Senior Medicare Advantage plan insurance in Sullivan's Island, SC

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Helping Seniors Make Better-Informed Medicare Decisions

Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.

Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).

At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.

We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in Sullivan's Island or simply have questions about signing up for Medicare, our team is here to help.

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Medicare Sullivan's Island, SC

Guiding You Through The Confusion of Medicare!

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What is Medicare?

If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.

Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.

There are four parts of Medicare:

 Senior Medicare Advantage Plan Insurance Sullivan's Island, SC

This type of Medicare is free for most U.S. citizens. Medicare Part A helps older adults pay for care in a nursing facility, hospital visits, and some forms of in-home senior care.

This tier costs around $100 per month. It covers different outpatient services like lab tests, preventative care, doctor's visits, mental health care, clinical trials, and some forms of surgery.

This type of Medicare is most often called Medicare Advantage. This tier of Medicare allows seniors to choose health plans provided by insurance companies like Senior Medicare Insurance Services. Individuals who use Medicare Advantage commonly use Medicare supplement plan insurance to help pay for health care costs that Original Medicare won't cover, like coinsurance, deductibles, and copayments.

Sometimes called "PDPs," these plans add drug coverage to standard Medicare, some Medicare Private Fee-for-Service Plans (PFFS), some Medicare Cost Plans, and Medicare Medical Savings Account Plans (MSA).

The amount of money you pay for your health care depends on several factors, including:

At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.

Senior Medicare Supplement Plan Insurance in Sullivan's Island

Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.

Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.

Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.

Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:

Deductibles

Copayments

Coinsurance

Important Information About Senior Supplement Plan Insurance

To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

 Senior Medicare Plans Sullivan's Island, SC

As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

  • To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
  • Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
  • If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
  • If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
  • Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
  • You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
  • In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.

For many people, the best time to buy senior Medicare Supplement Plan Insurance in Sullivan's Island is during the 7 months Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Medicare Insurance Services today to determine if you qualify for a Medicare Supplement Insurance Plan.

Senior Medicare Advantage Plan Insurance in Sullivan's Island, SC

A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:

 Medicare Plans Sullivan's Island, SC

In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.

How Medicare Advantage Plans Work

Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).

Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.

When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.

 Senior Health Insurance Sullivan's Island, SC

Medicare Advantage Plan Insurance Rules

Medicare works by paying a set amount of money to the companies that offer senior Medicare Advantage Plan insurance in Sullivan's Island. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.

Different plans have different rules for how you receive services, such as:

  • If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.
  • Whether you must get a referral to see a specialized doctor
 Healthcare Sullivan's Island, SC

Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.

Paying for Your Senior Medicare Advantage Plan Insurance

How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.

We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.

 Burial Insurance Sullivan's Island, SC

The Senior Medicare Insurance Services Commitment

Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:

  • Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.
  • Listening to your specific needs.
  • Responding to all inquiries and questions promptly and with a friendly attitude.
  • Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.
 Medicare Advantage Sullivan's Island, SC

Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.

Latest News in Sullivan's Island, SC

Sullivan’s Island Lighthouse a Last of its Kind: Beacon of the Beach

Every nightfall, a rotating light pulsates around Sullivan’s Island twice every 30 seconds. The luminous source is the Charleston Light, also referred to as the Sullivan’s Island Lighthouse, which has stood watch over the cozy beach town for more than six decades.When the pillar of light was first lit on June 15, 1962, it was recorded as the last major lighthouse in the United States built by the federal government. It was also the second brightest lighthouse in the Western Hemisphere, according to Fort Moultrie National H...

Every nightfall, a rotating light pulsates around Sullivan’s Island twice every 30 seconds. The luminous source is the Charleston Light, also referred to as the Sullivan’s Island Lighthouse, which has stood watch over the cozy beach town for more than six decades.

When the pillar of light was first lit on June 15, 1962, it was recorded as the last major lighthouse in the United States built by the federal government. It was also the second brightest lighthouse in the Western Hemisphere, according to Fort Moultrie National Historical Park guide Shelby McAllister.

