Senior Medicare Advantage plan insurance in Nexton, SC

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Helping Seniors Make Better-Informed Medicare Decisions

Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.

Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).

At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.

We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in Nexton or simply have questions about signing up for Medicare, our team is here to help.

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Medicare Nexton, SC

Guiding You Through The Confusion of Medicare!

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What is Medicare?

If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.

Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.

There are four parts of Medicare:

 Senior Medicare Advantage Plan Insurance Nexton, SC

This type of Medicare is free for most U.S. citizens. Medicare Part A helps older adults pay for care in a nursing facility, hospital visits, and some forms of in-home senior care.

This tier costs around $100 per month. It covers different outpatient services like lab tests, preventative care, doctor's visits, mental health care, clinical trials, and some forms of surgery.

This type of Medicare is most often called Medicare Advantage. This tier of Medicare allows seniors to choose health plans provided by insurance companies like Senior Medicare Insurance Services. Individuals who use Medicare Advantage commonly use Medicare supplement plan insurance to help pay for health care costs that Original Medicare won't cover, like coinsurance, deductibles, and copayments.

Sometimes called "PDPs," these plans add drug coverage to standard Medicare, some Medicare Private Fee-for-Service Plans (PFFS), some Medicare Cost Plans, and Medicare Medical Savings Account Plans (MSA).

The amount of money you pay for your health care depends on several factors, including:

At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.

Senior Medicare Supplement Plan Insurance in Nexton

Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.

Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.

Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.

Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:

Deductibles

Copayments

Coinsurance

Important Information About Senior Supplement Plan Insurance

To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

 Senior Medicare Plans Nexton, SC

As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

  • To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
  • Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
  • If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
  • If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
  • Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
  • You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
  • In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.

For many people, the best time to buy senior Medicare Supplement Plan Insurance in Nexton is during the 7 months Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Medicare Insurance Services today to determine if you qualify for a Medicare Supplement Insurance Plan.

Senior Medicare Advantage Plan Insurance in Nexton, SC

A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:

 Medicare Plans Nexton, SC

In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.

How Medicare Advantage Plans Work

Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).

Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.

When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.

 Senior Health Insurance Nexton, SC

Medicare Advantage Plan Insurance Rules

Medicare works by paying a set amount of money to the companies that offer senior Medicare Advantage Plan insurance in Nexton. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.

Different plans have different rules for how you receive services, such as:

  • If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.
  • Whether you must get a referral to see a specialized doctor
 Healthcare Nexton, SC

Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.

Paying for Your Senior Medicare Advantage Plan Insurance

How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.

We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.

 Burial Insurance Nexton, SC

The Senior Medicare Insurance Services Commitment

Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:

  • Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.
  • Listening to your specific needs.
  • Responding to all inquiries and questions promptly and with a friendly attitude.
  • Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.
 Medicare Advantage Nexton, SC

Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.

Latest News in Nexton, SC

New church coming to the Nexton area

The New Covenant Church of God has experienced quite a few changes since its inception in 1993 that saw a group of eight “passionate” worshipers expand and grow throughout The Lowcountry, says church administrative assistant Sheila Black.After relocating from Hanahan, the Pentecostal house of worship moved to Ashley Phosphate Road in 2007, while maintaining a steady presence in Mount Pleasant as well.But Pastor Marc Campbell and company recently sold the North Charleston property in October 2021, with designs on bui...

The New Covenant Church of God has experienced quite a few changes since its inception in 1993 that saw a group of eight “passionate” worshipers expand and grow throughout The Lowcountry, says church administrative assistant Sheila Black.

After relocating from Hanahan, the Pentecostal house of worship moved to Ashley Phosphate Road in 2007, while maintaining a steady presence in Mount Pleasant as well.

But Pastor Marc Campbell and company recently sold the North Charleston property in October 2021, with designs on building a state-of-the-art facility at 1667 Rose Drive in the Nexton mixed-use community in Downtown Summerville.

With shovels hitting the dirt this past Sunday, the projected completion date for construction is about 18 months away in the summer of 2024.

New Covenant’s congregation is presently meeting for 9 a.m. and 11 a.m. services at the old Summerville Church of God at 304 Pine Street during the Nexton construction phase. Additionally, the church also has several sub groups that meet separately on Wednesday night, including a a woman’s group, along with boys and girls clusters.

Food distribution services are also part of the mix, as New Covenant collaborates with a North Charleston ministry to donate food to the needy every Thursday.

