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Senior Medicare Advantage plan insurance in Mount Pleasant, SC

Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.

Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).

At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.

We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in Mount Pleasant, SC or simply have questions about signing up for Medicare, our team is here to help.

Helping Seniors Make Better-Informed Medicare Decisions
What is Medicare?
The amount of money you pay for your health care depends on several factors, including
Senior Medicare Supplement Plan Insurance in Mount Pleasant, SC
Important Information About Senior Supplement Plan Insurance
Senior Medicare Advantage Plan Insurance in Mount Pleasant, SC
How Medicare Advantage Plans Work
Medicare Advantage Plan Insurance Rules
Paying for Your Senior Medicare Advantage Plan Insurance
The Senior Medicare Insurance Services Commitment

Senior Medicare Advantage Plan Insurance Mount Pleasant, SC

Guiding You Through The Confusion of Medicare!

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What is Medicare?

If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.

Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.

There are four parts of Medicare:

Senior Medicare Plans Mount Pleasant, SC

This type of Medicare is free for most U.S. citizens. Medicare Part A helps older adults pay for care in a nursing facility, hospital visits, and some forms of in-home senior care.

This tier costs around $100 per month. It covers different outpatient services like lab tests, preventative care, doctor's visits, mental health care, clinical trials, and some forms of surgery.

This type of Medicare is most often called Medicare Advantage. This tier of Medicare allows seniors to choose health plans provided by insurance companies like Senior Medicare Insurance Services. Individuals who use Medicare Advantage commonly use Medicare supplement plan insurance to help pay for health care costs that Original Medicare won't cover, like coinsurance, deductibles, and copayments.

Sometimes called "PDPs," these plans add drug coverage to standard Medicare, some Medicare Private Fee-for-Service Plans (PFFS), some Medicare Cost Plans, and Medicare Medical Savings Account Plans (MSA).

The amount of money you pay for your health care depends on several factors, including:

What kind of care you need, and how often it is needed.
The type of Medicare coverage you choose.
Whether there are alternative insurance policies that will help fill gaps in your coverage
Whether a doctor agrees to charge you the same amount that Medicare will cover for a medical service

At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.

Senior Medicare Supplement Plan Insurance in Mount Pleasant, SC

Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.

Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.

Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.

Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:

Deductibles

Copayments

Coinsurance

Important Information About Senior Supplement Plan Insurance

To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.

Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.

For many people, the best time to buy senior Medicare Supplement Plan Insurance in Mount Pleasant, SC is during the 7 months Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Medicare Insurance Services today to determine if you qualify for a Medicare Supplement Insurance Plan.

Senior Medicare Advantage Plan Insurance in Mount Pleasant, SC

A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:

Preferred Provider Organizations
Special Needs Plans
Private Fee-for-Service
Medicare Medical Savings Account Plans
Health Maintenance Organizations

Senior Health Insurance Mount Pleasant, SC

In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.

How Medicare Advantage Plans Work

Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).

Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.

When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.

Medicare Advantage Plan Insurance Rules

Medicare works by paying a set amount of money to the companies that offer senior Medicare Advantage Plan insurance in Mount Pleasant, SC. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.

Different plans have different rules for how you receive services, such as:

If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.
Whether you must get a referral to see a specialized doctor

Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.

Paying for Your Senior Medicare Advantage Plan Insurance

How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.

We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.

The Senior Medicare Insurance Services Commitment

Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:

Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.
Listening to your specific needs.
Responding to all inquiries and questions promptly and with a friendly attitude.
Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.

Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.

We do not offer every plan available in your area. Currently we represent 8 organizations which offer 82 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Archbishop Wood faces misconduct allegations, St. Andrew's Church confirms complaint

MOUNT PLEASANT, S.C. (WCIV) — Stephen Wood, the archbishop of the Anglican Church in North America, faces allegations of sexual harassment, bullying and plagiarism, according to a report published by The Washington Post on Thursday. Wood's local ministry, St. Andrew’s Church in Mount Pleasant, confirmed a complaint had been filed against the reverend in a statement provided to News 4."The leadership of St. Andrew's Church is aware that a complaint has been submitted to the Anglican Church of North America (ACNA...

Wood's local ministry, St. Andrew’s Church in Mount Pleasant, confirmed a complaint had been filed against the reverend in a statement provided to News 4.

"The leadership of St. Andrew's Church is aware that a complaint has been submitted to the Anglican Church of North America (ACNA) relating to allegations made against Archbishop Steve Wood," the statement from the church reads. "Because this is an ongoing process, the Wardens, Vestry, and Staff of St. Andrew’s cannot comment on these allegations."

Wood, 62, is accused by a former children's ministry director of putting his hand against the back of her head and trying to kiss her in his office in April 2024, two months before he was elected as the archbishop, according to the report from The Washington Post. The woman who levied the accusation also claimed that he gave her thousands of dollars in "unexpected payments from church offers" before the attempted kiss.

