Senior Medicare Advantage plan insurance in Seabrook Island, SC
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Helping Seniors Make Better-Informed Medicare Decisions
Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.
Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).
At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.
We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in Seabrook Island or simply have questions about signing up for Medicare, our team is here to help.
Guiding You Through The Confusion of Medicare!Request a Consultation
What is Medicare?
If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.
Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.
There are four parts of Medicare:
The amount of money you pay for your health care depends on several factors, including:
At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.
Senior Medicare Supplement Plan Insurance in Seabrook Island
Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.
Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.
Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.
Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:
Important Information About Senior Supplement Plan Insurance
To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:
As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:
- To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
- Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
- If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
- If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
- Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
- You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
- In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.
Senior Medicare Advantage Plan Insurance in Seabrook Island, SC
A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:
In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.
How Medicare Advantage Plans Work
Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).
Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.
When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.
Medicare Advantage Plan Insurance Rules
Medicare works by paying a set amount of money to the companies that offer senior Medicare Advantage Plan insurance in Seabrook Island. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.
Different plans have different rules for how you receive services, such as:
- If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.
- Whether you must get a referral to see a specialized doctor
Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.
Paying for Your Senior Medicare Advantage Plan Insurance
How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.
We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.
The Senior Medicare Insurance Services Commitment
Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:
- Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.
- Listening to your specific needs.
- Responding to all inquiries and questions promptly and with a friendly attitude.
- Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.
Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.
Latest News in Seabrook Island, SC
The Most Expensive Beaches in South Carolina to Buy a Second Home
Have you ever dreamed of rolling out of bed to watch the sun rise over the ocean waves? Do you find that a week at the beach is too short? If you love to spend your days searching for sea shells, watching for marine wildlife, or simply walking in the sand, you may have thought about purchasing a second home that would let you enjoy the ocean any time you please. In fact, some of the beaches in ...
Have you ever dreamed of rolling out of bed to watch the sun rise over the ocean waves? Do you find that a week at the beach is too short? If you love to spend your days searching for sea shells, watching for marine wildlife, or simply walking in the sand, you may have thought about purchasing a second home that would let you enjoy the ocean any time you please. In fact, some of the beaches in South Carolina are among some of the most popular in the entire country.
Each year, thousands of visitors flock to Myrtle Beach, Hilton Head Island, and other beachside towns in South Carolina and its neighboring states of Georgia and North Carolina. Yet if you have ever considered purchasing a beach house, you know that oceanfront property does not come cheap. This article covers five of the most popular and most expensive beaches in South Carolina. You will discover basic facts about each place and the key numbers that prove that they are among the most expensive places to buy a beach house in the entire state. Let’s dive in now, starting with the most expensive beach community in South Carolina.
First on the list of most expensive beaches in South Carolina is the town of Sullivan’s Island. Sullivan’s Island is a barrier island close to Charleston Harbor. This 2.5-mile island has a small-town feel with gorgeous beaches, marshes, and plenty of history and culture for visitors to enjoy. Located only about 10 miles outside of downtown Charleston, you can reach Sullivan’s Island after a quick 20-minute drive. This beach town is a popular destination for families with young children and retirees alike and provides plenty of award-winning restaurants, watersports like kayaking and swimming, and historic landmarks.
The quiet, picturesque town gives residents and visitors a sense of rural peace while a population of only about 2,000 ensures that neighbors know each other. The majority of homes are owned, with fewer than 20% of residents renting their homes on Sullivan’s Island. However, purchasing a home here will come at a steep price tag.
In June 2023, the average home price in Sullivan’s Island was around $3 million – but in 2022 the majority of single-family homes in Sullivan’s Island sold for $3.8 million. Halfway through 2023, the year’s median was up to $4.7 million. In June 2023, one oceanfront home sold for an incredible $6.29 million, setting a record for the year. Back in November 2020, another oceanfront villa sold for a whopping $8.2 million! Not only is Sullivan’s Island the most expensive beach community in which to buy a house in South Carolina, but it is also one of the top most expensive in the country!