The Charleston Light was erected to replace the defunct Morris Island Light, which was rebuilt in the 1870s after being destroyed in the Civil War. The lighthouse was at risk of being destroyed again by erosion and was later decommissioned.

Standing at 162.5 feet tall, approaching vessels in the Charleston Harbor could see the flash of the Charleston Light’s 28-million candlepower beam from more than 50 miles offshore. Five years after its construction, its wattage was reduced to 1.2-million candlepower, but it is still visible more than 25 miles away.

Its bright light wasn’t the only thing that caught people’s eyes. Many residents felt the original red and white color scheme was an eyesore. As the sun bleached the red to orange, it was decided that a paint job was in order. Black and white was the popular choice, so the Charleston Light received a makeover.

Sixty-one years later, the mid-century monolithic structure serves as more of a nautical landmark than a navigational aid, but its maritime history is not lost at sea. It was a fixture of the U.S. Coast Guard Historic District that includes buildings dating back to 1894.

When the Coast Guard automated the lighthouse in 1975, it no longer needed a keeper. In 2008, the Coast Guard relinquished ownership to the National Park Service.

THE MAN BEHIND THE LIGHT

Architect Jack Graham’s creation was not only the last of its kind, but it was also one of a kind. His vision for the lighthouse lit up in his mind when he was a 25-year-old graduate of the University of Pennsylvania School of Architecture and a serviceman in the Coast Guard.

In Graham’s last month of active duty, a supervisor gave him a final assignment of designing a lighthouse. The Coast Guard was displeased with the previous drawings that made it resemble a World War I battleship signal tower. By the time Graham was finished, it looked like an air traffic control tower.

Unlike typical circular lighthouses, Graham’s design was triangular with steel girders for the framework and aluminum alloy for siding. He credited his modernist approach and design to his college professor Louis Kahn, an influential modern architect in the post-World War II era known for his monumental and brutalist style.

In September 1989, Graham’s work would be put to the test when Hurricane Hugo lashed the island as a Category 5. The lighthouse’s design was intended to withstand winds up to 125 miles per hour. Hugo brought winds of 160 miles per hour, and the lighthouse never faltered.

In 2009, on Graham’s 75th birthday, he was able to view his creation from the top as he rode in the elevator for the first time. He wasn’t aware that his design was used for the lighthouse until three years after it was built, when he was flipping through a boating magazine.

The lighthouse became eligible to be listed on the National Register as part of the structures in the Coast Guard Historic District in 2012. That same year marked the structure’s 50th anniversary, during which Graham was recognized for the first time with an official ceremony and a historical marker on site.

Before Graham’s passing in June 2022, his wife Martha, who lives in Maryland, wrote “The Charleston Light and The Adventures of Scoops the Seagull.” The children’s book is about the lighthouse, which her beloved husband nicknamed “Sulli.”

Graham’s story lives on in the annals of history and is rekindled every time the sun sinks down past the horizon on Sullivan’s Island. That’s when the lighthouse and Graham’s legacy truly come to life.

Today, the lighthouse stands as one of the most technologically advanced for its time. It is the only lighthouse in America that has both an elevator and air conditioning, according to McAllister.

Due to ongoing problems with the elevator, there are no plans to open the lighthouse to the public. Of the 15 historic lighthouses in the state, none are currently open to the public due mainly to structural issues, she noted.

“This is history that is slowly disappearing, but not many people realize that,” McAllister added.

The National Park Service celebrates National Lighthouse Day every August by opening the Sullivan’s Island Lighthouse grounds to the public. The last time the lighthouse was open for tours was 2018.

By Zach Giroux

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$30M private club floated for Sullivan’s Island gets cautious reception

SULLIVAN’S ISLAND — A $30-million-plus private social hub being proposed for South Carolina’s wealthiest ZIP code is probably not going to advance very quickly.Sullivan’s Island’s Town Council didn’t give the Ocean Club on Atlantic Avenue a warm reception during its meeti...

