Senior Medicare Advantage plan insurance in Nexton, SC
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Helping Seniors Make Better-Informed Medicare Decisions
Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.
Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).
At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.
We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in Nexton or simply have questions about signing up for Medicare, our team is here to help.
Guiding You Through The Confusion of Medicare!Request a Consultation
What is Medicare?
If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.
Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.
There are four parts of Medicare:
The amount of money you pay for your health care depends on several factors, including:
At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.
Senior Medicare Supplement Plan Insurance in Nexton
Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.
Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.
Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.
Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:
Important Information About Senior Supplement Plan Insurance
To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:
As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:
- To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
- Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
- If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
- If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
- Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
- You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
- In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.
Senior Medicare Advantage Plan Insurance in Nexton, SC
A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:
In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.
How Medicare Advantage Plans Work
Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).
Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.
When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.
Medicare Advantage Plan Insurance Rules
Medicare works by paying a set amount of money to the companies that offer senior Medicare Advantage Plan insurance in Nexton. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.
Different plans have different rules for how you receive services, such as:
- If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.
- Whether you must get a referral to see a specialized doctor
Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.
Paying for Your Senior Medicare Advantage Plan Insurance
How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.
We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.
The Senior Medicare Insurance Services Commitment
Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:
- Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.
- Listening to your specific needs.
- Responding to all inquiries and questions promptly and with a friendly attitude.
- Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.
Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.
Latest News in Nexton, SC
Several new restaurants, other businesses coming to Charleston-area development
Warren L. Wise [email protected]https://www.postandcourier.com/business/real_estate/several-new-restaurants-other-businesses-coming-to-charleston-area-development/article_a43e647e-dec6-11ed-b6f3-47679a6b4110.html
Several new commercial tenants are coming to a large housing development on the edge of Summerville.Lombardi’s Pizza Kitchen, The Co-op Frosé & Eatery, The Backyard Biergarten, Lowcountry Yoga and children’s gym KidStro...
Several new commercial tenants are coming to a large housing development on the edge of Summerville.
Lombardi’s Pizza Kitchen, The Co-op Frosé & Eatery, The Backyard Biergarten, Lowcountry Yoga and children’s gym KidStrong are all lined up to be a part of The Hub in Nexton.
The restaurants and fitness sites are expected to move in by late June or early July, according to Nexton spokeswoman Cassie Cataline.
The Hub is a collection of office and commercial buildings under development on Nexton Parkway and Brighton Park Boulevard near Home Telecom and Refuel convenience store.
Office tenants include Coastal Vascular & Vein Center, Charleston Wound Care, Palmetto Primary and Specialty Care Physicians, Derrington Dermatology and Holliday Ingram law firm.
A new pair of two-story office buildings is expected to be completed in 2024 and 2025. They will be 30,000 square feet and 20,000 square feet, respectively, and be built beside Nexton Parkway.
Nexton is a 5,000-acre, mixed-use development next to Summerville between Interstate 26 and U.S. Highway 176 in Berkeley County. With more than 2,500 homes already sold, the development is expected to have 7,500 residential units at full build-out.
It also could house as many residents as the current populations of Clemson, North Myrtle Beach or West Columbia, roughly between 16,000 and 20,000. That would make it as big as Moncks Corner and Georgetown combined.
A new pizza restaurant is now open in Mount Pleasant.
BarPizza opened May 12 at 656-G Long Point Road in the revamped former Kiki & Rye space.
It’s part of Free Reign Restaurants owned by Ryan and Kelleanne Jones. They also operate the recently opened Southbound on the Charleston peninsula and Community Table in Mount Pleasant.
A new retail shop that incorporates a clothing item in all of its wares is close to opening in downtown Charleston.
Respoke hopes to open by the weekend at 377 King St. in the former location of Simply J Boutique.
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The shop will offer shoes, clothing and other items that are made in part by repurposing different sections of scarves. Hours will be 10 a.m.-6 p.m. daily, but they could change after the shop opens, according to store manager Joseph Fennell.
Also, coming to downtown Charleston is a new women’s clothing store, now with a shop in Asheville.
Hazel Twenty owner Lexi DiYeso plans to open in August at 73 Wentworth St., formerly part of 269 King St. that was used as back-of-house storage for the former Gap store. The front section houses Aerie, also a clothing shop.