Next up is Kiawah Island, a beach in South Carolina called an “oasis of untouched natural beauty and renowned hospitality.” The town of Kiawah Island is located about 21 miles outside of Charleston. With 10 miles of beaches and diverse habitats – from sand dunes to forests and marshes – Kiawah Island is the place to find wildlife thriving. From sea turtles to alligators and whitetail deer and bobcats, Kiawah Island is a window into ocean ecosystems and land mammals alike. This resort island has world-renowned golf resorts, including the famous Kiawah Island Golf Resort which has hosted golfing championships.
This charming resort island has a regular calendar of events, a thriving restaurant and shopping scene, and plenty of opportunities for outdoor adventure. Buying a home on Kiawah Island, however, could be an adventure of its own. Most of the homes on Kiawah Island are rented out during the year to the numerous guests visiting the beaches. Homeowners can expect to pay steep homeowners association (HOA) fees, significant upfront costs, flood insurance, and more. However, the local market makes up for that with a lot of options. Do you want to live in a condo? Would you prefer to buy a house? Are you looking for a beachfront mansion? Whichever it is, Kiawah Island has it all.
In 2022, the median price of a single-family home was $2.7 million. The island saw an incredible $742 million in sales.
Isle of Palms
The town of Isle of Palms is located on the barrier island also called “Isle of Palms.” This residential and resort community with a population of just over 4,300. Take a 20-minute drive from Charleston, and you might end up walking the six miles of white, sandy beaches. Isle of Palms has many bike paths around the island, lots of recreation facilities and opportunities to enjoy every sport from tennis to softball. On the north end of the island, the Wild Dunes Resort commands 1,500 acres of land. There, you will find pools, tennis courts, and golf, as well as homes and vacation rentals.
Isle of Palms is often voted one of the best places to live in South Carolina since the town offers plenty of restaurants and activities and operates like a tiny city. This self-contained ecosystem has everything you will need to live or vacation in a beachside house.
However, purchasing a home on the Isle of Palms might not be easy. In 2022, the median home price for a single-family home was $1.98 million. Yet by June 2023, the median home price was already up to $2.15 million – and prices still seemed to be on the upswing.
Folly Beach is a town on Folly Island. In this beachfront city just south of Charleston, life revolves around the ocean. Whether biking the beachfront trails, kayaking, surfing, swimming, or boating, visitors flock to Folly Beach to enjoy the sun, surf, and sand. This 12-square-mile barrier island offers 6 miles of beaches and a quirky assortment of local businesses – from seafood restaurants to cafes and small shops.
Folly Beach is also steeped in history. From pirate legends to Civil War history, Folly Beach was historically the site of dastardly deeds and military occupation. Despite being abandoned after the Civil War and later being hit by devastating hurricanes, Folly Beach made an amazing comeback during the 20th century. Today, the boardwalk and the many local attractions bring thousands of visitors to the town that 2,400 residents call home.
In 2022, the median cost of a single-family home in Folly Beach was $1.66 million. Even a small two-bedroom bungalow could easily set you back $1.2 million.
Yet another Charleston-area beach town is Seabrook Island. This small, welcoming oceanfront community boasts of natural beauty, miles of pristine beaches, forest, and marshland. Seabrook Island is a private community on a gated barrier island. This means that Seabrook Island is exclusively accessible to residents and their guests. Privacy, peace, and nature attract members who want to enjoy the natural wonders away from crowded beaches.
Thanks to its exclusivity, Seabrook Island features many luxury homes, including those that look out at the ocean or feature river, marsh, forest, or golf course views. As a planned community, Seabrook Island’s designers sought to maintain the natural habitat, keep the local wildlife, and provide luxury real estate.
Unlike in other towns on this list, there is a unique process to become part of the Seabrook Island community. The Seabrook Island Real Estate team is your official source for buying and selling homes in Seabrook Island. You get the choice to buy a unique home or build your own, with the chance to surround yourself with incredible sights. The average home size on Seabrook Island is about 3,000 square feet. With 2,600 residential properties, you can choose from among 38 different mini-communities “within the community” – get a villa, cottage, or townhome.
