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Helping Seniors Make Better-Informed Medicare Decisions
Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.
Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).
At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.
We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in Seabrook Island or simply have questions about signing up for Medicare, our team is here to help.
- Helping Seniors Make Better-Informed Medicare Decisions
- What is Medicare?
- The amount of money you pay for your health care depends on several factors, including
- Senior Medicare Supplement Plan Insurance in Seabrook Island
- Important Information About Senior Supplement Plan Insurance
- Senior Medicare Advantage Plan Insurance in Seabrook Island, SC
- How Medicare Advantage Plans Work
- Medicare Advantage Plan Insurance Rules
- Paying for Your Senior Medicare Advantage Plan Insurance
- The Senior Medicare Insurance Services Commitment
Guiding You Through The Confusion of Medicare!
Request a ConsultationWhat is Medicare?
If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.
Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.
There are four parts of Medicare:
The amount of money you pay for your health care depends on several factors, including:
- What kind of care you need, and how often it is needed.
- The type of Medicare coverage you choose.
- Whether there are alternative insurance policies that will help fill gaps in your coverage
- Whether a doctor agrees to charge you the same amount that Medicare will cover for a medical service
At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.
Senior Medicare Supplement Plan Insurance in Seabrook Island
Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.
Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.
Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.
Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:
Deductibles
Copayments
Coinsurance
Important Information About Senior Supplement Plan Insurance
To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:
As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:
- To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
- Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
- If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
- If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
- Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
- You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
- In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.
For many people, the best time to buy senior Medicare Supplement Plan Insurance in Seabrook Island is during the 7 months Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Medicare Insurance Services today to determine if you qualify for a Medicare Supplement Insurance Plan.
Senior Medicare Advantage Plan Insurance in Seabrook Island, SC
A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:
- Preferred Provider Organizations
- Special Needs Plans
- Private Fee-for-Service
- Medicare Medical Savings Account Plans
- Health Maintenance Organizations
In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.
How Medicare Advantage Plans Work
Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).
Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.
When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.
Medicare Advantage Plan Insurance Rules
Medicare works by paying a set amount of money to the companies that offer senior Medicare Advantage Plan insurance in Seabrook Island. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.
Different plans have different rules for how you receive services, such as:
- If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.
- Whether you must get a referral to see a specialized doctor
Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.
Paying for Your Senior Medicare Advantage Plan Insurance
How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.
We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.
The Senior Medicare Insurance Services Commitment
Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:
- Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.
- Listening to your specific needs.
- Responding to all inquiries and questions promptly and with a friendly attitude.
- Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.
Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.
We do not offer every plan available in your area. Currently we represent 8 organizations which offer 82 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Latest News in Seabrook Island, SC
The Best Islands In South Carolina, According To Our Readers
Betsy Cribb Watsonhttps://www.southernliving.com/best-islands-south-carolina-8422905
From celebrated golf courses to unspoiled beaches, these destinations have it all.South Carolina is often referred to as the Palmetto State, so named for the abundance of the trees in the area, but it could just as easily be dubbed the Barrier Island State. With 34 barrier and tidal islands peppering its shoreline (more than any other state ...
From celebrated golf courses to unspoiled beaches, these destinations have it all.
South Carolina is often referred to as the Palmetto State, so named for the abundance of the trees in the area, but it could just as easily be dubbed the Barrier Island State. With 34 barrier and tidal islands peppering its shoreline (more than any other state except for Florida), South Carolina spills over with natural wonders, beautiful beaches, and unique destinations to explore. In our 2024 South's Best awards, readers voted on some of the very best of them. Here are the best islands in South Carolina, according to our readers.
01 of 10
Hilton Head Island
With 12 miles of public beaches, more than 24 championship golf courses, and around 250 restaurants, Hilton Head's numerical stats alone prove why it's one of the state's most beloved islands. But the real magic, of course, belongs to its community—a mix of transplants and born-and-breds who are sure to make you feel right at home, whether you're sampling local oysters at Hudson's on the Docks or watching the boats come in at Shelter Cove Marina.