The 3,641-square-foot space is currently under construction behind clothing store Collared Greens and next to The Port Mercantile, part of The Restoration Hotel, according to Blair Hines Gearhart of Oswald Cooke & Associates, who represented the tenant. Charles Constant with Constant Properties represented the landlord.
HOT PROPERTIES: Downtown Nexton secures first tenants
Sharbell Nexton LLC says the first two retail tenants have committed to the ground-floor retail space in Downtown Nexton. A nail salon called iNails, with nearly 30 years of beauty service expertise and 10 Lowcountry locations, and Revive Health Studio, a health and wellness spa offering sauna, lymphatic massage, tune and red-light therapeutic treatments as well as therapeutic products for purchase, are the first tenants in phase one.“We are excited to begin the leasing process in Downtown Nexton and welcome iNails and Revive as...
Sharbell Nexton LLC says the first two retail tenants have committed to the ground-floor retail space in Downtown Nexton. A nail salon called iNails, with nearly 30 years of beauty service expertise and 10 Lowcountry locations, and Revive Health Studio, a health and wellness spa offering sauna, lymphatic massage, tune and red-light therapeutic treatments as well as therapeutic products for purchase, are the first tenants in phase one.
“We are excited to begin the leasing process in Downtown Nexton and welcome iNails and Revive as our first tenants,” Sharbell President Thomas Troy said in a news release. “Service-oriented providers, like iNails and Revive Health Studio, and a potential barbershop with which we are currently negotiating are the types of tenants we envisioned filling portions of the retail spaces in Downtown Nexton as they serve important community and regional needs. In addition to these service-based tenants, we are currently working with a high-end spirits store with onsite consumption and a Mediterranean bar and restaurant concept.”
Downtown Nexton retail is located on the ground floor of the Lofts Downtown Nexton, a collection of luxury rental apartments. INails will occupy 1,700 square feet while Revive Health Studio will occupy 1,775 square feet in the Lofts’ first completed building, with an anticipated opening in the first quarter of 2024. Upon completion of future phases in late 2024, the Lofts Downtown Nexton will include residential amenities such as a clubhouse, resort-style pool with tanning shelves, firepit with seating areas, private cabanas, outdoor café tables and bar area and a dog park.
Situated on nearly 100 acres between Sigma Drive and Brighton Park Boulevard, Downtown Nexton will provide retail, dining, hospitality, residential, service, office and commercial options within walking distance of many of Nexton’s neighborhoods. In addition to the Lofts, previously announced plans include The Ames multifamily community, AC Hotel by Marriott, Atelier office campus and Daybreak Market and Fuel.
Bridge Commercial provides exclusive leasing and sale services at the Lofts Downtown Nexton.
Other recent commercial real estate transactions include:
Trey Lucy, Blair Belk and Tim Metzler of Belk Lucy represented the landlord in the lease of 1,721 square feet of retail space in Suite A at 145 King St. in Charleston to E. Blackhurst. Lindsey Halter of Carolina Retail Experts represented the tenant.
Trey Lucy, Tim Metzler and Blair Belk of Belk Lucy represented the landlord in the lease of 1,454 square feet of retail space in Suite B at 145 King St. in Charleston to Yves Delorme. Edward Robinson of The Beach Co. represented the tenant.
Mark Erickson and Jarred Watts of Colliers represented M2 Land LLC in the sale of a 15,000-square-foot industrial building at 3240 Industry Drive in North Charleston to Sunny Enterprises LLC for $3,200,000.
Markus Kastenholz, Remington Beatty and Alia Bostaji of Colliers represented Pearce Development in the sale of a 10,000-square-foot building at 36 N. Market St. in Charleston and 0.5 acres of land at 235 E. Bay St. in Charleston to Marriott Ownership Resorts for $16,450,000.
Hot Properties highlights recently sold or leased commercial properties in the Charleston region. Send in your transactions using our online form.
New restaurants, retailers coming to 2 developing mixed-use projects in Charleston area
Warren L. Wise [email protected]https://www.postandcourier.com/business/retail/new-restaurants-retailers-coming-to-2-developing-mixed-use-projects-in-charleston-area/article_64b5b2ee-e07e-11ed-bb94-cb047b1b6a13.html
Two food-and-beverage businesses are on the way to a new grocery-anchored shopping center on the edge of Charleston, and two other retail tenants have been lined up for a nearby mixed-use development.Dulce Inc., which offers churros, craft ice cream and cocktails, recently leased 2,404 square feet in One Nexton...
