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Senior Medicare Advantage plan insurance in Sullivan's Island, SC
Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.
Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).
At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.
We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in Sullivan's Island, SC or simply have questions about signing up for Medicare, our team is here to help.
- Helping Seniors Make Better-Informed Medicare Decisions
- What is Medicare?
- The amount of money you pay for your health care depends on several factors, including
- Senior Medicare Supplement Plan Insurance in Sullivan's Island, SC
- Important Information About Senior Supplement Plan Insurance
- Senior Medicare Advantage Plan Insurance in Sullivan's Island, SC
- How Medicare Advantage Plans Work
- Medicare Advantage Plan Insurance Rules
- Paying for Your Senior Medicare Advantage Plan Insurance
- The Senior Medicare Insurance Services Commitment
What is Medicare?
If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.
Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.
There are four parts of Medicare:
This type of Medicare is free for most U.S. citizens. Medicare Part A helps older adults pay for care in a nursing facility, hospital visits, and some forms of in-home senior care.
This tier costs around $100 per month. It covers different outpatient services like lab tests, preventative care, doctor's visits, mental health care, clinical trials, and some forms of surgery.
This type of Medicare is most often called Medicare Advantage. This tier of Medicare allows seniors to choose health plans provided by insurance companies like Senior Medicare Insurance Services. Individuals who use Medicare Advantage commonly use Medicare supplement plan insurance to help pay for health care costs that Original Medicare won't cover, like coinsurance, deductibles, and copayments.
Sometimes called "PDPs," these plans add drug coverage to standard Medicare, some Medicare Private Fee-for-Service Plans (PFFS), some Medicare Cost Plans, and Medicare Medical Savings Account Plans (MSA).
The amount of money you pay for your health care depends on several factors, including:
- What kind of care you need, and how often it is needed.
- The type of Medicare coverage you choose.
- Whether there are alternative insurance policies that will help fill gaps in your coverage
- Whether a doctor agrees to charge you the same amount that Medicare will cover for a medical service
At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.
Senior Medicare Supplement Plan Insurance in Sullivan's Island, SC
Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.
Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.
Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.
Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:
Deductibles
Copayments
Coinsurance
Important Information About Senior Supplement Plan Insurance
To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:
As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:
- To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
- Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
- If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
- If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
- Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
- You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
- In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.
For many people, the best time to buy senior Medicare Supplement Plan Insurance in Sullivan's Island, SC is during the 7 months Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Medicare Insurance Services today to determine if you qualify for a Medicare Supplement Insurance Plan.
Senior Medicare Advantage Plan Insurance in Sullivan's Island, SC
A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:
- Preferred Provider Organizations
- Special Needs Plans
- Private Fee-for-Service
- Medicare Medical Savings Account Plans
- Health Maintenance Organizations
In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.
How Medicare Advantage Plans Work
Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).
Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.
When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.
Medicare Advantage Plan Insurance Rules
Medicare works by paying a set amount of money to the companies that offer senior Medicare Advantage Plan insurance in Sullivan's Island, SC. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.
Different plans have different rules for how you receive services, such as:
If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.-
Whether you must get a referral to see a specialized doctor
Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.
Paying for Your Senior Medicare Advantage Plan Insurance
How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.
We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.
The Senior Medicare Insurance Services Commitment
Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:
Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.-
Listening to your specific needs. -
Responding to all inquiries and questions promptly and with a friendly attitude. -
Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.
Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.
We do not offer every plan available in your area. Currently we represent 8 organizations which offer 82 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Latest News in Sullivan's Island, SC
Sullivan’s Island beginning work on new program to address flooding issues
Gracie Kirschnerhttps://www.live5news.com/2025/09/26/sullivans-island-beginning-work-new-flood-prevention-program/
SULLIVAN’S ISLAND, S.C. (WCSC) - Sullivan’s Island town leaders are breaking ground Friday morning on a major project to ease flooding in some of the town’s most vulnerable neighborhoods.Crews are expected to begin work at drainage basins on Station 28.5 and Station 31, two of the worst-functioning systems on the island.Crews will need to close some roads while installing new pipes and infrastructure but residents will still have access to their homes. Town officials say contractors will notify property owners...
SULLIVAN’S ISLAND, S.C. (WCSC) - Sullivan’s Island town leaders are breaking ground Friday morning on a major project to ease flooding in some of the town’s most vulnerable neighborhoods.
Crews are expected to begin work at drainage basins on Station 28.5 and Station 31, two of the worst-functioning systems on the island.
Crews will need to close some roads while installing new pipes and infrastructure but residents will still have access to their homes. Town officials say contractors will notify property owners in advance if work may affect them directly.