02 of 10
Isle of Palms
There’s nothing sleepy about this mile-wide destination just a short drive from downtown Charleston, where the activity and restaurant offerings belie its small size. Catch a concert at beachfront venue The Windjammer, play golf or tennis at nearby resort Wild Dunes (where you can book a stay in one of the property’s two inns or numerous vacation rentals), or shake out your towel on a sliver of the island’s six miles of sandy beaches for a leisurely day in the sun.
03 of 10
Kiawah Island
While much of this tree-shaded barrier island is accessible only to those staying at Kiawah Island Golf Resort (either at The Sanctuary hotel or in one of their many rental properties), Beachwalker Park on the island’s west end is home to one of the state’s most beautiful beaches. Here, you’ll find both ocean-fronting shoreline and river views and can rent chairs and umbrellas for a no-fuss beach day. On your way, pick up deli sandwiches from The Station, an old-school convenience store in Freshfields Village, for an easy picnic.
04 of 10
Edisto Island
This sea island about an hour’s drive from Charleston feels like a throwback in all the best ways. You won’t find high-rise hotels here, and the wildest nights are Tuesdays and Thursdays from the end of May through the beginning of August when the Edisto Island Lions Club hosts bingo (no booze allowed). For seasonally driven fare made with locally sourced ingredients, settle in for a meal at Ella and Ollie's (pictured above). The area’s crowning jewel is Botany Bay, a 4,600-acre nature preserve with nearly three miles of unspoiled shoreline, where erosion has left dead trees in its wake, resulting in a beautiful, otherworldly span referred to as the “boneyard beach.”
05 of 10
Sullivan’s Island
Just two-and-a-half miles long, Sullivan’s is a secret that Charleston locals are keen to keep. First settled in the late 17th century, the island can claim an embarrassment of riches when it comes to both historical significance and natural beauty. The wide beaches are pristine, and there’s nary a trace of touristy kitsch on Middle Street, the town’s main drag—just a handful of memorable eateries (we’re partial to The Obstinate Daughter’s house-made pastas) and well-curated shops (visit Sandpiper Gallery to peruse the work of local artists). The bitty beach town is big on curb appeal too: thoughtfully maintained historic homes and storybook cottages with flower-swamped trellises line the streets that crawl toward the beach.
06 of 10
Folly Island
About a dozen miles from downtown Charleston, this 12-square-mile barrier island is best known for being home to Folly Beach, a laid-back surf town that departs from the Holy City’s tucked-in approach in favor of flip-flop casual. With the Folly River on one side and the Atlantic Ocean on the other, there’s no shortage of opportunities for waterfront fun: Paddle through tidal creeks with a local outfitter, stretch out on the sand (there are six miles of beachfront here), or cast a line from the historic Folly Beach Pier, which recently reopened after extensive renovations.
07 of 10
Hunting Island
Just a 25-minute drive from downtown Beaufort, explore the seaside charmer's wilder side at Hunting Island State Park (South Carolina's most popular state park). Here, five miles of unspoiled beaches unfurl along the Atlantic and sandy trails wind through dense maritime forest.
08 of 10
Daufuskie Island
As the crow flies, the southernmost of South Carolina’s barrier islands is just miles from Savannah and Hilton Head, but it might as well be worlds away. Daufuskie is accessible only by boat (the official ferry offers four shuttles from Bluffton a day, five on Fridays), which is likely one of the reasons its 500 or so residents have been able to so carefully preserve its natural environment and its rich Gullah history. And while the island remains untouched in many ways, that doesn’t mean there’s nothing to see or do here: Tour the island with sixth-generation Daufuskie native Sallie Ann Robinson for an education in Gullah culture; go for a horseback ride on the beach; shop indigo-dyed goods at Daufuskie Blues; and cap off the day with a plate of deviled crab at Old Daufuskie Crab Company.
09 of 10
Fripp Island
About 20 miles from Beaufort, Fripp Island is a 3,000-acre designated wildlife sanctuary, home to more than 175 species of birds, plus endangered loggerhead turtles who use its beach as a nesting ground. The private island is accessible only to homeowners and those staying in vacation rentals, but once you're here, there's plenty to do, from guided kayak eco-tours to pickleball and golf.