In 2022, the median cost of a single-family home on Seabrook Island was $1.2 million. By June 2023, that cost had risen to $1.37 million.
About the Author
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Here’s your guide to what Kiawah and Seabrook islands have to offer
Just 25 miles from downtown Charleston, Kiawah and Seabrook islands are the destinations for anyone looking to escape the bustle of the city.These islands offer so much more than beautiful beaches. They have sports, spas, top restaurants and amazing shopping.We’ve compiled a guide for tourists and locals drawn to the islands’ natural beauty. Whether you like fine dining or a relaxed day on the golf course or the beach, we have a guide for you.ExploreThe two barrier islands each offer world-class golf...
Just 25 miles from downtown Charleston, Kiawah and Seabrook islands are the destinations for anyone looking to escape the bustle of the city.
These islands offer so much more than beautiful beaches. They have sports, spas, top restaurants and amazing shopping.
We’ve compiled a guide for tourists and locals drawn to the islands’ natural beauty. Whether you like fine dining or a relaxed day on the golf course or the beach, we have a guide for you.
The two barrier islands each offer world-class golf courses that have been featured in major sporting events. Anyone looking to live out their professional golf fantasy can find a home at Kiawah Island Golf Resort’s Ocean Course. The resort has twice hosted the PGA Golf Championship, in 2012 and in 2021.
The resort renovated all of its courses in preparation for the 2021 tournament which brought thousands of fans to the island.
Those looking for a golf membership should also consider the Seabrook Island Club. The club’s two courses, Ocean Winds and Crooked Oaks, are open to members, group outings and events.
The two islands aren’t just for golfers; they also feature world-class beaches. Kiawah alone has 10 miles of beaches. The Charleston County Parks and Recreation Commission operates Beachwalker County Park, the only beach on the island open to the public.
Seabrook’s Pelican and North beaches also offer views of the sunset and sunrise, although they are not open to the public. The rest of Kiawah’s beaches are privately owned, so those looking for a longer stay should consider all-access options.
The islands are also a great place to explore Lowcountry wildlife. Those looking to get up close to dolphins should visit the northernmost tip of North Beach during low tide at Seabrook or Captain Sam’s Inlet on Kiawah. Bottlenose dolphins are known to strand-feed there — a technique the dolphins used to trap fish and drive them onto sandbars and shorelines.
Now that we are into the month of October, the harvest theme has been popping up all around us, as our submissions show.
This week’s winner is Maude Johnson with a photo of a tool historically used in the harvest of Carolina Gold rice. The honorable mentions are Ken Schaub, with an image of a pumpkin harvest, and Elizabeth Bear, with an old photo of an Appalachian farmer.
Next week’s topic is “In the Dark,” which is fitting as the days continue to get shorter and shorter.
The rules: Send your best photo to [email protected] by noon Thursday. Include your name, town and where the photo was taken. Add your name and the topic to the file. If you want your photo to be eligible to run in the newspaper, it must be at least 1,500 pixels, not have a commercial watermark and not have been published in another publication.
On Fridays, we first announce the editors’ pick of the week at postandcourier.com/yourphotos and declare a topic for the next week. On Saturdays, we publish an online gallery.
On Sunday, the photo pick of the week will appear in this section, Life.
All photos submitted will be considered for publication in The Post and Courier’s yearly magazine, My Charleston. Some images may be selected for other editorial or noncommercial use.
We reserve the right to not publish any photo for any reason.
Get a weekly list of tips on pop-ups, last minute tickets and little-known experiences hand-selected by our newsroom in your inbox each Thursday.
Hicks: No smooth sailing in the forecast for Seabrook annexation plan
For its first annexation in more than 30 years, Seabrook Island’s Town Council picked a real doozy.Next week, council will likely vote to annex nearly 18 acres on Bohicket Creek — just across from neighboring Kiawah Island’s Town Hall — for a mixed-use development designed around a marina and private yacht club.The details are a tad fuzzy (well, as much as they can be with a 200-page proposal), but public sentiment is not.Nearly 600 residents have expressed concerns about the project’s poten...
For its first annexation in more than 30 years, Seabrook Island’s Town Council picked a real doozy.