The project is set to break ground at 10 a.m. at the corner of Jasper Boulevard and Station 28.5.
The project is funded through the South Carolina Infrastructure Investment Program grant, which also covers upgrades at Stations 16 and 25 in a later phase.
Officials say the improvements will increase the capacity of main stormwater lines, make upgrades to lateral lines and install tidal backflow prevention devices at each outfall.
Filtration devices are also being added to storm drains to ensure cleaner water flows into the creeks surrounding the island. In some areas, crews will also need to remove and replace road pavement and sidewalks.
Town leaders say the basins selected for this work are among those with the most severe drainage problems, affecting the greatest number of residents. These locations lacked the major trunk lines and lateral lines needed to move water off streets, a problem outlined in the adopted earlier this year. The plan found that a majority of Sullivan’s Island’s drainage systems were outdated with some being more than 100 years old.
A South Carolina Infrastructure Investment Program grant is providing $10 million in funding for the project. The town contributed $1.1 million for design, permitting and planning, mostly from federal American Rescue Plan funds.
Construction is expected to be substantially complete by June 2026.
Sullivan’s Island homeowners challenge South Carolina Circuit Court ruling on maritime forest
Katie Fongvongsahttps://www.counton2.com/news/local-news/sullivans-island-homeowners-challenge-south-carolina-court-of-appeals-ruling-on-maritime-forest/
SULLIVAN’S ISLAND, S.C (WCBD) – Some homeowners on Sullivan’s Island are challenging a South Carolina Circuit Court ruling protecting the maritime forest.The forest is once again at the center of a decades-long legal battle, as the residents being represented in case are appealing the 2023 decision in the South Carolina Court of Appeals. The judge ruled in favor of a settlement agreement protecting the 190 acres. Sullivan’s Island for All, a local grassroots organization, advocates that it serves a natural barr...
SULLIVAN’S ISLAND, S.C (WCBD) – Some homeowners on Sullivan’s Island are challenging a South Carolina Circuit Court ruling protecting the maritime forest.
The forest is once again at the center of a decades-long legal battle, as the residents being represented in case are appealing the 2023 decision in the South Carolina Court of Appeals. The judge ruled in favor of a settlement agreement protecting the 190 acres. Sullivan’s Island for All, a local grassroots organization, advocates that it serves a natural barrier.
“The most important thing is that it is a barrier to protect the island, both the people and the property from big storms,” Howard Holl, president of Sullivan’s Island for All, said. “If you notice what’s been happening recently in Charleston, they’re going to spend a billion dollars for a seawall, and we have this natural seawall here that protects the island.”
In 1991, the town put the area in a deed-restricted land trust belonging to residents. However, those homeowners said they are upset as the forest was not there when they bought their homes. Now it has grown, obstructing what would be oceanfront views.
“They also have the negative consequences of the unmaintained maritime forest that has resulted in a lot of species there that never used to exist, and it sort of changed the nature of front beach living for those folks,” James Hood, attorney for Sullivan’s Island homeowners, said.
The attorney added the maritime forest has created issues with wildlife for his clients.
“It also has an impact on the pests, the rodents, the vermin, the coyotes now that are in front of their yards and have deal with that with their own pets and children, and things of that nature,” Hood said. “So, what’s happened is that the town has created a nuisance that these folks have to live next to while other people don’t.”
However, Holl said the forest serves as a habitat for island wildlife, keeping them out of people’s yards, which is critical to island’s ecosystem.
“We are just dedicated to preserving the forest and cutting down the forest just for views is not something that we see as a possibility,” said Holl.
The attorney said the homeowners believe the forest needs maintenance and ask the court to honor the original contract.
“It entered into a contract to resolve a lawsuit that involved specific, limited maintenance of the maritime forest and accreted land. That’s all we want, is what the town promised to do in the settlement agreement and to go forward and get that permitting and let the work continue,” Hood said.
The South Carolina Court of Appeals may issue a ruling in 2026.
Sullivan’s Island sea level rise study forecasts flooding chances through 2050
Hannah Borcherthttps://www.live5news.com/2025/10/20/sullivans-island-sea-level-rise-study-forecasts-flooding-chances-through-2050/
SULLIVAN’S ISLAND, S.C. (WCSC) - The town of Sullivan’s Island is working to reduce the effects of flooding with projects in the works and a study that forecasts sea level rise and offers solutions to combat it.A working stormwater system on Sullivans Island is no longer just a pipe dream, Mayor Patrick O’Neill said.“This is the exciting beginning to a project that’s been years in the making,” he said.The existing storm drain system is failing, leading to flooding.“We&rsqu...