10 of 10
Seabrook Island
Right next door to Kiawah Island, Seabrook has stunning saltmarsh vistas and celebrated golf courses, along with a full-service equestrian center that offers guided horseback rides. Its nearly four miles of beaches are private, accessible only to residents and those renting, though Bohicket Marina (just before the property’s gates) welcomes anyone and everyone to enjoy its river views. Snag a table on the upper deck of Salty Dog Cafe to tuck into fresh seafood with one of the area’s most memorable sunsets.
Editorial: We dodged a bullet on Seabrook. Make sure it doesn't happen again.
THE EDITORIAL STAFFhttps://www.postandcourier.com/opinion/editorials/editorial-we-dodged-a-bullet-on-seabrook-make-sure-it-doesnt-happen-again/article_1c525744-4282-11ee-98c5-a71ff022b55a.html
Everyone who cares about southern Johns Island should be pleased that a controversial annexation was pulled from the Seabrook Island Town Council's agenda last week in the face of mounting opposition over what the annexation would help create — a new boat dock, private clubhouse, boathouse, pool house and 10 rental cottages — and the likelihood that it would add more traffic and pollution to the rural side of Charleston County's urban growth boundary.But those same folks, particularly leaders on Kiawah and Seabrook islands...
Everyone who cares about southern Johns Island should be pleased that a controversial annexation was pulled from the Seabrook Island Town Council's agenda last week in the face of mounting opposition over what the annexation would help create — a new boat dock, private clubhouse, boathouse, pool house and 10 rental cottages — and the likelihood that it would add more traffic and pollution to the rural side of Charleston County's urban growth boundary.
But those same folks, particularly leaders on Kiawah and Seabrook islands and Charleston County Council, should not get complacent. Instead, they need to work together on better planning to guide development in and around where those two sea islands meet up with southern Johns Island.
It's unclear when, or if, the developer's annexation request might resurface. Even if it doesn't, there undoubtedly will be other development plans that will expose the tensions between those living on rural Johns Island and those living beyond the gates at Kiawah and Seabrook. This moment offers an important reset, one that should begin with getting all these local governments to recommit to the vision of an urban growth boundary — a line past which suburban development would not be supported through zoning, infrastructure or other local policies.
Such a recommitment wouldn't bind future councils any more than their respective comprehensive plans do, but it would send a unified message about their mutual commitment to respect the natural beauty and environmental sensitivity of the area.
It's clear that development pressures at Kiawah's and Seabrook's doorstep are increasing. A fresh series of new developments, including a senior living facility and an emergency medical facility, is cropping up. Elected officials, neighborhood leaders and county planners need to come up with a mutually agreed-upon zoning overlay for the area, one that would guide future development to ensure new uses and the size and scale of new buildings are appropriate. Such an overlay also would prevent developers from trying to play one jurisdiction against another to get the permits they seek, a tactic sometimes used in other parts of the tri-county area.
The mutual interests of everyone became clear during this recent annexation controversy, as the mayor of Kiawah Island took the unusual step of sending a letter to Seabrook's mayor and council urging them to reject the annexation and respect the urban growth boundary, which Mayor John Labriola noted "serves as a guide to direct appropriate urban and suburban development while preserving and cherishing the rural charm of the Sea Islands that we all hold dear."
Given what we've seen this summer, the existing urban growth boundary line may not continue to be enough on its own, and we believe a joint planning effort could help pin down the following: to what extent commercial development in the greater Freshfields area should be allowed to inch its way north on Betsy Kerrison; whether the towns should annex any more of Johns Island; whether any upzoning in the area might be appropriate; and how new building would affect the net traffic and drainage needs around Kiawah and Seabrook. While residents live only on Kiawah or Seabrook or in the unincorporated area, they have a stake in the answers to all those questions. This area deserves a new zoning overlay and conservation goals that offer a shared vision of how the southern part of Johns Island will — and will not — change.