Next week, council will likely vote to annex nearly 18 acres on Bohicket Creek — just across from neighboring Kiawah Island’s Town Hall — for a mixed-use development designed around a marina and private yacht club.
The details are a tad fuzzy (well, as much as they can be with a 200-page proposal), but public sentiment is not.
Nearly 600 residents have expressed concerns about the project’s potential environmental, traffic and flooding impact. That’s more than a quarter of the island’s full-time residents.
They’ve made it clear they don’t want this, but feel like no one’s listening.
“The vast majority of people have been opposed to this,” says island resident Paul McLaughlin. “They don’t have to listen to us, but don’t go and ask for our opinion if you don’t listen to the answers. It offers no benefit to us; it’s a private club.”
His frustration is understandable, because a lot of people have valid concerns.
The state already considers that stretch of Bohicket too contaminated for oyster harvesting; the feds say it’s not safe to eat fish caught there. The state turned down similar plans 30 years ago … which is about the last time Seabrook gave any thought to expanding its borders.
McLaughlin notes the developer’s plan may address flooding on the property, but what does it do to the rest of the island?
Residents can’t leverage their usual influence over local officials, several of whom publicly support the plan, because most of them aren’t running for reelection.
It’s sort of a perfect storm — and, on Seabrook, it’s definitely storm season.
Local government is usually the most responsive to local citizens. A couple dozen bicyclists can — and did — derail Charleston’s carefully negotiated plans to redesign downtown’s King Street. But hundreds of well-heeled retirees can’t move the needle?
The island’s planning commission recommended the annexation on a 4-1 vote in July over vocal opposition. Residents get one more chance next week at a public hearing prior to an initial annexation vote, but aren’t optimistic.
They’ll get 30 minutes — three minutes per speaker — to relay their concerns in a room that holds an audience of about 60. That’s pretty standard operating procedure for local governments, but Seabrook residents are livid. The town, they say, has ignored repeated calls for a larger venue and more time.
Seabrook Mayor John Gregg says the developer has held informational meetings with residents for the past year, and when the island got the proposal in June, the town posted all documents online.
He says the alternative meeting venues suggested are all behind Seabrook’s private gate — and council meetings must be accessible to the public. Besides, he says, Town Hall is fitted with equipment to broadcast the meeting to the entire island.
If more people want to speak than time allows, the mayor says, speakers will be chosen by a random number algorithm generator.
That probably won’t make residents, or others, happy. Because this isn’t just some not-in-my-backyard grousing. The Coastal Conservation League, the nonprofit Kiawah Conservancy and various Johns Island advocates have also objected. Even Kiawah has taken an unprecedented stand.
Earlier this month, Kiawah Mayor John D. Labriola and Town Council members sent a letter to Seabrook, publicly opposing the annexation.
“We strongly believe that maintaining the current [urban growth boundary] is critically important to protect the unique Sea Islands ecosystem and the rural character of the land outside the boundary for future generations,” Labriola wrote.
That’s called foreshadowing.
Seabrook Councilwoman Jeri Finke wrote in the most recent issue of The Seabrooker that annexing the land gives the town control over it, which is better than allowing Charleston County or Kiawah to make the decisions. Her argument hasn’t moved many.
That’s because Kiawah Mayor Labriola hit on a salient point. Since the land falls outside the urban growth boundary, its potential development would be fairly limited … if Seabrook just stayed out of this.
See, right now that land falls under county jurisdiction, and County Council would never ignore such a large and influential group of citizens.
But Seabrook’s annexation blocks county intervention because the town isn’t party to the urban growth boundary agreement. That allows a few outgoing public officials to open the door to new development.
The Andell tract, as this land is called, sits at the end of Betsy Kerrison Parkway — an area just outside two wealthy communities under tremendous development pressure. Already, more businesses, a retirement community and an entire medical district are in the works.
But that land was never meant to be developed, at least not to this extent. That’s what the urban growth boundary dictates. The overdevelopment of Maybank Highway was meant as a trade-off to leave the rest of Johns Island largely rural.