SULLIVAN’S ISLAND, S.C. (WCSC) - The town of Sullivan’s Island is working to reduce the effects of flooding with projects in the works and a study that forecasts sea level rise and offers solutions to combat it.
A working stormwater system on Sullivans Island is no longer just a pipe dream, Mayor Patrick O’Neill said.
“This is the exciting beginning to a project that’s been years in the making,” he said.
The existing storm drain system is failing, leading to flooding.
“We’re going be removing and replacing some of the existing storm drains and putting in new,” Golf Stream Construction Senior Project Manager Cam Cooper said.
Crews are working on adding massive pipes starting with Station 28.5 and Station 31. O’Neill said the pipes will make it easier for rainwater to get collected and flow out to the marsh. That is one of several flood related projects the town is prioritizing.
Town council will look at a sea level adaptation and resilience plan, which highlights nature-based solutions, on Tuesday.
“What we’re really trying to do with these practices as is mimic predevelopment hydrology, so water moves across the land like before we built upon it,” Weston & Sampson Team Leader Kim Morganello said.
The plan will recommend ten adaptation strategies including redesigning Middle Street, a main road on the island. Researchers looked at where street level rain gardens can be added and where permeable parking would be possible.
The study also looked at open space around the island, researchers identified 33 specific locations that could have nature-based solutions. One of the projects is already moving into implementation, a rain garden will be going in at the Sullivans Island Elementary School.
Morganello said the plan serves as a guidebook through 2050 for the town to reference among anticipated increases in high tides and storms. A model allowed researchers to simulate what the future on the island could look like.
“We increased the title storm search value to almost two feet to show what it would look like in 2050. We also added an increase in rainfall depth to simulate some stronger, more frequent and more intense storms,” Weston & Sampson Senior Project Scientist Lucas Hernandez said.
Hernandez said the models and research provides the town with information that will allow officials to begin to address some items on the community rating system through FEMA.
“That system actually feeds into the insurance premiums for a community standpoint,” Hernandez said.
O’Neill added being proactive on anticipated flood concerns is the best strategy for the town.
“We’re definitely planning for tomorrow’s needs and not today because we do expect sea level rise will continue, we expect there to be more extreme rain events, so we’re trying to plan ahead for that,” O’Neill said.
At Tuesday’s council meeting, members could accept the sea level adaptation and resilience plan document, but they will not be voting on anything in it. O’Neill said as the town considers those solutions there will be opportunity for community involvement along the way.
Click here to review the draft plan.
Click here for the latest on Sullivan’s Island Town Council meetings.
Community members unite for 36th Annual Beach Sweep on Sullivan’s Island
Victoria Blairhttps://www.live5news.com/2025/09/21/community-members-unite-36th-annual-beach-sweep-on-sullivans-island/
SULLIVAN’S ISLAND, S.C. (WCSC) - The Friends of Charleston National Parks joined South Carolina’s Sea Grant and the South Carolina Department of Natural Resources for their 36th Annual Beach Sweep on Sullivan’s Island by Fort Moultrie to collect trash from beaches.Families and community members across the Lowcountry came out to clean and help protect the beaches on Sullivan’s Island, collecting everything from different plastics to cans.“The mission for today is really just to get everybody out and...
SULLIVAN’S ISLAND, S.C. (WCSC) - The Friends of Charleston National Parks joined South Carolina’s Sea Grant and the South Carolina Department of Natural Resources for their 36th Annual Beach Sweep on Sullivan’s Island by Fort Moultrie to collect trash from beaches.
Families and community members across the Lowcountry came out to clean and help protect the beaches on Sullivan’s Island, collecting everything from different plastics to cans.
“The mission for today is really just to get everybody out and about connected with nature, connected with the beach, and really participate in cleaning up the areas that we all love and to help keep a beautiful future for our beaches and for our public lands,” Friends of Charleston National Parks Member Amy Meola said.
Since 1988, South Carolinians have come together every third Saturday in September to clear trash from our beaches and waterways, just like the 36th Annual Beach Sweep.
“Everybody laughing, smiling, having a great time. You know, we just need more of that in the world,” U.S. Coast Guard Seaman and volunteer Will Jones said.
Volunteers were given a trash bag, gloves and a trash picker to help them with their cleanup.
“If we keep throwing it on the ground and bringing it to the beach. All the wildlife is going to get sick, and we don’t want that,” volunteer Sebastain Killian said.
Many children participated in the beach sweep, showing that anyone can help make an impact.
“Sea turtles have found a lot of plastic bags that they think are jellyfish and are eating them, and it gets caught in their throat,” Girl Scout volunteer Katelyn Rising said.