Regional planning needs to take place on a large scale — such as our greater metro area from Seabrook to Awendaw to Summerville and Moncks Corner — but it's also necessary on a smaller scale, especially in those places such as southern Johns Island where multiple local governmental jurisdictions meet.
Decades ago, the city of Charleston and Charleston County came up with the urban growth boundary across Johns Island and other areas where the suburbs ended to ensure their zoning and other policies worked together to protect rural areas that residents wanted to remain rural. Kiawah and Seabrook were once seen as too distant to bring into the conversation about that line. That's not the case any more.
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Editorial: Seabrook Island, other beach towns, should respect Johns Island growth boundary
THE EDITORIAL STAFFhttps://www.postandcourier.com/opinion/editorials/editorial-seabrook-island-other-beach-towns-should-respect-johns-island-growth-boundary/article_3f452f3c-2578-11ee-9aa0-1fa7a0456ce2.html
There are several powerful reasons why Seabrook Island Town Council should reject a proposed annexation that would pave the way for a new boat dock, private clubhouse, boathouse, pool house and 10 rental cottages near the town's northern limits.The additional boat and car traffic would create more congestion on Betsy Kerrison Parkway in particular and Johns Island in general, as well as more pollution to the otherwise pristine Bohicket Creek. But the biggest reason Town Council should reject the 18-acre annexation is the dangerous pre...
There are several powerful reasons why Seabrook Island Town Council should reject a proposed annexation that would pave the way for a new boat dock, private clubhouse, boathouse, pool house and 10 rental cottages near the town's northern limits.
The additional boat and car traffic would create more congestion on Betsy Kerrison Parkway in particular and Johns Island in general, as well as more pollution to the otherwise pristine Bohicket Creek. But the biggest reason Town Council should reject the 18-acre annexation is the dangerous precedent it would set, a precedent that would erode the rural character of southern Johns Island.
Decades ago, local governments, led by the city of Charleston and Charleston County, agreed on an urban growth boundary across Johns Island and other areas. The big idea was to ensure their zoning and other policies were synchronized to allow suburban development to continue to spread, but only up to a point, beyond which the existing rural nature would be preserved. The boundary has generally worked well, but as with so much other conservation work, it needs to be embraced and reaffirmed by each new generation.
Seabrook Island's potential move would mark one of the first and most dramatic annexations by a municipality into the rural portion of the island; if it succeeds, it almost assuredly wouldn't be the last, and it could hasten the unraveling of the boundary line — and increase development pressures on the shrinking amount of land on the rural side of the boundary.
Robby Maynor of the Coastal Conservation League agrees that annexing and rezoning this property on the rural side of the urban growth boundary would set a disastrous precedent on the county's Sea Islands and could lead to annexation battles such as those that are playing out along the most rural stretches of the upper Ashley River, whose rural historic district remains in jeopardy from encroaching homes, stores and the traffic they bring. Approving the marina project would be "like kicking an anthill and hoping you don't get bit," he says.
The case that the property's owner and other supporters have made for the annexation is that it would give Seabrook Island future control of the site and limit future development there, according to reporter Warren Wise. But the proposal appears to us as designed to facilitate development, not to curb it. Annexing the site, which is next to Bohicket Marina, would allow it to tie into the town's sewer system.
Unfortunately, Seabrook Island's Planning Commission has recommended annexing the site and rezoning it for a mixed-used development. We urge Town Council members to reject that move when they consider the matter Aug. 22.
As Mr. Wise noted, the project is a scaled-down version of a 30-year-old Andell Harbor project that state environmental regulators rightly and mercifully rejected. While this is smaller, with only about 4 acres of development near the creek and the rest set aside for open space, it still would represent an unwelcome and disturbing encroachment into the rural area between the barrier islands of Kiawah and Seabrook and the suburban growth from the city of Charleston.
Last year, we urged elected officials, neighborhood leaders and planners with Charleston County and the two beach towns to come up with a mutually agreed-upon overlay for their shared area at the southern tip of Johns Island. That overlay should guide future development toward the kinds of uses — and the sizes and scale — residents of all three jurisdictions would most like to see, and help address growing real estate pressures in a way residents prefer. We repeat the call for regional cooperation, and Seabrook Island's rejection of this annexation would be an important first step.