SULLIVAN’S ISLAND — A $30-million-plus private social hub being proposed for South Carolina’s wealthiest ZIP code is probably not going to advance very quickly.

Sullivan’s Island’s Town Council didn’t give the Ocean Club on Atlantic Avenue a warm reception during its meeting Aug. 15. Elected officials indicated they wanted to wait to consider the big-ticket redevelopment project at what was known for decades as the Sand Dunes Club.

They said they hope to gather more information on the developer’s background, study traffic impacts and learn more about the financial and other implications to neighboring homes and the town.

Real Estate

They also noted the club doesn’t have to be private, and alternate proposals should be considered that all residents could benefit from — not just those who can afford the estimated $60,000 membership fee and $6,000 in annual dues under the current plan.

“I don’t think we have enough information to make an intelligent decision,” said Councilwoman Jody Latham. “We don’t want to make the wrong decision either way.”

Mayor Patrick O’Neil called it “a giant decision” that will affect residents and Sullivan’s for generations to come.

Their comments came after more than two dozen residents spoke for and against the club concept.

The majority were in favor of the idea as a community gathering place while property owners who were against the plan said they viewed it as a commercial operation in a residential district. The opposition also questioned if officials would set a precedent by approving a conditional use for the property.

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The town also received about five dozen letters related to the proposed Ocean Club, with 32 in support and 27 opposed.

Shep Davis, managing partner of the Sullivan’s Island Bathing Co., is leading the effort to create the club. He asked Town Council to advance the proposal to a public hearing before the Planning Commission in September.

Brian Hellman, an attorney representing the developer, said that’s not going to happen since council members indicated they wanted more information.

The property first served as club for military personnel stationed at nearby Fort Moultrie starting in the 1930s. It later became a private beachside retreat for employees of the former South Carolina Electric & Gas Co.

Dominion Energy, which bought SCE&G in 2019, closed the Sand Dunes Club at the onset of the pandemic in early 2020. It was never reopened.

The 3.5-acre site is now owned by a company affiliated with Charleston real estate investor John Derbyshire, the former owner of the Money Man Pawn shop chain. His firm paid Dominion Energy $16.2 million for the property last year.

The Most Expensive Beaches in South Carolina to Buy a Second Home

Have you ever dreamed of rolling out of bed to watch the sun rise over the ocean waves? Do you find that a week at the beach is too short? If you love to spend your days searching for sea shells, watching for marine wildlife, or simply walking in the sand, you may have thought about purchasing a second home that would let you enjoy the ocean any time you please. In fact, some of the beaches in ...

Have you ever dreamed of rolling out of bed to watch the sun rise over the ocean waves? Do you find that a week at the beach is too short? If you love to spend your days searching for sea shells, watching for marine wildlife, or simply walking in the sand, you may have thought about purchasing a second home that would let you enjoy the ocean any time you please. In fact, some of the beaches in South Carolina are among some of the most popular in the entire country.

Each year, thousands of visitors flock to Myrtle Beach, Hilton Head Island, and other beachside towns in South Carolina and its neighboring states of Georgia and North Carolina. Yet if you have ever considered purchasing a beach house, you know that oceanfront property does not come cheap. This article covers five of the most popular and most expensive beaches in South Carolina. You will discover basic facts about each place and the key numbers that prove that they are among the most expensive places to buy a beach house in the entire state. Let’s dive in now, starting with the most expensive beach community in South Carolina.

Sullivan’s Island

First on the list of most expensive beaches in South Carolina is the town of Sullivan’s Island. Sullivan’s Island is a barrier island close to Charleston Harbor. This 2.5-mile island has a small-town feel with gorgeous beaches, marshes, and plenty of history and culture for visitors to enjoy. Located only about 10 miles outside of downtown Charleston, you can reach Sullivan’s Island after a quick 20-minute drive. This beach town is a popular destination for families with young children and retirees alike and provides plenty of award-winning restaurants, watersports like kayaking and swimming, and historic landmarks.