Two food-and-beverage businesses are on the way to a new grocery-anchored shopping center on the edge of Charleston, and two other retail tenants have been lined up for a nearby mixed-use development.
Dulce Inc., which offers churros, craft ice cream and cocktails, recently leased 2,404 square feet in One Nexton at One Nexton Boulevard in the Nexton development near Summerville, according to Hannah Kamba and Brent Case of the real estate firm Coldwell Banker Commercial, which represented the tenant.
Dulce has another Lowcountry shop, in northern Mount Pleasant at the Market at Oakland Shopping Center.
Also coming to One Nexton is a new pizzeria.
Woodhaven Pizza recently leased 2,715 square feet in the new development, according to Mandy Coleman with National Restaurant Properties, who represented the tenant.
For both transactions, Jeff Yurfest of The Shopping Center Group represented the landlord, C4 Nexton PLX LLC, an affiliate of Charlotte-based developer Crosland Southeast, which bought the 24-acre site in 2021 for $12 million.
On the way
Nearby in Nexton, the first two tenants have been announced for another development that’s under way.
Thomas Troy, president of Sharbell Development Corp., said nail salon iNails and Revive Health Studio have signed ground-floor leases in the Lofts Downtown Nexton apartment development between Brighton Park Boulevard and Sigma Drive, less than a mile east of One Nexton.
The 1,700-square-foot nail salon, which has 10 Lowcountry locations, and the 1,775-square-foot health spa are the first tenants in phase one of the Lofts complex. The first phase is expected to be completed in early 2024.
Troy also said talks are underway with a barbershop, high-end spirits shop for on-site consumption and a Mediterranean restaurant as tenants as well.
Upon completion of future phases in late 2024, the Lofts Downtown Nexton will include a clubhouse, resort-style pool, firepit, private cabanas, outdoor café tables and bar area, and a dog park.
Downtown Nexton also will include The Ames apartments, AC Hotel by Marriott, Atelier office campus and Daybreak Market and Fuel.
Leasing on the site is being handled by real estate firm Bridge Commercial.
The building that will house the future Jack’s Cosmic Dogs on James Island isn’t ready to begin serving customers yet, but a food truck has been set up on the site.
The galactic-themed hot dog eatery plans to open during the summer in the former Sweetwater Cafe site at 801 Folly Road.
A new Pakistani restaurant that’s been in the works for the past two years soon will welcome diners in a former popular Charleston dining venue.
New church coming to the Nexton area
The New Covenant Church of God has experienced quite a few changes since its inception in 1993 that saw a group of eight “passionate” worshipers expand and grow throughout The Lowcountry, says church administrative assistant Sheila Black.After relocating from Hanahan, the Pentecostal house of worship moved to Ashley Phosphate Road in 2007, while maintaining a steady presence in Mount Pleasant as well.But Pastor Marc Campbell and company recently sold the North Charleston property in October 2021, with designs on bui...
The New Covenant Church of God has experienced quite a few changes since its inception in 1993 that saw a group of eight “passionate” worshipers expand and grow throughout The Lowcountry, says church administrative assistant Sheila Black.
After relocating from Hanahan, the Pentecostal house of worship moved to Ashley Phosphate Road in 2007, while maintaining a steady presence in Mount Pleasant as well.
But Pastor Marc Campbell and company recently sold the North Charleston property in October 2021, with designs on building a state-of-the-art facility at 1667 Rose Drive in the Nexton mixed-use community in Downtown Summerville.
With shovels hitting the dirt this past Sunday, the projected completion date for construction is about 18 months away in the summer of 2024.
New Covenant’s congregation is presently meeting for 9 a.m. and 11 a.m. services at the old Summerville Church of God at 304 Pine Street during the Nexton construction phase. Additionally, the church also has several sub groups that meet separately on Wednesday night, including a a woman’s group, along with boys and girls clusters.
Food distribution services are also part of the mix, as New Covenant collaborates with a North Charleston ministry to donate food to the needy every Thursday.