Such plans often shrivel when there’s money to be made — this is proof of that. But the marina development could also bring renewed scrutiny to the urban growth boundary and spark radical change ... because people are sick of overdevelopment.
But that’s a story for another day.
At the hyper-local level, Seabrook officials should know their audience ... er, constituents. These are people who know how to get things done. They know how to file lawsuits. And they don’t give up.
So don’t expect next week’s vote to be the last word.
Get a weekly recap of South Carolina opinion and analysis from The Post and Courier in your inbox on Monday evenings.
Larger supermarket proposed to replace Harris Teeter between Kiawah and Seabrook islands
Warren L. Wise [email protected]https://www.postandcourier.com/business/real_estate/larger-supermarket-proposed-to-replace-harris-teeter-between-kiawah-and-seabrook-islands/article_526a00ca-7d89-11ed-b784-278930081c5b.html
A longtime supermarket that serves shoppers of Kiawah, Seabrook and Johns islands could be relocated and enlarged under proposed plans.The existing 38,000-square-foot Harris Teeter Village Market grocery store could expand to nearly 54,000 square feet in a newly built store as part of a proposed retail development on a nearly 22-acre parcel behind the existing Freshfields Village Shopping Center.Property owner Riverstone Properties LLC of Richmond, Va., wants to rezone the undeveloped site on Kiawah Island Parkway from low-dens...
A longtime supermarket that serves shoppers of Kiawah, Seabrook and Johns islands could be relocated and enlarged under proposed plans.
The existing 38,000-square-foot Harris Teeter Village Market grocery store could expand to nearly 54,000 square feet in a newly built store as part of a proposed retail development on a nearly 22-acre parcel behind the existing Freshfields Village Shopping Center.
Property owner Riverstone Properties LLC of Richmond, Va., wants to rezone the undeveloped site on Kiawah Island Parkway from low-density residential use to a commercial planned development. The Charleston County Planning Commission recently deadlocked 4-4 on changing the land use and the effort failed.
County spokeswoman Kelsey Barlow said the commission only makes recommendations. The proposed change will now be considered by County Council’s Planning and Public Works Committee on March 16.
Representatives of Riverstone Properties, which is affiliated with the owner of Kiawah Island Golf Resort, and Harris Teeter did not respond to requests for comment on the plans.
Planning commission member Logan Davis said developers indicated at an earlier meeting one reason the supermarket chain wants to relocate to a larger store is so the grocer will have better entry and exit space for deliveries.
Some planning board members wanted a new traffic study while others were concerned about a lack of clarity for the proposed connection to Freshfields Village. The shopping center is owned by Columbia-based Edens, which paid nearly $125 million for the property in June.
One board member expressed concerns that the connection to Freshfields appeared to be near the entrance to a convenience store off Hedgerow Lane and he was worried about the connection across a planted median on Freshfields Drive. He preferred a different connection point.
The development would allow drive-thrus for a pharmacy but not fast food under the current proposal.
Less than a mile apart, two nine-room bed-and-breakfast-style inns are joining the peninsula’s crowded lodging lineup.
The Ashley is the first of the two projects the Charleston-based Trouvaille Collection has in the works. The name of the firm is French for “lucky find,” which is how CEO Josh Hatter and his partners hope their properties will be perceived in the ultra-competitive market.
Their three-story B&B at Bee Street and Ashley Avenue kept its familiar pink façade and double balcony, but the interior was remodeled in a cost of about $800,000.
The Ashley has been in a soft-opening phase since its unveiling earlier this year, when the makeover was completed. Since then, the occupancy rate has hovered around 70 percent, with the weekend of Oct. 13 entirely booked.
The Ashley, built in 1852, was purchased by a Trouvaille affiliate for more than $3.7 million last year. The property had previously sold five times over the last several decades, with prices ranging from $155,000 in 1989 to $2.1 million in 2019, according to county property records.
Its future sister B&B, farther south at 126 Wentworth St., is expected to come online in December as The Nicholas.
Hatter described the two properties as “boutique, historic and elevated.”
Between them, Trouvaille estimated it has invested more than $9 million in real estate acquisition costs and remodeling expenses.