The quiet, picturesque town gives residents and visitors a sense of rural peace while a population of only about 2,000 ensures that neighbors know each other. The majority of homes are owned, with fewer than 20% of residents renting their homes on Sullivan’s Island. However, purchasing a home here will come at a steep price tag.

In June 2023, the average home price in Sullivan’s Island was around $3 million – but in 2022 the majority of single-family homes in Sullivan’s Island sold for $3.8 million. Halfway through 2023, the year’s median was up to $4.7 million. In June 2023, one oceanfront home sold for an incredible $6.29 million, setting a record for the year. Back in November 2020, another oceanfront villa sold for a whopping $8.2 million! Not only is Sullivan’s Island the most expensive beach community in which to buy a house in South Carolina, but it is also one of the top most expensive in the country!

Kiawah Island

Next up is Kiawah Island, a beach in South Carolina called an “oasis of untouched natural beauty and renowned hospitality.” The town of Kiawah Island is located about 21 miles outside of Charleston. With 10 miles of beaches and diverse habitats – from sand dunes to forests and marshes – Kiawah Island is the place to find wildlife thriving. From sea turtles to alligators and whitetail deer and bobcats, Kiawah Island is a window into ocean ecosystems and land mammals alike. This resort island has world-renowned golf resorts, including the famous Kiawah Island Golf Resort which has hosted golfing championships.

This charming resort island has a regular calendar of events, a thriving restaurant and shopping scene, and plenty of opportunities for outdoor adventure. Buying a home on Kiawah Island, however, could be an adventure of its own. Most of the homes on Kiawah Island are rented out during the year to the numerous guests visiting the beaches. Homeowners can expect to pay steep homeowners association (HOA) fees, significant upfront costs, flood insurance, and more. However, the local market makes up for that with a lot of options. Do you want to live in a condo? Would you prefer to buy a house? Are you looking for a beachfront mansion? Whichever it is, Kiawah Island has it all.

In 2022, the median price of a single-family home was $2.7 million. The island saw an incredible $742 million in sales.

Isle of Palms

The town of Isle of Palms is located on the barrier island also called “Isle of Palms.” This residential and resort community with a population of just over 4,300. Take a 20-minute drive from Charleston, and you might end up walking the six miles of white, sandy beaches. Isle of Palms has many bike paths around the island, lots of recreation facilities and opportunities to enjoy every sport from tennis to softball. On the north end of the island, the Wild Dunes Resort commands 1,500 acres of land. There, you will find pools, tennis courts, and golf, as well as homes and vacation rentals.

Isle of Palms is often voted one of the best places to live in South Carolina since the town offers plenty of restaurants and activities and operates like a tiny city. This self-contained ecosystem has everything you will need to live or vacation in a beachside house.

However, purchasing a home on the Isle of Palms might not be easy. In 2022, the median home price for a single-family home was $1.98 million. Yet by June 2023, the median home price was already up to $2.15 million – and prices still seemed to be on the upswing.

Folly Beach

Folly Beach is a town on Folly Island. In this beachfront city just south of Charleston, life revolves around the ocean. Whether biking the beachfront trails, kayaking, surfing, swimming, or boating, visitors flock to Folly Beach to enjoy the sun, surf, and sand. This 12-square-mile barrier island offers 6 miles of beaches and a quirky assortment of local businesses – from seafood restaurants to cafes and small shops.

Folly Beach is also steeped in history. From pirate legends to Civil War history, Folly Beach was historically the site of dastardly deeds and military occupation. Despite being abandoned after the Civil War and later being hit by devastating hurricanes, Folly Beach made an amazing comeback during the 20th century. Today, the boardwalk and the many local attractions bring thousands of visitors to the town that 2,400 residents call home.