Here's your guide to what Kiawah and Seabrook islands have to offer
Hillary Flynnhttps://www.postandcourier.com/mycharleston/heres-your-guide-to-what-kiawah-and-seabrook-islands-have-to-offer/article_572d09a2-e857-11ed-8d4f-bb09fd7ef2a9.html
Just 25 miles from downtown Charleston, Kiawah and Seabrook islands are the destinations for anyone looking to escape the bustle of the city.These islands offer so much more than beautiful beaches. They have sports, spas, top restaurants and amazing shopping.We've compiled a guide for tourists and locals drawn to the islands' natural beauty. Whether you like fine dining or a relaxed day on the golf course or the beach, we have a guide for you.ExploreThe two barrier islands each offer world-class golf courses tha...
Just 25 miles from downtown Charleston, Kiawah and Seabrook islands are the destinations for anyone looking to escape the bustle of the city.
These islands offer so much more than beautiful beaches. They have sports, spas, top restaurants and amazing shopping.
We've compiled a guide for tourists and locals drawn to the islands' natural beauty. Whether you like fine dining or a relaxed day on the golf course or the beach, we have a guide for you.
Explore
The two barrier islands each offer world-class golf courses that have been featured in major sporting events. Anyone looking to live out their professional golf fantasy can find a home at Kiawah Island Golf Resort’s Ocean Course. The resort has twice hosted the PGA Golf Championship, in 2012 and in 2021.
The resort renovated all of its courses in preparation for the 2021 tournament which brought thousands of fans to the island.
Those looking for a golf membership should also consider the Seabrook Island Club. The club's two courses, Ocean Winds and Crooked Oaks, are open to members, group outings and events.
The two islands aren't just for golfers; they also feature world-class beaches. Kiawah alone has 10 miles of beaches. The Charleston County Parks and Recreation Commission operates Beachwalker County Park, the only beach on the island open to the public.
Seabrook's Pelican and North beaches also offer views of the sunset and sunrise, although they are not open to the public. The rest of Kiawah's beaches are privately owned, so those looking for a longer stay should consider all-access options.
The islands are also a great place to explore Lowcountry wildlife. Those looking to get up close to dolphins should visit the northernmost tip of North Beach during low tide at Seabrook or Captain Sam's Inlet on Kiawah. Bottlenose dolphins are known to strand-feed there — a technique the dolphins used to trap fish and drive them onto sandbars and shorelines.
Kiawah's brackish and freshwater ponds are also home to alligators throughout the island. They can be seen lying on pond edges, basking in the sun.
The islands also serve as nesting grounds for sea turtles. From mid-May through early August, female turtles come ashore to lay anywhere from 100 to 150 eggs in nests they dig in the sand. Island patrol members and wildlife officials work to protect the nests from human interference throughout the season.
Shopping
Interested in shopping? All Kiawah visitors need to do is travel to Freshfields Village near the island's entrance.
It has a plethora of high-end clothing chains such as Lilly Pulitzer, Vineyard Vines and Johnny Was. It also has boutiques such as Signature Oak, SHOWROOM and Holly & Brooks.
There are shops offering apparel and wares for both men and women, including Southern Tide, and stores for outdoor enthusiasts, such as SeaCoast Sports and Outfitters.
Seabrook also offers many shopping options for visitors. Seabrook Shoppe offers an array of souvenirs.
Eat and drink like a local
The islands have restaurants for every type of foodie.
Kiawah offers high-end fare such as Jasmine Porch and The Ocean Room at the Sanctuary hotel.
People can also visit Beaches & Cream for coffee and dessert or grab Italian food at Tomasso at Turtle Point.
The island also offers more casual eateries like La Tela Pizzeria, Fuji Sushi Bar & Grill for Japanese lovers, and Cantina 76 for Mexican fans.
Seabrook boasts relaxed food like McCann's Irish Pub and Kiss Cafe.