The renovation projects took structures built in the late 1700s and mid-1800s down to the studs and updated them for 21st century guest stays, with modern-day utilities, amenities and aesthetics.
Formerly operated as the 1837 Bed & Breakfast, The Nicholas changed hands in December for $3.4 million. The units in the structure between Pitt and Coming streets were converted from apartments in 2000, but they hadn’t undergone a major overhaul since, said Hatter, whose group spent more than $1 million in upgrades.
“I’m a longtime Charlestonian so it’s important to us to take these older properties and bring them into the current times while keeping the history associated with them,” he said. “You’ll see the old chandeliers, crown molding and pocket doors. The old cistern under The Ashley was converted into a living room for one of our guest rooms. What’s old can be made new.”
When the 201 Ashley Ave. property was listed, it appeared as a normal resale transaction. Hatter said when he and his partners discovered it had a B&B permit tied to it, they decided to restore it and bring that use back to life.
“When people think of traditional B&B’s they think of the retired couple running it themselves,” he said. “We want the guest to feel that same charm and connection with our staff in how we personalize their stay.”
While The Ashley’s daily rate fluctuates, Hatter said on average it has been around $300.
“We live in Charleston so we want to invest in the city we love,” Hatter said. “We are not a big institutional company or investor trying to come in and maximize the number of keys. That’s not who we are and not who we want to be.”
Charleston is driven by hospitality and filled with various lodging options — from national hotel flags and small boutique properties to short-term vacation rentals. Hatter said B&Bs fall in a sweet spot somewhere in between.
“We effectively combine the best of each category: the convenience of Airbnb, the size and personal touches of a traditional bed and breakfast and the amenities expected of a boutique hotel,” he said.
City records show about 30 bed-and-breakfast permits have been issued across Charleston, but not all of them are in use. Explore Charleston spokesman Chris Campbell said that’s not necessarily a sign that the business model has seen better days,
“There has consistently been an audience for B&Bs, especially in a market like ours,” he said. “Diversity in lodging types is a key component of a strong tourism economy, and it’s one of our destination’s top attributes.”
Hatter said operating The Ashley over the last seven months has inspired he and his partners at Trouvaille to take on a new business goal: to acquire 1,000 B&B keys across the Southeast in the next decade. They’re already eyeing properties in North Carolina and other neighboring states.
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Explore Charleston's Picturesque Barrier Islands On This Epic Multi-Day Road Trip
Everyone loves Charleston. It’s like the crown jewel of South Carolina, having been voted for 10 straight years by Travel + Leisure readers as the #1 city to visit in the United States and the only one in America included in the top 25 best cities in the world. That’s quite the recognition in the travel industry! And those who have been to Charleston certainly understand its allure. From beautiful sights to delicious restaurants to historical charm and southern hospitality, what’s not to love? Not to mention, there are alwa...
Everyone loves Charleston. It’s like the crown jewel of South Carolina, having been voted for 10 straight years by Travel + Leisure readers as the #1 city to visit in the United States and the only one in America included in the top 25 best cities in the world. That’s quite the recognition in the travel industry! And those who have been to Charleston certainly understand its allure. From beautiful sights to delicious restaurants to historical charm and southern hospitality, what’s not to love? Not to mention, there are always so many fun things to do in Charleston and its surrounding area. We’ve got a fabulous road trip for you to take that will get you a little farther out from downtown when you’re ready to branch out and explore more beyond, specifically, the stunning barrier islands of Charleston.
We only included the inhabited islands in our trip. Morris Island is a sixth barrier island of Charleston that’s uninhabited.
If you’d like to stay on each of the islands overnight, be sure to check on whether or not any of the places you’re looking at have a minimum number of nights required. That may be the case especially if your trip is during peak travel seasons, in such case, you may have to choose one location as your base to explore from.
Have you been to any of Charleston’s barrier islands? Which is your favorite if you’ve been to more than one, and why?
If you’re looking for other fun things to do in Charleston, check out the nighttime award-winning tour where you can see some of the city’s incredible sites while learning some fascinating things about the history of this popular locale!