In 2022, the median cost of a single-family home in Folly Beach was $1.66 million. Even a small two-bedroom bungalow could easily set you back $1.2 million.

Seabrook Island

Yet another Charleston-area beach town is Seabrook Island. This small, welcoming oceanfront community boasts of natural beauty, miles of pristine beaches, forest, and marshland. Seabrook Island is a private community on a gated barrier island. This means that Seabrook Island is exclusively accessible to residents and their guests. Privacy, peace, and nature attract members who want to enjoy the natural wonders away from crowded beaches.

Thanks to its exclusivity, Seabrook Island features many luxury homes, including those that look out at the ocean or feature river, marsh, forest, or golf course views. As a planned community, Seabrook Island’s designers sought to maintain the natural habitat, keep the local wildlife, and provide luxury real estate.

Unlike in other towns on this list, there is a unique process to become part of the Seabrook Island community. The Seabrook Island Real Estate team is your official source for buying and selling homes in Seabrook Island. You get the choice to buy a unique home or build your own, with the chance to surround yourself with incredible sights. The average home size on Seabrook Island is about 3,000 square feet. With 2,600 residential properties, you can choose from among 38 different mini-communities “within the community” – get a villa, cottage, or townhome.

In 2022, the median cost of a single-family home on Seabrook Island was $1.2 million. By June 2023, that cost had risen to $1.37 million.

The photo featured at the top of this post is © George A. Kenna/Shutterstock.com

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10 Popular Beach Towns South Carolina to Live in 2023

South Carolina is known for many things, from its Southern cuisine to historic cities, and of course, the stunning beaches. With magnificent waves and sandy coves, kayaking and boating, fishing and whale watching, these idyllic South Carolina beach towns are some of the best in the country. Whether you’re looking to relocate to South Carolina or are one of the many South Carolinians looking for a beachside property, you have plenty of towns to choose from.But if you’re not sure what beach towns in South Carolina to check o...

South Carolina is known for many things, from its Southern cuisine to historic cities, and of course, the stunning beaches. With magnificent waves and sandy coves, kayaking and boating, fishing and whale watching, these idyllic South Carolina beach towns are some of the best in the country. Whether you’re looking to relocate to South Carolina or are one of the many South Carolinians looking for a beachside property, you have plenty of towns to choose from.

But if you’re not sure what beach towns in South Carolina to check out, we’ve got you covered. From Charleston to Myrtle Beach, Redfin has compiled a list of the top 10 beach towns in South Carolina. Let’s explore some of the state’s top beaches, listed in alphabetical order, and you might just be tempted to move there.

#1: Charleston

Median home price: $522,495 Average rent for a one-bedroom apartment: $1,707 Charleston, SC homes for sale Charleston, SC apartments for rent

First up on our list of coastal South Carolina cities is Charleston. The city of Charleston is home to roughly 151,600 people and sees countless visitors throughout the year. While there aren’t any beaches in Charleston proper, you’ll find there are many picturesque oceanfront spots to explore or take a drive to one of the nearby beaches. If you’re moving to Charleston, you can also see the houses along Rainbow Row, visit one of the many historic sites like Fort Sumter National Monument, and check out the vendors at Charleston City Market.

Your next home is just a tap away

Access new homes anytime, anywhere with the Redfin app. Download app #2: Edisto Beach

Median home price: $565,000 Edisto Beach, SC homes for sale Edisto Beach, SC apartments for rent

Another one of South Carolina’s great beach towns to consider buying a home in is Edisto Beach. There are just about 1,000 residents, but there are plenty of beaches to visit, like Edisto Beach or Gray’s Beach. You can also camp at Edisto Beach State Park or have a meal at a waterfront spot, if you’re looking to explore the town.

#3: Folly Beach

Median home price: $645,000 Folly Beach, SC homes for sale Folly Beach, SC apartments for rent

Folly Beach is home to about 2,100 residents. There are lots of beaches to explore on a sunny South Carolina day, like its namesake Folly Beach. If you find yourself moving to Folly Beach, make sure to stop by the Lighthouse Inlet Heritage Preserve or explore Dunes House.