“Our church will be constructed with future plans to include an outdoor amphitheater and athletic fields,” detailed Black. “Our main goal in the next few months is to have our church ready for worship and facilities for our children’s ministries.”

Campbell, a Hazard, Kentucky native, and his wife, Mary, served abroad as evangelists and pastors in the United Kingdom prior to starting New Covenant out of their living room.

When asked if Pastor Campbell’s sermon style is strictly by-the-book, Black described him as a preacher who will incorporate or relate to the daily lives of his congregants, but also bring his discussion back to the Bible. In short, she depicted him as a “man with a vision.”

It was also noted that Campbell is a member of the Charleston Ecclesiastic Council and heavily involved in training in parts of Europe and Asia.

Unlike lots of new churches featuring gospel bands and singing at their services, however, New Covenant goes down the more traditional music-free route.

“We are a multi-cultural, multi-generational place to worship,” concluded Black, who expounded on the collective enthusiasm provided by church members on a weekly basis.

“On any given Sunday at New Covenant, you will find smiling faces, willing hands and open hearts. There is room here for those who have felt unwanted and neglected. There is room here for those who have never walked through the doors of a church. There is room here for families that are struggling ... for the imperfect. As a matter of fact, this is what New Covenant is made of — come as you are. You’ll see suits and ties right next to shorts and flip flops. It would make our day to see you walk through the doors.”

Lowes Foods Plans Second Berkeley County Location In Nexton

BERKELEY COUNTY, S.C. – Lowes Foods, a North Carolina-based supermarket, has plans to add a fifth Lowcountry location, Brookfield Properties recently announced. The supermarket chain will open its second Berkeley County store in Nexton’s North Creek Marketplace in Summerville.An anticipated opening date has yet to be announced. Currently, the only Lowes Foods in...

BERKELEY COUNTY, S.C. – Lowes Foods, a North Carolina-based supermarket, has plans to add a fifth Lowcountry location, Brookfield Properties recently announced. The supermarket chain will open its second Berkeley County store in Nexton’s North Creek Marketplace in Summerville.

An anticipated opening date has yet to be announced. Currently, the only Lowes Foods in Berkeley County is in Hanahan. Other nearby locations include West Ashley (Charleston County), Mount Pleasant (Charleston County) and Summerville (Dorchester County).

The Nexton grocery store will anchor a new retail center that will also include Domino’s Pizza and Cava, a fast-casual Mediterranean concept. Fifth and Third Bank and a Roper Urgent Care facility will also call North Creek Market home.

SEE ALSO:

Founded in 1954, Lowes Foods employs nearly 9,000 people and operates more than 80 full-servicesupermarkets in the Carolinas.

Locally owned and operated, Lowes Foods prides itself as a “homegrown company” committed to bringing community back to the table, by providing customers with the freshest and most innovative local products from local suppliers.

To learn more, visit lowesfoods.com.

BERKELEY COUNTY, S.C. – A national provider of upscale co-working and flexible office spaces recently celebrated the grand opening of its newest location in Berkeley County. Serendipity Labs with the help of the Berkeley Chamber of Commerce cut the ribbon Friday to its new Summerville facility in Nexton Square.

“Come by for a tour to check out this newly constructed 2-level workspace, which features retail, dining, hotels and a variety of fitness options at your doorstep. Conveniently located only 25 minutes from Charleston, and only 5 minutes from Downtown Summerville,” Serendipity Labs recently posted to its official Facebook page.

The standalone Nexton location offers 28,000 square feet of thoughtfully designed workspaces, including private offices, team rooms, co-working spaces and dedicated rooms for business meetings and events, according to a news release.

It also features outdoor patio space and a Lab Café, offering unlimited coffee, tea and fruit-infused water as well as ergonomic desks, chairs, sofas and fast-speed, encrypted internet.

This is Serendipity Labs’ second commercial location in the Charleston area.

Headquartered in Rye, NY and established in 2011, Serendipity Labs Inc., is an American flexible office space company that opens, manages and markets its upscale coworking brand as a service to office asset owners.

New residential neighborhood planned for Nexton community

A new neighborhood of homes is coming to the master-planned community of Nexton.The homes by Ashton Woods will be located in the North Creek area of the master-planned community, according to an Ashton Woods news release. Presales are now underway at Hammock Walk, a 55-plus community that will feature over 100 villa-style homes in its first phase.“Ashton Woods has a successful history of delivering exceptional floo...