“We’re all part of a community, and if our whole community works together, we can stop this nonsense,” volunteer Penelope Killian said.
“Good to teach kids about learning and sharing their community at a very young age. So, they know better when they get older,” Girl Scout volunteer Hannah Mayhew said.
Volunteers collected an entire truckload of trash and debris from the beach.
“It’s nothing to pick up some trash, throw it away, recycle, do all the good stuff. Man, take care of the environment, take care of us,” Jones said.
“You don’t have to be an expert. You don’t need to know about pollution or the ocean. It’s just showing up and taking a nice walk, and just picking up some trash, and it makes a bigger difference than you would think.” Meola said.
“Coming together as a community, doing what we can to preserve the lands and preserve the history that they hold so that they stay intact for future generations,” volunteer Hanna Goble said.
Lowcountry National Parks could soon remove slavery books and exhibits
S CAROLINAhttps://www.southcarolinapublicradio.org/sc-news/2025-09-16/lowcountry-national-parks-could-soon-remove-slavery-books-and-exhibits
Under the Trump administration, National Parks are being forced to remove anything that casts a negative light on America. And that could include slavery.National Park visitors could see changes as early as Wednesday as part of President Donald Trump’s executive order to “Restore Truth and Sanity to American History.” Those changes could include removing books, exhibits and markers about slavery.But in Charleston, the history of slavery is difficult to ignore.Fort Sumter is where the first shots of th...
Under the Trump administration, National Parks are being forced to remove anything that casts a negative light on America. And that could include slavery.
National Park visitors could see changes as early as Wednesday as part of President Donald Trump’s executive order to “Restore Truth and Sanity to American History.” Those changes could include removing books, exhibits and markers about slavery.
But in Charleston, the history of slavery is difficult to ignore.
Fort Sumter is where the first shots of the Civil War were fired in a state the was the first to leave the Union. South Carolina cited slavery as a reason in its 1860 articles of secession.
Yet books about slavery have been flagged and could be banned from National Parks like Fort Sumter and Fort Moultrie in Charleston, the Charles Pinckney National Historical Site in Mount Pleasant, and the Reconstruction Era National Historical Park in Beaufort.
“I can’t imagine anything offensive in this book,” says Marjory Wentworth whose children's picture book called “Shackles” has been flagged, according to a nonprofit that protects parks, the National Parks Conservation Association.
Wentworth says the book is a true story about her boys digging for buried treasure at their Sullivan’s Island home many years ago.
“And they dug up these shackles,” says Wentworth. “And they were, you know, covered in mud, very heavy.”
“I knew exactly what they were.”
Wentworth knew they were shackles for Africans once quarantined on Sullivan’s Island before being sold in Charleston. While the discovery was difficult, Wentworth says it was educational, and she wanted to share the lesson with older children.
Retired National Park Service official Michael Allen stands along the shores of Sullivan’s Island, looking out at Fort Sumter where he worked more than 40 years ago.
At the time, his history on this barrier island as an African American, wasn’t told.
Allen spent decades changing that. He shared not just the tragedies of slavery but the triumphs of people whose forced labor helped build this nation.
“When a person comes here, they’re coming looking for answers, understanding and awareness,” says Allen. “And they might be able to see themselves while they’re here.”
Now he doesn’t know if books, markers and displays he’s collected for national parks in the Lowcountry will withstand the president’s order to remove anything that casts a negative light on America.
“That’s a step toward cleansing, erasure,” says Allen.
National Parks Conservation Association historian Alan Spears is also concerned.
“Great countries don’t hide from their history,” says Spears. “They learn from it and when necessary, they confront it.”
Spears says it’s hard to know what’s being removed because there’s been no transparency about how and why items have been flagged.
“They are sort of winging a conservative agenda to get rid of anything that might make people feel uncomfortable, or worse still, make them think,” says Spears.
In a statement, the U.S. Department of the Interior, which oversees national parks, says items not consistent with the president’s order will be removed or edited. It does not address the process on how that will be done.
The agency posted park signs this summer, asking people to report negative information about Americans past and present. Most of the comments, provide by the National Parks Conservation Association, are positive. They praise parks and ask that changes to history not be made. But some call park signs woke and narratives divisive.
Visitors waiting at Liberty Square to take a ferry to Fort Sumter seem unaware that changes are in the works. Others, like John Barrett from New Jersey, are alarmed.
“It just seems a little like they’re trying to change what the real history was,” says Barrett. “
In Charleston the slave trade was real.
Just down the street from the Fort Sumter ferry, slave ships docked. Nearly half of the nation’s enslaved Africans were unloaded there, at Gadsden's Wharf.
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