#4: Hilton Head Island

Median home price: $662,000 Hilton Head Island, SC homes for sale Hilton Head Island, SC apartments for rent

Home to beautiful beaches like Bradley Beach, Burkes Beach, Coligny Beach Park, Fish Haul Beach Park, Folly Field Beach, Singleton Beach, and South Beach, there are countless places to spend a beach day. With roughly 38,100 residents in Hilton Head Island, make sure to also explore Audubon Nature Preserve, golf at one of the courses, or visit the Coastal Discovery Museum.

#5: Isle of Palms

Median home price: $1,925,000 Isle of Palms, SC homes for sale Isle of Palms, SC apartments for rent

The quaint coastal town of Isle of Palms has about 4,300 residents, making it another great place to add to your list. You’ll find beautiful beaches such as Isle of Palms Beach, perfect for spending the day outside. In Isle of Palms, you can take a fishing charter trip, golf, or have lunch at a waterfront restaurant.

#6: Kiawah Island

Median home price: $1,242,500 Kiawah Island, SC homes for sale Kiawah Island, SC apartments for rent

Kiawah Island has about 2,000 residents and is a quaint beach town to consider renting or buying a house in. Some beaches you can visit are Beachwalker Park, Seabrook Beach, and West Beach. Whether you visit parks and nature preserves like Marsh View Tower and Maritime Forest Reserve & Nature Trail, there are many cool things to do and see in this beach town.

#7: Murrells Inlet

Median home price: $508,775 Average rent for a one-bedroom apartment: $1,450 Murrells Inlet, SC homes for sale Murrells Inlet, SC apartments for rent

With a population of about 9,300, Murrells Inlet is a magnificent coastal area to live in. There are plenty of beaches to explore, including Love’s a Beach. If you find yourself moving to this beach town, make sure to stop by the Murrells Inlet Marsh Walk or take a sunset boat cruise.

#8: Myrtle Beach

Median home price: $271,500 Average rent for a one-bedroom apartment: $1,666 Myrtle Beach, SC homes for sale Myrtle Beach, SC apartments for rent

Myrtle Beach has stunning beaches such as 3rd Ave Public Beach and Myrtle Beach, great for enjoying a sunny day. Be sure to take a spin on the SkyWheel, play mini golf or check out one of the museums, and see a show or dinner theater once you move to Myrtle Beach.

#9: Seabrook Island

Median home price: $800,000 Seabrook Island, SC homes for sale Seabrook Island, SC apartments for rent

Just about 2,000 people live on Seabrook Island, private to residents and guests, where you’ll find beaches like Seabrook Island Beach. You’ll truly be living in the lap of luxury as Seabrook Island is a private oceanfront community, where membership to the Seabrook Island Club is needed to buy a home on the island. Some other fun activities to do on Seabrook Island include hiking along the Hidden Oaks Nature Trail, golfing at one of the two different courses, and enjoying the club amenities that come with your membership like fitness centers, dining options, racquet sports, and more.

#10: Sullivan’s Island

Median home price: $7,000,000 Sullivan’s Island, SC homes for sale Sullivan’s Island, SC apartments for rent

This seaside town has a population of 1,900 and there are numerous beaches to enjoy a picnic at. On Sullivan’s Island, you can visit Station 18 Beach, Station 28 1/2 Beach, and Sullivan’s Island Beach. There’s plenty to do on an afternoon or weekend, like hiking Sullivan’s Island Nature Trail, exploring Fort Moultrie National Historical Park, and stopping by the Sullivan’s Island Lighthouse. In addition to these beach towns, there are plenty of affordable places to live in South Carolina.

Note, this list is not comprehensive of all the beach towns in South Carolina. Median home sale price data from the Redfin Data Center during June 2023. Average rental data from Rent.com June 2023. Population data sourced from the United States Census Bureau.

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