be complete in about one year.

Founders of Kawonu Golf Club — taking its name from the Cherokee word for “duck” — toured a few holes on Sept. 18 at the property, which sits about 30 minutes south of downtown Greenville and 10 minutes west of Fountain Inn.

It sits at the corner of S.C. Highway 418 and Fork Shoals Road, a booming corridor in southern Greenville County that’s dotted with recent tract home developments and new shopping centers. The Reedy River runs alongside the eastern edge of the property, where a portion of the property will be preserved as a waterfowl sanctuary.

The 290-acre property was farmland and hunting property for generations, said Scott Ferrell, founding partner and majority owner of the club.

“We really were kind of lucky to find this land,” Ferrell said. “There were plans to do a housing development at one time, and that didn't work out. So the owners, they were interested in selling, I think, but the golf course alternative became very appealing to them because they couldn’t get another type of project out here.”

Trees have been cleared from sizable portions of the property, but the actual construction of the course hasn’t begun yet, said Andrew Green, the course designer.

Once completed, the course will feature an intimate clubhouse and “well-appointed” cabins. It’s expected to open in 2027. Membership is invitation-only, and the founders are planning to invite 350 local members and 150 members from across the country. No details have been disclosed on the number of members at this point.

Weekly events: Barbecue, touch-a-truck, Music on the Mountain

There’s plenty of September fun left – get Upstate Parent’s full calendar, tips for getting ready for baby – including preparing big siblings – and much more this month at upstateparent.com.To include your organization’s family friendly events in Upstate Parent, email chris@worthyplace.com.The SOOIE BBQ Cook-Off is at the Mauldin Cultural Center Sept. 12 and 13. For details and schedule, visit mauldinbbq.com.Stencil Your Story: Renegade Art: A Study in Art...

To include your organization’s family friendly events in Upstate Parent, email chris@worthyplace.com.

The SOOIE BBQ Cook-Off is at the Mauldin Cultural Center Sept. 12 and 13. For details and schedule, visit mauldinbbq.com.

Stencil Your Story: Renegade Art: A Study in Art is 9 a.m. – noon Sept. 12 at TR Makers Co. Recommended for ages 5-12. $48. Discover how art can speak louder than words in this Arts Lead Learning class at TR Makers Co. Be inspired by street artists like Banksy, learn stenciling techniques, apply mixed media styles, and discover the bold world of renegade art. For more information and registration: trmakersco.org/product/msall-f25-k2/.

Afternoon Exploration is 1:30 – 5 p.m. Sept. 12 at Roper Mountain Science Center. For details and tickets, visit ropermountain.org.

Starry Nights programs are at Roper Mountain Science Center Sept. 12. “Map to the Chocolate Planet” is at 4:30 p.m. “FORWARD! To the Moon” is at 6 and “James Webb Space Telescope: The Story Unfolds” is at 7:30 p.m. Advance ticket purchases are required. For details, visit ropermountain.org.

Touch-A-Truck presented by Katie Pizzo Orthodontics, is at the TD Saturday Market 8 a.m. – noon Sept. 13 in downtown Greenville. Children of all ages can climb, sit and play on a variety of trucks on display on Main Street at McBee Avenue. For vendors, children’s events and more, visit saturdaymarketlive.com.

Waggin’ at the Waterpark is Sept. 13 at Otter Creek Waterpark. For details, visit waterparks.greenvillerec.com.

Toddler Time is at 10 a.m. Sept. 13 and 16 at the Upcountry History Museum. Toddler Time includes games and activities, followed by a group story time that includes snacks and juice. For details and ticket information, visit upcountryhistory.org.

Music on the Mountain is 2 – 6 p.m. Sept. 13 at Table Rock State Park. Visit southcarolinaparks.com/products/10003633.

Makers Make Open Studio: Mixed Media is 3:30 – 5 p.m. Sept. 17 at TR Makers Co. Recommended for ages 5-12. $25. At Makers Make Open Studio, students will be given a new artistic challenge each session. Challenges include working with a variety of mediums, colors, textures, and found items. This studio time is great for creative exploration, trying new things, building confidence in your skills, gaining skills in project management and artful engineering. During an open studio session, participants will work independently while having the opportunity to bounce ideas and inspiration off other participants. All participants will leave with the project they have been working on during that time. For more information and registration: trmakersco.org/?s=open+studio&post_type=product.

Teen Cosplay Workshop at 4:30 p.m. Sept. 17 at the Spartanburg Main Library. For teens ages 12-18 or entering grades 7-12 only. Visit spartanburglibraries.org.

Coming in October

A Walk to Remember honoring pregnancy and infant loss is 1 – 3 p.m. Oct. 4 at Fluor Field. Register by Sept. 15 to include your baby in the 2025 tribute presentation. For details and registration, visit shareupstate.com/walk-to-remember.

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