A new neighborhood of homes is coming to the master-planned community of Nexton.

The homes by Ashton Woods will be located in the North Creek area of the master-planned community, according to an Ashton Woods news release. Presales are now underway at Hammock Walk, a 55-plus community that will feature over 100 villa-style homes in its first phase.

“Ashton Woods has a successful history of delivering exceptional floorplans and innovative designs to Nexton, and we are excited to see Hammock Walk come to life,” said Cassie Cataline, marketing director at Nexton, in the release. “As part of Nexton’s esteemed builder program, Ashton Woods is one of 10 builders providing a diverse array of homes to complement the community’s dynamic blend of businesses, recreation and restaurants throughout the community.”

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Hammock Walk will include a collection of ranch-style villas featuring two- and three-bedroom plans, with outdoor living spaces and one-car garages starting in the $300,000s, the release stated. Located within Nexton’s North Creek neighborhood on Nexton Parkway less than one mile from U.S. 176, Hammock Walk will offer amenities including pickleball courts, walking trails, ponds and green spaces.

Ashton Woods, named 2023 Builder of the Year by Builder Magazine, has been building design-forward homes in thoughtfully selected communities across the country since 1989, the release stated. With an emphasis on honored design principles, Ashton Woods builds and sells homes in Atlanta, Austin, Charleston, Dallas, Houston, Orlando, Phoenix, Raleigh and San Antonio.

Celebrating the 10th anniversary of the community’s 2013 opening, Nexton is a lifestyle-driven destination that blends live, work and play by offering conveniences such as state-of-the-art schools, modern infrastructure, 20 miles of trails and 2,000 acres of green space, the release stated. The community’s four residential neighborhoods include apartments, built-for-rent homes, townhomes and a variety of for-sale single-family homes that cater to first-time buyers, executives and 55+ retirees. Nexton has currently sold over 2,600 homes.

In addition to Ashton Woods, Nexton’s builder program features nine other prominent builders, including newly added Brookfield Residential, Centex, David Weekley Homes, Del Webb, Homes by Dickerson, New Leaf Builders, Pulte Homes, Saussy Burbank and True Homes.

New-to-market homebuilder coming to Nexton community in Summerville

A new homebuilder and land developer has been added to builder program at the Nexton community in Summerville.With plans to develop a new collection of townhomes in Nexton, this addition marks Brookfield Residential’s first project in South Carolina, according to a news release.Brookfield Residential is an internationally backed organization with more than 65 years of homebuilding experience, the release stated. Operations extend across the United States with major developments in more than 15 markets and over 65 active h...

A new homebuilder and land developer has been added to builder program at the Nexton community in Summerville.

With plans to develop a new collection of townhomes in Nexton, this addition marks Brookfield Residential’s first project in South Carolina, according to a news release.

Brookfield Residential is an internationally backed organization with more than 65 years of homebuilding experience, the release stated. Operations extend across the United States with major developments in more than 15 markets and over 65 active housing communities.

The homebuilder is an affiliate of Brookfield Properties, which currently has a sizable footprint in the Carolinas including 3,500 active employees and $4.8 billion assets under management, the release stated. Assets include logistics, hospitality and retail operations, notably Columbiana Centre, a high-quality retail mall.

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“We are delighted to join the Nexton community and add to the diverse array of housing options” said Gregg Hughes, senior vice president, Housing and Operations for Brookfield Residential, in the release. “Nexton has a vibrant, charming personality and we’re hoping these new townhomes reflect the community and serve the needs of today’s homebuyer.”

Located in Nexton’s Midtown neighborhood, Brookfield Residential’s entry-level townhome collection will feature 1,600 square feet on two finished levels of living space with prices starting in the mid-$300,000s, the release stated. The townhomes will offer three-bedroom layouts with an option for two primary suites. Interiors will include open floor plans and designer kitchens with stainless steel appliances and granite countertops.

Pre-sales will begin mid-summer with a model residence opening later this year.

Midtown also includes the Midtown Club, featuring a resort-style pool, fitness center and indoor and outdoor flex spaces available to members of the Nexton Residential Association, the release stated. The neighborhood also will feature food trucks, movie nights and social events.