According to The Post's reporting, Wood also faces complaints from priests that he plagiarized sermons and bullied and disparaged church staffers before he became archbishop.

“I do not believe these complaints have merit," Wood said in a statement. "I trust the process outlined in our canons to bring clarity and truth in these matters.”

Church staff explained that in accordance with canon law, as soon as the complaint is validated as a presentment, Bishop Ray Sutton, Dean of the Province, will convene a Board of Inquiry to thoroughly investigate the accusations included in the presentment and determine if there are reasonable grounds to pursue an ecclesiastical trial.

The Anglican Church in North America was formed approximately 16 years ago by former members of the Episcopal Church and the Anglican Church of Canada, both part of the global Anglican Communion.

Around 700 congregations split from the historic communion, accusing it of promoting progressive theology and social causes, particularly concerning sexuality and the ordination of women.

The denomination does not allow women to serve as bishops and considers same-sex relationships sinful.

The Anglican Church in North America includes more than 1,000 congregations, mostly in the United States, with an estimated 128,000 members.

In 2020, Wood contracted COVID-19 and was placed on a ventilator, which he credits with saving his life.

Mount Pleasant candidates for mayor and council share views during forum

MOUNT PLEASANT, S.C. (WCSC) - The Mount Pleasant Chamber of Commerce hosted a mayoral and town council candidate forum Thursday night.With dozens of residents in attendance, the forum brought all the candidates for mayor and town council together to share their vision for the town’s future, as well as their priorities and solutions for challenges the town faces. There is one mayoral seat and four town council seats open during this election.The candidates shared priorities, including solving traffic issues, raising pay fo...

MOUNT PLEASANT, S.C. (WCSC) - The Mount Pleasant Chamber of Commerce hosted a mayoral and town council candidate forum Thursday night.

With dozens of residents in attendance, the forum brought all the candidates for mayor and town council together to share their vision for the town’s future, as well as their priorities and solutions for challenges the town faces. There is one mayoral seat and four town council seats open during this election.

The candidates shared priorities, including solving traffic issues, raising pay for first responders, increasing civic engagement, developing better infrastructure and looking into flood resiliency programs.

John Meissner, a Mount Pleasant resident for the past 25 years, says he gained a better understanding of where all the candidates stand.

“I thought the forum was great,” Meissner says. “It gave me a better idea of who was keeping things organized in Mount Pleasant. All of them seem to be very well qualified.”

Candidates for Mayor include Will Haynie, who is a two-term incumbent, and Curt Thomas. Haynie was first elected in 2017.

Haynie, who is running for his third term, introduced himself as a lover of the town and a mayor who gets things done.

“If you love the town and you love its people, everything else falls in place and I fell in love with this town, I’m in love with this town now and I try to do everything for this town out of that love for you and the town we all love,” Haynie says.

Thomas defined himself as new and said the town needs to change.

“We’ve been told to be patient while our town’s traffic gets worse,” Thomas says. “Our infrastructure is an issue. Patience is costing us and it’s the very reason why we are here. Let’s be clear, the real risk isn’t change, it’s having the same four years of this leadership.”

Candidates for town council include Alexandra Crosby, Jenny DeSart, Brianna Harmon, Perry Rourk, Craig S. Russack and Kathryn Whitaker. Incumbents running again include John Iacofano, Gary K. Santos and Mike Tinkey.

All of the candidates were invited to participate, but three of the town council candidates were unable to attend.

Residents were able to submit questions for the moderators to ask the candidates. They brought up concerns regarding economic development, infrastructure, projects focused on resiliency and affordable housing.

“The nurses, the firemen, the policemen, a lot of them are not able to afford to live here,” Meissner says. “It’s like the problem is in the rest of the country, having affordable housing for people in the middle class is really important to me and I hope they find a way to make that happen.”

Many are also concerned about the traffic on Highway 41 and whether the town is going to widen it, build on top of marsh or go forward with Charleston’s Road to Compromise . Many of the candidates said they were against the Road to Compromise project and instead want to find another practical solution. Charleston County the plan amidst pushback from the town of Mount Pleasant this summer.

Candidates also had the opportunity to share their views on Mount Pleasant Way, a of connected multi-use pathways throughout the town for non-motorists. All the candidates said they supported the project, but some also brought up the importance of private property rights for communities and protecting the wetlands during construction.

The early voting period for this election began on Oct. 20 and ends on Oct. 31. The general election is on Nov. 4.

The Best Real Estate Agent in MOUNT PLEASANT, SC: Ashley Graham

MOUNT PLEASANT, SC / ACCESS Newswire / October 21, 2025 / Ashley Graham is widely regarded as the , combining deep neighborhood expertise, proactive lender coordination, hands-on staging guidance and a 5.0 client-review profile to shorten marketing time and prevent closing surprises.Buying or selling in Mount Pleasant, South Carolina? Call Ashley Graham at Carolina One Real Estate on (843) 708-5295.Why Is Ashley Graham the Best Residential Realtor in Mount Pleasant?...