“Our church will be constructed with future plans to include an outdoor amphitheater and athletic fields,” detailed Black. “Our main goal in the next few months is to have our church ready for worship and facilities for our children’s ministries.”
Campbell, a Hazard, Kentucky native, and his wife, Mary, served abroad as evangelists and pastors in the United Kingdom prior to starting New Covenant out of their living room.
When asked if Pastor Campbell’s sermon style is strictly by-the-book, Black described him as a preacher who will incorporate or relate to the daily lives of his congregants, but also bring his discussion back to the Bible. In short, she depicted him as a “man with a vision.”
It was also noted that Campbell is a member of the Charleston Ecclesiastic Council and heavily involved in training in parts of Europe and Asia.
Unlike lots of new churches featuring gospel bands and singing at their services, however, New Covenant goes down the more traditional music-free route.
“We are a multi-cultural, multi-generational place to worship,” concluded Black, who expounded on the collective enthusiasm provided by church members on a weekly basis.
“On any given Sunday at New Covenant, you will find smiling faces, willing hands and open hearts. There is room here for those who have felt unwanted and neglected. There is room here for those who have never walked through the doors of a church. There is room here for families that are struggling ... for the imperfect. As a matter of fact, this is what New Covenant is made of — come as you are. You’ll see suits and ties right next to shorts and flip flops. It would make our day to see you walk through the doors.”
Lowes Foods Plans Second Berkeley County Location In Nexton
The Berkeley Observer | Your free source for Berkeley County, SC newshttps://www.berkeleyobserver.com/2023/05/30/lowes-foods-plans-second-berkeley-county-sc-nexton-north-creek-market/
BERKELEY COUNTY, S.C. – Lowes Foods, a North Carolina-based supermarket, has plans to add a fifth Lowcountry location, Brookfield Properties recently announced. The supermarket chain will open its second Berkeley County store in Nexton’s North Creek Marketplace in Summerville.An anticipated opening date has yet to be announced. Currently, the only Lowes Foods in...
BERKELEY COUNTY, S.C. – Lowes Foods, a North Carolina-based supermarket, has plans to add a fifth Lowcountry location, Brookfield Properties recently announced. The supermarket chain will open its second Berkeley County store in Nexton’s North Creek Marketplace in Summerville.
An anticipated opening date has yet to be announced. Currently, the only Lowes Foods in Berkeley County is in Hanahan. Other nearby locations include West Ashley (Charleston County), Mount Pleasant (Charleston County) and Summerville (Dorchester County).
The Nexton grocery store will anchor a new retail center that will also include Domino’s Pizza and Cava, a fast-casual Mediterranean concept. Fifth and Third Bank and a Roper Urgent Care facility will also call North Creek Market home.
Founded in 1954, Lowes Foods employs nearly 9,000 people and operates more than 80 full-servicesupermarkets in the Carolinas.
Locally owned and operated, Lowes Foods prides itself as a “homegrown company” committed to bringing community back to the table, by providing customers with the freshest and most innovative local products from local suppliers.
To learn more, visit lowesfoods.com.
BERKELEY COUNTY, S.C. – A national provider of upscale co-working and flexible office spaces recently celebrated the grand opening of its newest location in Berkeley County. Serendipity Labs with the help of the Berkeley Chamber of Commerce cut the ribbon Friday to its new Summerville facility in Nexton Square.
“Come by for a tour to check out this newly constructed 2-level workspace, which features retail, dining, hotels and a variety of fitness options at your doorstep. Conveniently located only 25 minutes from Charleston, and only 5 minutes from Downtown Summerville,” Serendipity Labs recently posted to its official Facebook page.
The standalone Nexton location offers 28,000 square feet of thoughtfully designed workspaces, including private offices, team rooms, co-working spaces and dedicated rooms for business meetings and events, according to a news release.
It also features outdoor patio space and a Lab Café, offering unlimited coffee, tea and fruit-infused water as well as ergonomic desks, chairs, sofas and fast-speed, encrypted internet.
This is Serendipity Labs’ second commercial location in the Charleston area.
Headquartered in Rye, NY and established in 2011, Serendipity Labs Inc., is an American flexible office space company that opens, manages and markets its upscale coworking brand as a service to office asset owners.