Nexton, which got its start in 2013, is a lifestyle-driven destination that blends live, work and play by offering conveniences such as state-of-the-art schools, modern infrastructure, 20 miles of trails and 2,000 acres of green space, the release stated. Nexton has currently sold over 2,600 homes.

With the addition of Brookfield Residential, Nexton’s builder program now features 10 builders that also includes Ashton Woods, Centex, David Weekley, Del Webb, Homes by Dickerson, New Leaf, Pulte Homes, Saussy Burbank and True Homes, according to the release.

Nexton luncheon spotlights ‘booming’ local economy

Ample servings of Champagne coupled with a coastal poolside ambiance served as a fitting backdrop to a favorable economic forecast report during an April 4 Nexton luncheon attended by several local realtors at a sun-splashed Midtown Club in Summerville.Following a brief synopsis of Nexton’s recent sales and continued growth as a “third job center” in the Charleston market, the mixed-use development’s marketing coordinator Alicia Smith introduced South Carolina Ports Authority Business Development Manager Marion...

Ample servings of Champagne coupled with a coastal poolside ambiance served as a fitting backdrop to a favorable economic forecast report during an April 4 Nexton luncheon attended by several local realtors at a sun-splashed Midtown Club in Summerville.

Following a brief synopsis of Nexton’s recent sales and continued growth as a “third job center” in the Charleston market, the mixed-use development’s marketing coordinator Alicia Smith introduced South Carolina Ports Authority Business Development Manager Marion Bull to the podium, as he delved into his group’s efforts of recruiting business activity to the Lowcountry.

The guest speaker sang the praises of Nexton — which is currently celebrating its 10th anniversary as a destination venue in the Summerville community — for its role in providing housing for incoming employees of national and global firms seeking to establish a presence in the Charleston region.

Moving forward, Bull anticipates Nexton continuing to offer corporations an attractive option for its staffers as a source of housing, employment and an ever-expanding array of amenities with new industry emerging in the Jedburg area of Summerville, as well as Ridgeville in the very near future.

“When they want to live somewhere with, you know, a high quality of life that’s affordable, this is a place where business leaders can feel comfortable locating their businesses here,” began the Mount Pleasant resident.

“South Carolina has done a fantastic job as a state, [and] not just as a port, in recruiting business. [We had] $10 billion in investment last year. I think the largest previous year was $3 billion or so. It’s a huge number for our economic development in the state of South Carolina and some of it has happened right here.”

Bull detailed that South Carolina Ports drives about $63 billion in economic impact statewide, with about $8 billion of it emanating from the Lowcountry. In fact, about 30,000 jobs are either directly or indirectly linked to port activity in the immediate surrounding zone — a number that he anticipates will “dramatically” increase due to investments by Volvo, Walmart, Mercedes-Benz and the like.

Luncheon attendees were also treated to a breakdown of expectations for the real estate market in 2023 by President of the Charleston Trident Association of Realtors (CTAR) Katesha Breland.

The Charleston-born real estate broker noted the Charleston region’s remarkable 25 percent population growth over the past decade, along with a 17 percent spurt of newcomers in Summerville over that same 10-year stretch.

“We see changes in our local culture, our restaurant scene, our retail opportunities, and of course, we feel it in our traffic as well,” she stated.

“The local economy is booming. The Nexton development offers something that Summerville residents hadn’t seen before, an intentionally-developed masterplan community that gives residents the ease and opportunity to live, work and play right in their backyards ... that’s just what Nexton does. They haven’t built a neighborhood, they’ve built a community. While local media doesn’t always like to focus on the positives of our real estate market, there’s plenty of good news I can share with you,” added Breland without referencing any specific news media outlet.

On that note, the CTAR leader communicated that closed property sales were down in 2022 by 18 percent, but compared to 2019, that total was actually up six percent.

Breland further spoke of a healthy, sustainable pace of growth, as the overall median sales price increased 14 percent, single-family home prices surged 12 percent and townhouse/condos similarly saw a 22 percent uptick.

Summerville and Moncks Corner, in particular, were two of the top areas in terms of home sales in 2022.

“We expect sales will remain at the pace we’re seeing now, which is a good, healthy pace. Prices will also increase likely at a slower pace than we’ve been seeing. But that’s good news for buyers who are challenged by the affordability of our region.”

Breland concluded her address by lauding Nexton for its development of a wide range of home options (single-family, townhouses, rentals, etc.) and a variety of price points for prospective residents.

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