MOUNT PLEASANT, SC / ACCESS Newswire / October 21, 2025 / Ashley Graham is widely regarded as the , combining deep neighborhood expertise, proactive lender coordination, hands-on staging guidance and a 5.0 client-review profile to shorten marketing time and prevent closing surprises.

Buying or selling in Mount Pleasant, South Carolina? Call Ashley Graham at Carolina One Real Estate on (843) 708-5295.

Why Is Ashley Graham the Best Residential Realtor in Mount Pleasant?

Clients and local lenders praise Ashley's emphasis on readiness and clear timelines, which reduces surprises during underwriting and appraisal. "Preparation wins deals - I coach clients through paperwork so offers are lender-ready and close on schedule," says Graham. That practical focus helps sellers present cleaner listings and gives buyers the confidence to write stronger offers when market conditions shift.

What Is Ashley Graham's Experience in Mount Pleasant?

Ashley brings nearly a decade of full-time residential real estate experience to Mount Pleasant, delivering consistent results across buyers and sellers and a reputation for hands-on transaction management. She combines local market know-how with a steady communication cadence so clients always know next steps.

What Makes Ashley Graham the Top Agent in Mount Pleasant, SC?

Ashley earns top real estate agent status in Mount Pleasant through rigorous project management: she sets timelines, lender checkpoints, and staging priorities at the outset and then tracks every milestone through to closing. By opening lender conversations early and ordering pre-listing inspections when useful, she limits rework and avoids underwriting surprises. "I prioritize clear timelines and realistic pricing so sellers can test the market confidently," Graham says - an approach that keeps negotiations focused and smooths appraisal and financing hurdles.

What Do the Mount Pleasant Market Numbers Say Right Now?

The September 2025 shows:

These indicators point to a somewhat competitive market with active price sensitivity-buyers with clean financing and flexible inspection windows often gain leverage, while sellers should prioritize accurate pricing and strong presentation. For sellers and buyers who want focused, local representation, see why so many .

Who is Ashley Graham at Carolina One Real Estate?

Ashley Graham is a Mount Pleasant-based agent with Carolina One Real Estate serving Mount Pleasant and nearby Charleston neighborhoods. Her practice centers on underwriting-ready listings, practical staging, and ongoing lender coordination; she brings ABR and REALTOR® credentials and a track record of client-rated responsiveness.

Media Contact:

Phone: (843) 708-5295Website: Email: Address: 628 Long Point Road, Mt Pleasant, SC 29464

SOURCE: Ashley Graham, Carolina One Real Estate

Mount Pleasant cuts ribbon on new Veterans Affairs Outpatient Clinic

MOUNT PLEASANT, S.C. (WCSC) - Veterans will now be able to make their way to a new Ralph H. Johnson Veterans Affairs Health Care System clinic in Mount Pleasant.“A VA service center here for primary care really just sort of completes the picture for Mount Pleasant,” Mount Pleasant Mayor Will Haynie said.Haynie said this clinic was what this town needed because of its patriotic history.“Just this is who we are as a town in Mount Pleasant. We’re very patriotic, as I said with Patriots Point Medal of...

MOUNT PLEASANT, S.C. (WCSC) - Veterans will now be able to make their way to a new Ralph H. Johnson Veterans Affairs Health Care System clinic in Mount Pleasant.

“A VA service center here for primary care really just sort of completes the picture for Mount Pleasant,” Mount Pleasant Mayor Will Haynie said.

Haynie said this clinic was what this town needed because of its patriotic history.

“Just this is who we are as a town in Mount Pleasant. We’re very patriotic, as I said with Patriots Point Medal of Honor,” Haynie said.

With Tuesday’s ribbon-cutting, Mount Pleasant entered a new era for the veteran community.

“Thousands of veterans that live east of the Cooper both in Mount Pleasant and the whole East Cooper community and for them to have this primary care health right here and whole health in Mount Pleasant. Where they don’t have to go downtown, they don’t have to worry about parking, they don’t have to worry about flooding, is huge for our veterans of our town, and there are between four and five thousand that we know of now, and that number is going up every day,” Haynie said.

The VA’s mission is to be available to all veterans, and that’s why they established the new clinic in Mount Pleasant.

“The VA is all about accessibility. So opening this clinic in Mount Pleasant, where so many veterans live, is about bringing care to where they are and to make it easier, accessible, and to give them better care,” Wayne Capps, chief of public affairs for the Ralph H. Johnson VA Medical Center, said.

With it being located in a central location in Mount Pleasant, it’ll be more convenient for patients coming from nearby locations.

Capps said that this space will offer not only primary care but also whole health.

“Opening up this clinic, there was a need to bring primary care into the Mount Pleasant area. We’re also bringing in whole health things like chiropractic, massage therapy, things of that nature that can help the whole veteran concept,” Capps said.

Capps said that the whole health concept is very sought out and the VA wants to serve veterans as a whole.

The clinic will officially open to the public Monday.

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